Lakeside Homes with FHA New Financing

Lakeside Homes with FHA New Financing

Welcome to Lakeside, Arizona – a hidden gem nestled in the heart of Navajo County. Known for its breathtaking natural beauty and serene atmosphere, Lakeside is the perfect blend of small-town charm and outdoor adventure. With its stunning lakes, towering pines, and crisp mountain air, this picturesque community offers a peaceful retreat for families, retirees, and outdoor enthusiasts alike.

Lakeside boasts a vibrant community spirit, with friendly neighbors and a variety of local events year-round. Residents enjoy access to a plethora of recreational activities, from fishing and boating on Rainbow Lake to hiking the scenic trails of the Apache-Sitgreaves National Forest. The area is also home to excellent schools, making it an ideal place for families looking to settle down.

For those considering a move to this enchanting town, you'll be pleased to know that many homes in Lakeside qualify for FHA new financing. This means that potential homeowners can take advantage of lower down payment options and more flexible credit requirements, making homeownership more accessible than ever. Whether you're searching for a cozy cabin retreat or a spacious family home, Lakeside's real estate market has something for everyone.

Imagine waking up to the sound of rustling leaves and the gentle lapping of water against the shore. With its stunning landscapes, welcoming community, and affordable financing options, Lakeside, AZ, is not just a place to live; it’s a place to thrive. Come experience the magic of Lakeside and find your dream home today!

Newest Lakeside Homes with FHA New Financing

4 Beds ⋅ 4 Baths ⋅ 7056669 MLS ⋅ 2,943 SqFt.

Estimated Completion Fall 2026! There is still time to personalize, select interior finishes and create your dream home. This exceptional new construction mountain retreat in Starlight Ridge Estates offers the charm of a cabin in the pines with the comfort and style of contemporary design. Located in desirable Lakeside, Arizona, this thoughtfully designed 4-bedroom, including two primary suites, 4-bath home with extended 3-car garage is currently under construction and features soaring vaulted ceilings, expansive windows, and an open-concept floor plan filled with natural light. A dedicated lower-level bedroom and full bath provide added flexibility for guests, a home office, or multi-generational living. Situated on an elevated premium homesite surrounded by ponderosa pine trees, the property offers privacy, peaceful forest views, and an authentic connection to the natural beauty of Arizona's White Mountains. The inviting interior will feature warm, modern finishes, seamless flow between the kitchen, dining, and living areas, and carefully selected design elements that create a comfortable yet refined mountain living experience. Whether enjoying quiet mornings among the pines or entertaining family and friends, this home is designed to embrace both everyday living and weekend escapes. Starlight Ridge Estates is known for its peaceful setting and convenient location just minutes from shopping, dining, hiking, fishing, boating, golf, and year-round outdoor recreation. Ideal as a full-time residence, seasonal getaway, or investment property, this new construction home offers a rare opportunity to own a modern mountain retreat in one of Lakeside's most desirable communities. **This is an active construction site. DO NOT Walk Site. Visit can be coordinated with Agent and Builder.**

7384 Carina Lane, Lakeside

3 Beds ⋅ 2 Baths ⋅ 7055651 MLS ⋅ 1,273 SqFt.

Freshly remodeled in 2025, this 3-bedroom, 2-bath home in the Rainbow Lake area of Lakeside feels brand new the moment you walk in. It gives you 1,273 square feet of easy single-level living on a level 0.28-acre lot, built in 1974 and updated top to bottom for how people live today. The kitchen has quartz countertops, brand-new cabinets, and stainless steel appliances, and opens to the main living area so it is easy to cook and still be part of the conversation. Warm luxury vinyl plank flooring runs through the living areas and bedrooms, new fixtures, lighting, and blinds are already in place, and both bathrooms have been fully redone. Behind the walls the home has updated PEX plumbing, so the big-ticket systems are handled and there is nothing left to fix before you move in. Everything sits on one level with no stairs, leaving the three bedrooms flexible for guests, a home office, or a hobby space. Outside, the level lot has plenty of room to add a garage or shop or park an RV or boat, with mature pines for shade and no HOA telling you what to do with your own property. Power, water, and sewer are all available, and the home is in the Blue Ridge School District. You are also minutes from Rainbow Lake, a 116-acre lake at 6,700 feet stocked with rainbow trout and holding bass, catfish, and bluegill, with a public boat landing for fishing, kayaking, and canoeing. Pinetop-Lakeside sits above 7,000 feet in the White Mountains, surrounded by the pines of the Apache-Sitgreaves National Forest, with cool summers, clean air, and all four seasons. Close by you will find more than 180 miles of trails, several golf courses, and winter skiing at Sunrise Park Resort, plus local shops, restaurants, and seasonal events, with Phoenix about a three hour drive.

