Lakeside Homes with FHA New Financing

Lakeside Homes with FHA New Financing

Welcome to Lakeside, Arizona – a hidden gem nestled in the heart of Navajo County. Known for its breathtaking natural beauty and serene atmosphere, Lakeside is the perfect blend of small-town charm and outdoor adventure. With its stunning lakes, towering pines, and crisp mountain air, this picturesque community offers a peaceful retreat for families, retirees, and outdoor enthusiasts alike.

Lakeside boasts a vibrant community spirit, with friendly neighbors and a variety of local events year-round. Residents enjoy access to a plethora of recreational activities, from fishing and boating on Rainbow Lake to hiking the scenic trails of the Apache-Sitgreaves National Forest. The area is also home to excellent schools, making it an ideal place for families looking to settle down.

For those considering a move to this enchanting town, you'll be pleased to know that many homes in Lakeside qualify for FHA new financing. This means that potential homeowners can take advantage of lower down payment options and more flexible credit requirements, making homeownership more accessible than ever. Whether you're searching for a cozy cabin retreat or a spacious family home, Lakeside's real estate market has something for everyone.

Imagine waking up to the sound of rustling leaves and the gentle lapping of water against the shore. With its stunning landscapes, welcoming community, and affordable financing options, Lakeside, AZ, is not just a place to live; it’s a place to thrive. Come experience the magic of Lakeside and find your dream home today!

Newest Lakeside Homes with FHA New Financing

$350,000
2 Beds ⋅ 2 Baths ⋅ 7079534 MLS ⋅ 945 SqFt.
Cozy Mountain Cabin Near Rainbow Lake! Escape to the tall pines in this charming, fully furnished cabin nestled on a fenced lot with a gated entry, offering a peaceful mountain retreat near Rainbow Lake. A large covered front porch welcomes you home and provides the perfect spot to relax with your morning coffee or unwind after a day of enjoying the outdoors. Inside, the great room features vaulted ceilings, exposed beams, and a striking floor-to-ceiling fireplace with an electric insert that creates a warm and inviting focal point. The open kitchen offers plenty of storage along with a stainless steel refrigerator, electric range, and microwave, making it easy to settle in and enjoy cabin living. Step outside to breathe in the fresh mountain air and gather around the firepit under.... the pines. A spacious storage shed adds exceptional versatility with electricity, a workbench, cabinets, and loft storage - perfect for hobbies, tools, outdoor gear, or additional storage. Additional features include 2 bedrooms, 2 full bathrooms with walk-in showers, wood-look laminate flooring, ceiling fans throughout, baseboard heating, RV Parking with 220, and a durable metal roof. Offered fully furnished, this cozy cabin is ready to enjoy from day one - whether you're looking for a weekend getaway, mountain retreat, or a place to make lasting memories in the pines.

484 Lilly Drive, Lakeside
$315,000
3 Beds ⋅ 2 Baths ⋅ 7077371 MLS ⋅ 1,232 SqFt.
This home has been totally remodeled from top to bottom, front to back. The home now has a remote resort feel with tall, mature Ponderosa trees and tall real cedar fencing. With an added shed, that has been insulated, with power and tape and textured. This home is a stone's throw away Woodland Lake Park and all its amenities. New paint, inside and out, new flooring in every room, new fixtures, new doors, new appliances. Many smart technology features have been added as well. Every surface has been touched and improved. You have to see this home to appreciate it. It's located approx. 15 ft above the road adding to the remote feel and enhancing the peacefulness. All measurements approx., and seller is a licensed real estate agent in the state of AZ.

