Florence Homes with FHA New Financing

Welcome to Florence, Arizona – a charming town steeped in history and surrounded by breathtaking desert landscapes. Nestled in Pinal County, Florence is a hidden gem that offers a unique blend of old-world charm and modern amenities. With its rich heritage dating back to the 1800s, the town boasts a vibrant downtown area filled with historic buildings, quaint shops, and delightful eateries. Residents enjoy a tight-knit community atmosphere, making it an ideal place for families and individuals alike.

Florence is not only known for its historical significance but also for its stunning natural surroundings. With close proximity to the Superstition Mountains and various outdoor recreational activities, residents can indulge in hiking, biking, and exploring the great Arizona outdoors. The town is also home to several parks and community events that foster a sense of belonging and engagement among its residents.

For those looking to make Florence their home, the real estate market is thriving, with a variety of housing options available. One particularly appealing aspect is the availability of homes with FHA New Financing. This financing option makes homeownership more accessible, allowing first-time buyers and those with lower credit scores to secure their dream home in this picturesque town. Whether you’re seeking a cozy single-family home or a spacious property with room to grow, Florence has something for everyone.

Discover the charm and warmth of Florence, where history meets modern living, and find your perfect home in this delightful Arizona town!

Newest Florence Homes with FHA New Financing

$330,000

3 Beds ⋅ 2 Baths ⋅ 7078267 MLS ⋅ 1,665 SqFt.

Welcome to this charming home in Magic Ranch! Offering 3 beds, 2 baths, mature desert landscape, and a 2-car garage w/extended driveway. The interior exudes refined style with high ceilings, tons of natural light, designer palette, wood accent details, tile flooring in common areas, and soft carpet in bedrooms. You'll love the seamlessly flowing open layout! The inviting living space is paired with a fireplace. The impressive kitchen boasts SS appliances, granite counters, subway tile backsplash, a walk-in pantry, white shaker cabinetry, recessed lighting, and an island w/breakfast bar. The large main bedroom has an ensuite w/walk-in closet. The spacious backyard, with a covered patio & artificial turf, is the ideal spot to relax or enjoy a BBQ. No direct neighbors behind! Make this yours!

5740 E Thetis Drive, Florence

$229,000

3 Beds ⋅ 2 Baths ⋅ 7077806 MLS ⋅ 1,281 SqFt.

USDA ELIGIBLE! Cute Single-Level Home situated on a premium lot! Split floorplan features 3 bedrooms, 2 bathrooms, vaulted ceilings, a spacious living room, cozy eat-in kitchen, Enjoy the back patio featuring view fencing of the common area, mountain views, and newer paint and flooring

23682 N Sunrise Circle, Florence

$509,700

2 Beds ⋅ 2 Baths ⋅ 7077619 MLS ⋅ 2,337 SqFt.

Some homes offer a combination that's simply hard to duplicate, and this highly sought-after Serenity model is a standout. Featuring TWO DENS for exceptional flexibility and perfectly positioned on an expansive desert wash homesite, this property delivers outstanding privacy, beautiful open-desert surroundings, and the peaceful Arizona setting buyer's desire. Add an impressive garage configuration featuring a 4-foot extension, large tandem garage, AND a separate golf cart garage, and you have a rare combination of space, privacy, and versatility. Welcome to your private oasis at 4233 N Brigadier! A gated front courtyard creates an inviting first impression and a wonderful spot to enjoy your morning coffee. Step inside to a light-filled, open-concept design featuring 9+ foot ceilings, no interior steps, tile flooring, roller shades, and thoughtful upgrades throughout. Energy-efficient windows, mechanical sunshades, and tinted windows add comfort and efficiency. At the heart of the home, the kitchen offers both style and function, with granite countertops, a generous center island, gas cooktop, built-in electric oven and microwave, walk-in pantry, and reverse osmosis system. The open layout flows naturally into the main living areas, creating an ideal environment for everyday living and entertaining. The private owner's suite provides a comfortable retreat with a spacious bath featuring dual vanities and a separate private toilet room. TWO DENS set this Serenity apart, offering tremendous flexibility for home offices, hobbies, a media room, or additional guest space. Step outside and you'll quickly appreciate what makes this property so special. The HUGE DESERT WASH provides an impressive sense of openness and privacy with no homes immediately behind you. Relax beneath the covered patio, gather around the fire pit on cool desert evenings, or simply enjoy the peaceful natural surroundings. Low-maintenance synthetic grass and wrought-iron fencing complete the outdoor setting. Garage enthusiasts will love the 4-FOOT EXTENSION, TANDEM GARAGE, SEPARATE GOLF CART GARAGE, epoxy flooring, and dedicated storage--providing outstanding flexibility for vehicles, a golf cart, workshop, hobbies, and more. Beyond the home, Sun City Anthem at Merrill Ranch delivers the resort-style experience that makes this community so special. The 48,000-square-foot recreation center serves as the heart of the community, with indoor and outdoor pools, extensive fitness facilities, pickleball, tennis, bocce ball, creative arts and hobby spaces, and an incredible variety of clubs, activities, and social events. Golfers can enjoy the Troon-managed, championship Poston Butte Golf Club, while the Anthem Grille offers a full-service restaurant and bar right within the community--perfect for meeting friends, enjoying dinner and drinks, or relaxing after a round of golf. It's a lifestyle built around staying active, connecting with friends and neighbors, and enjoying the very best of Arizona living. An exceptional home, an incredible setting, and a community you'll love calling home!