3251 Harmony Avenue, Lakeside

2 Beds ⋅ 1 Baths ⋅ 7052325 MLS ⋅ 960 SqFt.

Welcome Home to your Mountain Retreat high up in the White Mountains setting at 6,700''! This rustic 2 bedroom, 1 bath cabin has 960 square feet, with an extended 1 car garage with a workshop. When pulling into the property, you have a large circular driveway with plenty of parking for your motorhome, campers, boats, toy haulers, and more! The tall pine trees keep you reminded that you're relaxing up in the mountains, with cooler temperatures and a slower pace and relaxation. Upon the approach to the front of the home, feel free to imagine spending time on the covered front porch, waving to people walking or driving by. Inside, the home, you will find a gorgeous fireplace with a mantle where a large TV can rest. There are ceiling fans throughout, dual pane windows, and more. The home also has 2 large matching sheds, all with matching metal roofs. The larger shed could be turned into a bunkhouse, while the smaller one is a well house with lots of shelving. Besides the typical utilities, the property also has a private well, perfect for someone that likes to garden!. This home has solar and it will be paid off at closing! The solar was not mounted on the roof, but has a separate structure in the back part that can be utilized at covered parking! There is a road that takes you to the back yard for easy access. This amazing little cabin has been in the same family since it was built in 1969. These are the types of properties that people don't like to sell so are you ready to make the move to the White Mountains? MORE PHOTOS WILL BE ADDED SHORTLY. DON'T WAIT ON THIS ONE! HOME WARRANTY INCLUDED!

540 Mountain View Drive, Lakeside

3 Beds ⋅ 2 Baths ⋅ 7050062 MLS ⋅ 1,123 SqFt.

Looking for a cabin in the tall pines of the White Mountains? Here it is! This charming 1959 cabin is on a fully fenced .43 acre lot. All solid wood interior walls, ceiling, floors and cabinets. Vaulted ceilings. Cozy fireplace in living room. Two bedrooms one full bath downstairs. One bedrooms one full bath upstairs plus a loft room that could be an additional bedroom. Bonus AZ room of the back of the house. Large covered front deck to enjoy the four seasons. New roof and exterior paint 2025. Two car oversized detached garage. Located in the heart of Lakeside AZ close to everything, Movie theater, restaurants, hiking trails, lakes, Sunrise Ski resort. NO HOA would make a great short term rental!