441 W Woodland Lake Road, Lakeside
$579,000
2 Beds ⋅ 2 Baths ⋅ 7075073 MLS ⋅ 1,168 SqFt.
Discover your own mountain ranch oasis tucked away in the White Mountains and wake up to the sounds and sites of wild mustangs and turkeys that roam freely. The property borders the Fort Apache Reservation, providing a significant natural buffer while helping preserve the surrounding forest landscape and wildlife corridor. Set on 1.17 fully fenced acres beneath a canopy of towering pine trees, this unique Lakeside property offers the space, privacy, and flexibility that make high-country living so special. With no HOA and zoning that allows horses, short-term rentals, and vacation rentals, the possibilities are abundant. Built in 2009, the 1,168 sq ft home offers 2 bedrooms and 1.5 bathrooms with plenty of character and classic mountain charm. Exposed block, wood paneling, wood-plank vinyl flooring, and warm wood accents create a comfortable, inviting atmosphere. Cozy living areas create an inviting retreat, while the spacious primary suite provides a comfortable place to unwind after a day enjoying the outdoors. The kitchen offers ample cabinetry and workspace and a gas burning range. House is set up with propane and has central air conditioning to keep the home comfortable year-round. For the equestrian enthusiast, the 4-stall barn was built in 2016 and features full electricity and water at each stall, overhead doors opening directly to a large fenced horse corral, and existing corral fencing that conveys with the property. Potential for converting into additional living space if desired. Full RV hookups add even more versatility for guests, recreational vehicles, or extended stays. A private well and well house are also located on the property, with one well-share agreement benefiting a neighboring property. Outdoor recreation is right outside your door, with Rainbow Lake less than 1.5 miles away, the Mogollon Rim Trailhead approximately 3 miles from the property, and Sunrise Park Resort less than an hour away. Enjoy hiking, horseback riding, skiing, snowboarding, fishing, hunting, boating, wildlife watching, and the countless recreational opportunities found throughout Arizona's White Mountains. Whether you're looking for a full-time residence, vacation home, short-term rental investment, equestrian property, or private mountain retreat, this rare Lakeside property offers an exceptional opportunity to enjoy the freedom and beauty of high-country living.

4895 Rimspur --, Lakeside
$564,000
3 Beds ⋅ 3 Baths ⋅ 7074001 MLS ⋅ 1,856 SqFt.
Surrounded by towering pines, lush greenery, and views of private Elder Lake, this beautifully remodeled retreat captures mountain living. There is an undeniable sense of escape; from the cascading vines and secluded outdoor spaces to the dramatic picture windows that frame the surrounding beauty and fill the home with natural light. Refined yet wonderfully comfortable, this is a place designed for slow mornings among the pines, evenings gathered outdoors, and quiet moments enjoying the fresh mountain air. Set on a lush .36-acres, the 1,856 sqft home is offered furnished with just a few exclusions and features 3 bedrooms, one currently enjoyed as a family room, 2.5 baths, a desirable split floor plan, a 1-car garage, and an additional carport. With its thoughtful remodel, intimate lake setting, and exceptional connection to the outdoors, this is more than a mountain home; it is a private White Mountains retreat meant to be experienced and enjoyed. Inside, soaring vaulted ceilings and expansive picture windows flood the home with natural light, beautifully framing the surrounding trees and greenery and creating a seamless connection to the outdoors. Anderson windows throughout add to the home's quality and comfort, while the remodeled kitchen is both warm and refined with rich hickory cabinetry, granite countertops, stainless-steel appliances, and generous workspace for everything from quiet mornings to gatherings with family and friends. The living area captures everything you want in a mountain home; inviting, comfortable, and full of character. A wood-burning stove and pellet stove, accented by beautiful custom natural stonework, create a cozy atmosphere on crisp mountain evenings, while natural gas forced-air heating provides an additional option for year-round comfort. The spacious primary suite offers a peaceful retreat, and the additional rooms provide wonderful flexibility for guests, a home office, den, or family. But the outdoor living is what truly sets this property apart. Step onto the private back deck and it feels as though you've entered another world. Mature trees, lush vines, and layers of greenery surround the space, creating an incredible sense of privacy and tranquility. A charming ramada right on the deck creates an intimate setting for morning coffee, leisurely dinners, entertaining friends, or simply settling in and listening to the breeze move through the trees. Follow the walkway through the greenery and you'll discover a second ramada positioned to take in views of Edler Lake, the private community lake stocked with trout and bass. It's the kind of tucked-away spot made for lingering with a book, enjoying a glass of wine at the end of the day, or simply sitting quietly and taking in the beauty of the water and surrounding landscape. The grounds themselves are just as special, with pear and apple trees, grapevines, berry bushes, and a large fenced area for your pups. Even the covered parking adds to the property's distinctive character; the carport is tucked beneath an extraordinary canopy of established vines, blending beautifully into the lush surroundings. And while the property feels wonderfully secluded, some of the area's best outdoor recreation is practically outside your door. Cross the road into the national forest and make your way toward Woodland Lake Park, where hiking trails, pickleball, disc golf, playgrounds, and endless opportunities to enjoy the outdoors await. More than a mountain home, this is a place to retreat, reconnect, and experience the White Mountains at their best. With its enchanting outdoor spaces, abundant natural light, views of private Edler Lake, mature landscaping, and immediate access to the forest, this one-of-a-kind Pinetop-Lakeside property offers a lifestyle that feels peaceful, private, and truly special. *** Discover the White Mountains of Arizona, where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains - Arizona's best-kept secret. Come explore and embrace the MAGIC!

