Florence Homes with Owner May Carry New Financing

Florence Homes with Owner May Carry New Financing

Welcome to Florence, Arizona – a hidden gem nestled in the heart of Pinal County. Known for its rich history and vibrant community, Florence offers a unique blend of small-town charm and modern conveniences. This picturesque town boasts a warm desert climate, making it an ideal spot for those who enjoy sunny skies and breathtaking sunsets.

Florence is steeped in history, with a downtown area that features beautifully preserved buildings dating back to the late 1800s. Stroll through its quaint streets and discover local shops, delightful eateries, and engaging art galleries. The town is also home to several annual events and festivals, fostering a strong sense of community and connection among residents.

For those looking to settle down in this enchanting locale, Florence presents a variety of housing options, including homes with owner may carry new financing. This flexible financing option allows potential homeowners to explore a path to ownership that is often more accessible than traditional lending. With the owner carrying the financing, buyers can benefit from tailored payment plans and potentially lower down payments, making the dream of homeownership a reality.

Whether you’re seeking a cozy family home or a charming retreat, Florence’s real estate market has something for everyone. Embrace the opportunity to live in a community rich in culture, history, and natural beauty. Come explore Florence, where your new home awaits amidst the stunning Arizona landscape!

Newest Florence Homes with Owner May Carry New Financing

$186,000
7065790 MLS
Take advantage of this 2.5-acre property, which consists of two 1.25-acre lots. The owner prefers to sell them together as they complement each other well. Each lot includes a well share, providing excellent access to water. The soil is ideal for horses, and the land features a nice mix of Ironwood and Palo Verde trees. Electric service is available through SCIP, with power located at both the well and the neighboring property. Reach out to SCIP for Due Dillegence. Or go off grid with a complete solar setup. Pinal county is BARNDO FRIENDLY

E Cactus Flower Drive Unit C and D, Florence
$324,000
4 Beds ⋅ 2 Baths ⋅ 7065718 MLS ⋅ 1,450 SqFt.
Lower than Market Rate Seller Carry Available or $5,000 Buyer Credit! Beautifully upgraded, turn key 2025 home with the peace of mind of a transferable builder warranty! This thoughtfully designed 4 bedroom, 2 bath home offers the perfect blend of modern style, energy efficiency, and everyday comfort. From the moment you arrive, you'll appreciate the attractive curb appeal featuring professional landscaping and an inviting paver walkway leading to the front entrance. Inside, you'll discover a bright, open floor plan enhanced with ceiling fans in every room, custom closet organization, abundant storage, and extra kitchen cabinetry that provides exceptional space for entertaining and daily living. The kitchen comes complete with all appliances, making your move effortless from day one. Built for comfort and efficiency, this home features full foam insulation, an insulated garage, rain gutters, and a premium whole-home 5 stage water filtration system, valuable upgrades rarely found in new construction. Step outside to enjoy a private backyard that's ready for relaxing, gardening, or entertaining family and friends. Young fruit trees are appropriately placed on this large lot with secure privacy. With thousands invested in upgrades already completed, this home delivers the convenience of new construction without the added expense, time, or hassle. Simply unpack and start enjoying the Arizona lifestyle you've been waiting for. Life at Anthem at Merrill Ranch is about far more than the home. it's a lifestyle. Residents enjoy access to an extraordinary 43,000 square foot community recreation center featuring a state of the art fitness center, indoor basketball courts, a three story rock climbing wall, resort style aquatic center with water park, lap pool and splash areas, pickleball and tennis courts, soccer and baseball fields, miles of walking and biking trails, fishing lake, playgrounds, dog park, community events, Parkside Café, and the championship Poston Butte Golf Club, one of Arizona's premier public golf destinations. Resort-style amenities, beautifully maintained parks, and an active social calendar make Anthem at Merrill Ranch one of the area's most sought-after master-planned communities. This exceptional home is truly move in ready and offers the perfect combination of quality, comfort, and value!

8484 W Clemente Way, Florence
$79,000
7056695 MLS
Two lots = 4.89 acres in fast-growing Pinal County! An excellent opportunity to build or bring your future home, create a private desert retreat, or invest for long-term growth. Parcels 206-06-031C and 206-06-031D are being offered together, with electric nearby. Enjoy wide-open Arizona skies, extra breathing room, and plenty of possibilities. Dry washes along east end of lot offer nice variety. Seller will not carry. New improved cell service in the area. New pics and video coming soon!