564 W Meadow Drive, Lakeside

3 Beds ⋅ 3 Baths ⋅ 7049481 MLS ⋅ 2,338 SqFt.

Set among towering ponderosa pines in a gated Creekside enclave, this fully furnished mountain lodge sits just a short stroll from the shores of Rainbow Lake. Handsome cedar siding, timber-beam gables, and natural stone give it true White Mountains character - and inside, a two-story wall of windows and soaring knotty-pine ceilings flood the Great Room with light. Turnkey and move-in ready, it is one of the largest homes in the community and the ultimate lock-and-leave escape: just bring your suitcase. Whether you picture lazy lake mornings or lively evenings by the fire, this is the mountain retreat you have been waiting for. Inside, the open-concept Great Room is anchored by a floor-to-ceiling stone gas fireplace and framed by walls of glass that pull the forest indoors. Rich hardwood floors and warm knotty-alder woodwork carry the lodge feeling throughout. The kitchen is made for gathering, with granite counters, a raised breakfast bar, pendant lighting, wood cabinetry, and stainless appliances - all flowing effortlessly into the living and dining space. The main-level primary suite is a private haven, complete with its own glass door to a covered deck, a walk-in closet with custom built-ins, and an en-suite bath featuring a tiled walk-in shower and dual vanity. Upstairs, a spacious loft game room steals the show: a full-size pool table beneath a vaulted pine ceiling, a handcrafted log railing overlooking the Great Room below, and French doors opening to a covered balcony in the treetops. Outside, expansive covered decks on two levels invite year-round living - morning coffee among the pines, evenings under the stars, all wrapped in privacy. A paver driveway, manicured lawn, and attached two-car garage complete the picture. Homes this authentic, this spacious, and this close to the water rarely come available. Come see it, fall for it, and make it yours. Just a short walk away, Rainbow Lake is a 116-acre jewel of the White Mountains at nearly 6,700 feet, ringed by ponderosa pines and open sky. Anglers cast for regularly stocked rainbow trout along with bass, catfish, and sunfish, while paddlers slip out by kayak or canoe from the public boat ramp and fishing pier. Mornings begin with mist rising off the water; evenings close with a sunset over the treeline. Beyond the shoreline, the twin towns of Pinetop-Lakeside deliver true four-season mountain living at nearly 7,000 feet. Summers are cool and pine-scented - a welcome escape from the Valley heat - while winters bring snow and skiing at nearby Sunrise Park Resort. In between are miles of the White Mountains Trail System for hiking and biking, golf, local breweries and restaurants, art walks, and small-town festivals all year long. It is a community built for slowing down, getting outside, and enjoying the good life - the perfect backdrop for a weekend escape or a full-time home.

2011 N Lake Breeze Road, Lakeside

2 Beds ⋅ 2 Baths ⋅ 7046814 MLS ⋅ 864 SqFt.

Nestled in the White Mountains of Arizona, Lakeside is a vibrant town known for its cool summers, crisp mountain air, and year-round outdoor recreation. Residents enjoy easy access to hiking trails, fishing lakes, and SUNRISE ski resort, making it a haven for nature enthusiasts. The community offers a welcoming small-town atmosphere with local shops, dining, and seasonal events that bring neighbors together. Whether you're seeking a peaceful retreat or an active lifestyle, Lakeside provides the perfect balance of tranquility and adventure, all surrounded by breathtaking pine forests and scenic landscapes. Your Mountain Escape Awaits in Beautiful Pinetop-Lakeside, Arizona Welcome to your dream mountain retreat in the heart of Pinetop-Lakeside -- where fresh pine air, peaceful surroundings, and endless outdoor adventure come together to create a lifestyle unlike anywhere else. Built in 2023, this charming 2-bedroom, 2-bathroom cabin offers the perfect blend of modern comfort, rustic charm, and the true essence of Arizona mountain living. Nestled on an expansive nearly 10,000 sq. ft. lot, this approximately 900 sq. ft. cabin provides a rare opportunity to own your own slice of the White Mountains. Surrounded by towering pine trees and breathtaking views toward Porter Mountain, every season brings a new reason to fall in love with this special property. Step inside and discover a thoughtfully designed home featuring cozy living spaces, modern finishes, and the warmth you expect from a mountain cabin. Whether you are seeking a full-time residence, a weekend getaway, or an investment opportunity, this home delivers the perfect balance of relaxation and recreation. Outdoor enthusiasts will appreciate the incredible amenities this property offers, including a large, covered RV-accessible carport, ideal fr storing your mountain toys, vehicles, or recreational equipment. A separate workshop and storage building provides additional space for hobbies, projects, gear, or extra storage -- a true bonus for mountain living. Imagine mornings enjoying coffee among the pines, afternoons exploring nearby trails, and evenings listening to the peaceful sounds of nature. With access to Show Low Creek, this property places you close to some of the best outdoor experiences Arizona has to offer. Pinetop-Lakeside is a four-season paradise with something for everyone: -Winter adventures at Sunrise Ski Resort -Miles of mountain biking trails - Endless hiking and nature paths - Beautiful lakes and world-class fishing -Cooler summer temperatures and crisp mountain air - Wonderful local restaurants and charming shops - A welcoming small-town community where neighbors become friends Experience the beauty of all four seasons -- vibrant fall colors, snowy winter mornings, refreshing summers, and breathtaking springtime renewal. This is more than a home; it is a lifestyle. A place to slow down, reconnect with nature, and create memories that last a lifetime. Come discover why Pinetop-Lakeside continues to be one of Arizona's most treasured mountain destinations.