344 W Pima Lane, Lakeside
$649,000
5 Beds ⋅ 3 Baths ⋅ 7072432 MLS ⋅ 3,348 SqFt.
Mountain living at its best in Lakeside, AZ, just minutes from Show Low! Nestled on a wooded .41-acre lot beneath towering trees, this move-in-ready 5-bedroom, 3-bath home offers exceptional space and privacy. Features include multiple bonus areas ideal for an office, crafts or man cave, an oversized garage with attached workshop, RV, boat & toy parking, and energy-efficient 12-inch exterior walls designed for year-round comfort. Enjoy a large outdoor deck, fully fenced and cross-fenced yard for pets, plus room for a garden or additional outbuildings. Close to restaurants, shopping, hardware stores, lakes and mountain recreation, yet tucked peacefully away from traffic and city noise. No HOA and endless possibilities!

2662 Coconino Way, Lakeside
$549,900
3 Beds ⋅ 3 Baths ⋅ 7066922 MLS ⋅ 1,800 SqFt.
Lake Views of your own private lake (ELDER LAKE) Tastefully remodeled A frame cabin with attention to details. Perfect for entertaining family and friends three floors, two separate living areas. Custom tiled bathrooms. ETS energy efficient heaters on each level. Bonus extra bedroom/office on third floor. Primary bedroom opens to back private back deck. Kitchen is well appointed. The living room on second level has picture windows/ doors that open to the deck and amazing views of the lake The second-floor deck is breathtaking with views the tall pines and lake. Elder lake is private and stocked with fish too and plenty of ducks to enjoy. Walk out the back of the property, follow trails to even bigger lake to enjoy (Rainbow Lake) This beautiful home has been a successful Five star AIRBNB