4233 N Brigadier Drive, Florence

$334,990

4 Beds ⋅ 3 Baths ⋅ 7077449 MLS ⋅ 1,823 SqFt.

Ask about the finance price and our BELOW MARKET INTEREST RATES when buyer elects to finance with DHI Mortgage. The Cali floorplan offers 4 generous size bedrooms with an open-concept layout connecting the great room, dining area, and kitchen for easy living and entertaining. Designer finishes include crisp espresso cabinets with hardware, granite countertops in the kitchen and both bathrooms, stainless steel appliances, and tile flooring throughout the main living areas. The primary suite features a dual-sink vanity and private water closet. Features include whole-home blinds, energy-saving spray foam insulation, rain gutters, and front yard landscaping. Anthem at Merrill Ranch offers resort-style pools, golf, pickleball, fitness center, rock climbing, dog park, and so much more!!

8418 W Stargell Way, Florence

$469,000

2 Beds ⋅ 2 Baths ⋅ 7076799 MLS ⋅ 2,095 SqFt.

Welcome to this impeccable Pursuit model located in the highly desirable 55+ community of Anthem at Merrill Ranch. Perfectly situated on a premium homesite, this exceptional property offers stunning golf course and desert views while backing to a spacious common area, creating an unparalleled sense of privacy and tranquility. Step outside to an expansive travertine patio, ideal for relaxing or entertaining, overlooking a beautifully landscaped, fully fenced backyard complete with low-maintenance turf. Inside, you'll find an impressive list of upgrades designed for both comfort and style. The chef-inspired kitchen features granite countertops, stainless steel appliances, pendant lighting, an RO water system, and abundant workspace for cooking and entertaining. Elegant wood flooring, a charming dining room bow window, fresh neutral paint, ceiling fans, and Levelor cellular shades throughout the home create a warm, inviting atmosphere. Additional premium features include a Flow-Tech anti-scale water system, tankless water heater, and a welcoming architectural steel security screen door that enhances both curb appeal and peace of mind. The oversized two-car garage is equally impressive with its epoxy-coated floor, utility sink, and extended storage area. As a resident of Anthem at Merrill Ranch, you'll enjoy an exceptional resort lifestyle with championship golf, fitness facilities, swimming pools, pickleball courts and much more just minutes from your doorstep. This meticulously maintained home is truly move-in ready and offers the perfect combination of luxury, comfort, privacy, and active adult living. Welcome home!

5744 W Cinder Brook Way, Florence

$465,000

3 Beds ⋅ 2 Baths ⋅ 7076560 MLS ⋅ 1,520 SqFt.

Discover this charming horse property in Florence with NO HOA! Situated on over 1.5 acres, featuring 3 beds, 2 baths, a 2-car garage w/built-in cabinetry, barn & corrals. Inside, you'll find vaulted ceilings, abundant natural light, a designer palette, wood-look floors t/out, and an excellent open-concept floor plan. The eat-in kitchen is equipped with a pantry, ample white cabinets & counters, and SS appliances. The main bedroom includes a walk-in closet and a private bath. Outside, enjoy an expansive grassy backyard with mature shade trees, a covered patio, ideal for relaxing or entertaining. The fenced horse setup offers a large covered corral/barn structure with pen areas, fenced enclosures, and generous open space for horses, equipment & activities. Don't miss this unique opportunity!

12171 E Reksom Road, Florence

$350,000

5 Beds ⋅ 3 Baths ⋅ 7076369 MLS ⋅ 2,221 SqFt.

Become the proud owner of this lovely home in Magma Ranch! You're welcomed by a 2-car garage and an RV gate for larger vehicles. You'll be delighted by a spacious open layout with high ceilings, recessed lighting, a soothing palette, blinds, and durable tile flooring for easy maintenance. The gourmet kitchen comes with granite counters, ample wood cabinetry with crown moulding, stainless steel appliances, a walk-in pantry, and an island with a breakfast bar for casual dining. The primary bedroom showcases soft carpeting, an ensuite with dual sinks, and a walk-in closet for an organized wardrobe. Outside, you'll find a sizeable backyard, which offers a covered patio for dining al fresco and abundant space to craft your dream outdoor oasis. Don't miss out on this fantastic opportunity!