2857 Johnson Street, Lakeside

3 Beds ⋅ 1 Baths ⋅ 7046673 MLS ⋅ 1,086 SqFt.

Escape to the cool mountain air with this fully furnished cabin in the pines, ready for you to move in and start making memories! Featuring 3 bedrooms and 1 bathroom, this cozy mountain retreat offers a welcoming living and dining room combination centered around a warm wood-burning stove - the perfect place to relax after a day of exploring the outdoors. The kitchen is equipped with an electric range, dishwasher, and breakfast bar, offering both convenience and functionality. A spacious utility room provides endless possibilities for additional storage, a hobby space, home office, or a flex space to fit your lifestyle. The home's versatile third bedroom offers flexibility to fit your needs and is ideal as a guest room, bunk room, office, or creative space. (Please note this room... does not include a closet.) Step outside to enjoy the peaceful mountain setting from the covered patio with a charming bench swing. The fully fenced lot offers added privacy and room for pets or outdoor activities, while the durable metal roof provides lasting peace of mind. Whether you're searching for a full-time residence, a weekend getaway, or a turnkey vacation rental opportunity, this fully furnished cabin combines rustic charm, comfort, and convenience in a beautiful setting among the pines. Simply bring your suitcase and start enjoying mountain living!

1724 Lyerly Avenue, Lakeside

2 Beds ⋅ 2 Baths ⋅ 7046170 MLS ⋅ 1,176 SqFt.

Fully Furnished and tucked among the tall pines in desirable Starlight Ridge, this gorgeous turnkey townhome offers the perfect blend of mountain charm and convenience. This beautifully maintained single-level home features 2 bedrooms, 2 baths, knotty alder cabinetry, granite countertops, and stainless steel appliances. The attached single-car garage features durable epoxy flooring, while the private backyard patio with pavers and lush turf is perfect for morning coffee or relaxing evenings beneath the pines. Conveniently located near shopping, dining, and amenities, yet peacefully nestled in a forest setting. The HOA adds exceptional value by covering blanket building insurance, landscaping, exterior maintenance, road maintenance, snow removal, and trash service for easy, carefree living.

5844 Saturn Drive, Lakeside

2 Beds ⋅ 2 Baths ⋅ 7044741 MLS ⋅ 1,056 SqFt.

Welcome to your peaceful oasis in the tall pines of Lakeside, AZ. This light and bright 2 bedroom, 2 bath 2015 Champion doublewide home offers 1,056 square feet of comfortable moutain living. Enjoy the outdoors from your spacious two tiered deck overlooking the firewise cleared tree studded 2 acre lot. Just minutes from town and right down the street from Rainbow Lake. This property also features a large storage shed and metal carport. Being sold fully furnished for an effortless move-in. Get out of the heat and experience cool mountain living in the beautiful White Mountains of AZ.