N Biznaga Street Unit -, Florence
$49,800
7052590 MLS
Don't miss this opportunity to own a desirable corner lot complete with a well maintained, furnished 2003 34' SunnyBrook fifth wheel ready for you to move in and start enjoying the lifestyle you've been looking for. Perfectly situated on the sunny side of the street, this inviting home offers ceiling fans in both the living room and bedroom for added comfort, along with numerous recent upgrades, including a new roof (2025), upgraded water purification system, newer metal entry steps, and a modern remote-controlled awning for effortless outdoor living. Located in the highly sought after 55+ Caliente Casa De Sol community, you'll enjoy resort style living with an incredible selection of amenities. Spend your days relaxing in one of four pools and spas, staying active with pickleball and horseshoes, or connecting with neighbors through cards, crafts, ceramics, and countless social activities. Additional conveniences include four laundry facilities, a clubhouse, woodshed, annex building, and much more. Whether you're looking for a seasonal retreat or full-time residence, this turnkey property offers exceptional value, low-maintenance living, and an active community you'll love.

202 E Palo Verde Lane Unit 273, Florence
$159,000
2 Beds ⋅ 2 Baths ⋅ 7046412 MLS ⋅ 1,352 SqFt.
Your dream kitchen has arrived! The open-concept layout of this 2 bedroom home centers around a beautifully remodeled kitchen with granite countertops, updated cabinetry, a designer backsplash, and a spacious walk-in pantry. The attached, oversized Arizona room offers additional living space and opens to a covered patio and large workshop, perfect for hobbies, storage, or projects. Step into the fully fenced backyard where a private staircase leads to an observation deck with breathtaking panoramic mountain views--the perfect place to enjoy Arizona's spectacular sunrises and sunsets. Updated lighting and ceiling fans add a fresh, modern touch throughout. Situated on a spacious corner lot, you'll enjoy extra outdoor space without the extra maintenance.

3600 N Colorado Avenue, Florence
$80,000
7042558 MLS
Property is located south of Florence Kelvin-Highway. Property has recently been split into three 13-acre lots. Property is gated at Barkerville. Perfect opportunity for a small ranchette or private playground in the desert! Seller will consider terms (25% down, 9% interest, 5-year amortization, 3-year balloon, quarterly payments).

S Barkerville Road Unit -, Florence
$124,999
7041764 MLS
*Adjacent Lot available* Escape to wide-open spaces with this 18.6 acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert.

011B Gardenshire Road Unit E82, Florence
$124,999
7041754 MLS
Escape to wide-open spaces with this 18.47-acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert. Adjacent lot 18 acres also available.

011A Gardenshire Rd Road Unit W82, Florence
$80,000
1 Beds ⋅ 1 Baths ⋅ 7036888 MLS ⋅ 413 SqFt.
Welcome to Caliente Casa Del Sol, a sought-after 55+ community in Florence, AZ where you own the land--no land lease! This beautifully remodeled home, updated by a licensed general contractor, is move-in ready and features granite countertops, new flooring, fresh interior paint, updated lighting, new vanities, and a remodeled walk-in shower. The spacious kitchen offers a full-size range and ample cabinet space. Enjoy low-maintenance living with low HOA fees and access to community pools, clubhouse activities, and a vibrant social calendar. Perfect as a year-round residence or winter retreat. Affordable, updated, and ready for its new owner!

106 E Hedge Drive, Florence
$480,000
7036817 MLS
Rare opportunity to own ±60 acres of scenic Arizona desert with frontage on Kelvin Florence Highway in the rapidly growing Florence area. Surrounded by State Land on the north and west, this private parcel offers exceptional views of the Mineral Mountains, Newman Peak, and the Superstition Mountains. Zoned GR (General Rural) in Pinal County, the property allows a variety of uses including residential, agricultural, equestrian, and recreational opportunities. The level to gently rolling terrain is dotted with native saguaro cacti, creating the classic Sonoran Desert landscape buyers seek. Ideal for a custom ranch, rodeo arena, equestrian retreat, residential development, or long-term investment. The property has potential for future parcel splits and lies in the path of growth. Power is located approximately ½ mile west on Diffin Road, with nearby well activity supporting future development. Enjoy peaceful desert living with paved highway access, abundant outdoor recreation, and endless possibilities on this unique Arizona land holding.

+/-60acres E Florence-Kelvin Highway Unit -, Florence
$135,000
7022208 MLS
SEE PLAT MAP IN PICTURES LOTS 5,6,7,8 THERE ARE 4 LOTS HERE FOR SALE. 3 ARE 1.250 ACRES OFFERED AT $135,000.00 EACH 1- 1.549 ACRES OFFERED AT $165,000.00 OWNER WILL CARRY AT 6% INTREST WITH 20% DOWN AMORTISED OVER 30 YEARS WITH A BALLOON PAYMENT IN 15 YEARS. THE LISTING AGENT HAS THE DETAILS. Sweeping views of the Sonoran Southwest Desert's wide open spaces! The most beutiful Sunsets in the Western skies!

0000 E Adamsville Road Unit -, Florence
$155,000
6999910 MLS
Premium horse property , mature trees and saguaro cactus, BORDERING STATE LAND North side of the property line , BEAUTIFUL VIEWS. SELLER FINANCING.

5AC N Gunsight Lane, Florence
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