12035 E Lupine Lane, Florence

$365,000

4 Beds ⋅ 3 Baths ⋅ 7076232 MLS ⋅ 2,289 SqFt.

Fresh, stylish, and move-in ready! This inviting home features brand-new flooring and a NEW A/C system, giving you two big-ticket updates already checked off the list! The bright, functional layout offers plenty of space to relax, entertain, and make it your own. Enjoy a welcoming living space, well-appointed kitchen, comfortable bedrooms, and an outdoor area with ample privacy and no backyard neighbors. Enjoy the weekends with the stunning community amenities like parks, water slides, gym, lake and so much more! Thoughtful updates and a location close to everyday conveniences, this home is ready for its next chapter. All you have to do is move in and make it yours!

7729 W Springfield Way, Florence

$349,900

2 Beds ⋅ 2 Baths ⋅ 7076111 MLS ⋅ 1,495 SqFt.

Beautifully updated Del Webb Inspiration model in Sun City Anthem at Merrill Ranch. This 1,495 sq. ft. home offers 2 bedrooms, 2 baths plus a den/office and an open great-room floor plan with 9+ ft. ceilings. Features include new LVP flooring throughout, plantation shutters, professionally painted kitchen and bath cabinetry, updated fixtures and hardware, GE appliances, reverse osmosis and water softener. HVAC replaced in 2022 and LG washer/dryer in 2024. Enjoy a covered patio, artificial turf, pavers, mature desert landscaping and privacy wall. Leased solar. Resort-style community amenities include pools, spa, fitness center, golf, pickleball, and golf course.

6291 W Heritage Way, Florence

$575,000

3 Beds ⋅ 3 Baths ⋅ 7076039 MLS ⋅ 2,407 SqFt.

Arizona living at its best! MOVE-IN READY!! IMMACULATE RV garage complete with 2 mini-split AC, epoxy floors, overhead storage & still room for 2 cars! RV access to side-yard provides additional space for your RV, boat and toys. Outside, the pool, pergola, natural stone pavers, rock gardens, agave plants, and landscape lighting create a private resort-like retreat With no backyard neigh With no backyard neighbors. Inside, this 3-bed, 2-bath home features a chef-inspired kitchen with white cabinetry, quartz countertops, under-cabinet lighting and walk-in pantry. Wood-look tile flows through the main living areas, plus a versatile den/office/second living space. Solar panels and battery storage help offset the majority of typical year-round energy usage. This home is PERFECT! Don't miss it! the majority of typical year-round power usage complete this exceptional Arizona property.

9838 E Harvest Road, Florence

$225,000

2 Beds ⋅ 2 Baths ⋅ 7076012 MLS ⋅ 1,057 SqFt.

MOVE-IN READY & FULL OF UPDATES IN FLORENCE GARDENS! This 2 bedroom, 2 bath home has been lovingly cared for and is ready for its next owner. Enjoy vaulted ceilings, updated flooring completed in 2025, and a bright, comfortable layout that feels like home from the moment you walk in. Outside, relax under the large covered patio or enjoy a nice game of cornhole on the backyard court. You'll love the easy-care landscaping and the extra space of the workshop and additional tempature controlled hobby room. Major updates include HVAC in 2023, newer water heater and water softener, updated faucets and door hardware, plus fresh exterior paint in 2026. Add in the fun 55+ Florence Gardens lifestyle and community amenities and this one is easy to love!

3802 N Montana Avenue, Florence

$274,900

4 Beds ⋅ 2 Baths ⋅ 7075892 MLS ⋅ 1,450 SqFt.

Welcome to this charming single-level home in Western Crossing, offering 4 bedrooms, 2 bathrooms, a 2-car garage, and solar! Step inside to a bright, open layout featuring neutral finishes, tile flooring throughout the main living areas, and comfortable carpet in the bedrooms. The kitchen opens seamlessly to the living and dining areas and features stainless steel appliances, a pantry, crown-molded cabinetry, and a center island with breakfast bar seating. The spacious primary suite includes dual sinks and a walk-in closet. Outside, enjoy a large backyard with a covered patio and plenty of room to create your own outdoor retreat. Conveniently located near Hwy 287 with easy access to shopping, dining, and schools!

1373 S Vista Avenue, Florence

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