779 Lone Wolf Lane, Lakeside

2 Beds ⋅ 2 Baths ⋅ 7044598 MLS ⋅ 1,584 SqFt.

Welcome to this beautifully updated and meticulously maintained home, where modern comfort meets unique character in an unbeatable location! Step inside to stacked stone accents, gorgeous wood flooring, vaulted ceilings, and all the right finishes throughout. The open-concept layout creates an inviting atmosphere, highlighted by a modern kitchen featuring new appliances, a gas stove, a endless hot water heating system, and a water purification system. This charming home offers 2 bedrooms and 2 full bathrooms, along with a ductless mini-split heating and cooling system installed in 2025 for year-round comfort and energy efficiency. Step outside to enjoy the fully landscaped and fenced backyard, complete with garden and flower beds, a small fruit orchard, an automated sprinkler system with timer, and an expansive deck perfect for entertaining, relaxing, or enjoying the beautiful surroundings. Plus, there is a private lake just for residents around the corner for fishing and canoeing! Unique touches throughout the home include a decorative fireplace in the living area and a detached, fully functioning fireplace in the bedroom, adding warmth and character you won't find elsewhere. Located in a fantastic neighborhood within walking distance to a catch-and-release fishing pond and just minutes from parks and hiking trails, this move-in-ready home offers the perfect blend of charm, functionality, and outdoor lifestyle. Don't miss your opportunity to make this one-of-a-kind property your own!

1403 S Julia Lane, Lakeside

3 Beds ⋅ 2 Baths ⋅ 7043413 MLS ⋅ 2,131 SqFt.

Nestled in the highly sought-after gated community of Mountain Gate in the heart of the White Mountains, this custom-built cabin offers the mountain retreat lifestyle without the hassle. Enjoy effortless, plow-friendly access -- no long driveway to battle in winter weather, making this the ideal low-maintenance getaway or investment property. Step inside to find 30-year siding, a durable metal roof, and blown insulation built for all-season comfort. Stunning craftsmanship is showcased throughout with stamped and stained concrete, natural stone and wood accents, custom tile work, granite countertops, and stainless steel appliances. Unwind on the covered front porch or the covered back deck, surrounded by mature pine, oak, and juniper trees. Location is everything -- you're just minutes from shopping, dining, forest trails, fishing, hunting, and skiing, with the gated community offering privacy and peace of mind. Whether you're looking for a personal mountain escape or a turnkey rental opportunity, this home delivers White Mountains living at its best.

4594 Mountain Gate Circle, Lakeside

3 Beds ⋅ 3 Baths ⋅ 7041365 MLS ⋅ 2,656 SqFt.

Mountain Luxury Meets Mountain Adventure Nestled among the towering pines on a beautifully treed corner lot, this custom-built mountain retreat offers the perfect blend of luxury, comfort, and functionality. From the moment you arrive, you'll appreciate the striking curb appeal, extensive concrete parking, and impressive RV garage with full hookups--ideal for outdoor enthusiasts and travelers alike. Inside, you'll find a thoughtfully designed floor plan featuring spacious living areas, rich wood-look flooring, soaring ceilings, and a stunning stone fireplace that creates the perfect gathering space. The chef's kitchen flows seamlessly into the dining and living areas, making entertaining effortless. The oversized primary suite is a true retreat, offering abundant space, dual.... vanity, a walk-in closet, and a spa-inspired walk-in shower with custom river rock accents. Multiple additional bedrooms and flexible-use spaces provide room for guests, hobbies, home offices, or collections. Quality craftsmanship is evident throughout, with custom cabinetry, granite countertops, upgraded finishes, and generous storage. The oversized laundry room offers exceptional workspace and convenience. Step outside to enjoy the beautifully designed Trex deck, where you'll relax under the pines, entertain friends around the fire table, or simply enjoy Arizona's breathtaking sunsets. The low-maintenance landscaping allows more time for enjoying the mountain lifestyle and less time on upkeep. Located in a desirable area surrounded by tall pines and just seconds away from lakes, hiking, off-road trails, and all the amenities of the White Mountains, this exceptional property delivers the perfect balance of privacy, recreation, and luxury mountain living. Features include: Custom-built home RV garage with hookups Extensive concrete parking Trex decking and outdoor entertaining space Custom walk-in shower with river rock accents Granite countertops throughout Oversized laundry room Flexible office/hobby rooms Tall pines and private setting Energy Efficient

200 W Long Leaf Drive, Lakeside

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