416 W Rock Lane, Lakeside
$490,999
3 Beds ⋅ 2 Baths ⋅ 7064889 MLS ⋅ 1,472 SqFt.
Welcome Home to the Pines! Tucked among the tall pines of Lakeside, this brand-new mountain retreat offers the perfect blend of cozy cabin charm and fresh, modern comfort. With 3 beds, 2 baths, and 1,472 SqFt on a spacious 0.34-acre lot, this thoughtfully designed home invites you to slow down, breathe in the fresh mountain air, and enjoy the beauty of White Mountain living. Whether you're looking for a full-time home or a peaceful weekend getaway, this is a place you'll love coming home to. A welcoming covered front porch leads into a bright, open-concept great room with vaulted ceilings, abundant natural light, and LVP flooring throughout. The beautifully appointed kitchen features a stunning quartzite island, custom cabinetry, electric range, hidden microwave and quartz countertops! The thoughtfully designed split floor plan offers both comfort and privacy. The spacious primary suite serves as a relaxing retreat, complete with a generous walk-in closet, dual vanity, and a beautifully finished walk-in shower. Two additional guest bedrooms and a well-appointed guest bath provide comfortable accommodations for family and friends, making this home equally suited for everyday living or hosting weekend visitors. Designed to embrace the outdoors, the covered front and rear Trex decks create the perfect setting to enjoy crisp mountain mornings, cool summer evenings, and the peaceful sounds of the towering ponderosa pines. Sleek black metal railings (scheduled for installation) will complete the home's clean mountain-modern aesthetic. The oversized detached two-car garage offers excellent space for vehicles, outdoor gear, and storage, while the full RV hookup makes it easy to accommodate guests or head out on your next adventure. * The kitchen has an electric range, but it's plumbed for a gas range if desired! *quartz countertops throughout the remainder of the kitchen (minus the island that's quartzite) and bathrooms, creating a warm yet upscale finish. Perfectly positioned just minutes from shopping, dining, medical facilities, and everyday conveniences, this home is tucked back in a peaceful setting that feels worlds away from it all. At approximately 6,800 feet in elevation, Lakeside offers a true four-season lifestyle with cool summers, vibrant fall colors, occasional winter snowfall, and beautiful spring blooms. Spend your days exploring nearby lakes, hiking and biking scenic trails, golfing, fishing, kayaking, or simply relaxing beneath the pines. Whether you're searching for a full-time residence, a seasonal escape, or a low-maintenance mountain retreat, this quality-built home offers the perfect combination of modern craftsmanship, thoughtful design, and the unmatched lifestyle that makes Arizona's White Mountains one of the state's most sought-after destinations. ********************* Discover the White Mountains of Arizona--where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains-Arizona's best-kept secret. Come explore and embrace the MAGIC!

884 Turkey Trail, Lakeside
$460,000
3 Beds ⋅ 2 Baths ⋅ 7061852 MLS ⋅ 1,511 SqFt.
Welcome to this beautifully maintained mountain retreat in the heart of Pinetop-Lakeside! This charming 3-bedroom, 2-bath home offers 1,511 square feet of comfortable living space with the perfect blend of rustic charm and modern finishes. Step inside to soaring vaulted ceilings accented by stunning wood beams, creating a warm and inviting living room centered around a cozy fireplace with a custom-crafted mantel. The open living spaces feature beautiful vinyl flooring, while the kitchen is finished with elegant granite countertops, making it as functional as it is stylish. Outside, you'll find an extended back deck that's perfect for entertaining, relaxing with your morning coffee, or enjoying the cool mountain evenings. The thoughtfully landscaped yard features a gorgeous flagstone walkway surrounding the property and a welcoming fire pit area, creating the ideal outdoor gathering space for family and friends. Perfect for a full-time residence or a weekend getaway!

841 W Yeager Lane, Lakeside
$398,000
3 Beds ⋅ 2 Baths ⋅ 7060958 MLS ⋅ 2,289 SqFt.
Spacious 3-bedroom, 2-bath home situated on over one-half acre, offering privacy, mature landscaping, and a convenient location close to shopping, restaurants, and local amenities. The home features a bright Arizona room, providing additional living space to enjoy year-round. The property also includes a detached guest house with excellent potential for extended family, guests, a home office, or possible rental income. Outside, you'll find beautiful mature trees, fruit trees, privacy fencing, horse corrals with shade, and plenty of room to enjoy the outdoors. Whether you're looking for a full-time residence, a seasonal retreat, or a property with added versatility, this home offers endless possibilities. This is an exceptional opportunity you won't want to miss.

2583 Parkinson Road, Lakeside
$499,900
4 Beds ⋅ 3 Baths ⋅ 7057014 MLS ⋅ 2,450 SqFt.
Live right in the middle of town yet feel secluded and enjoy the wildlife on a daily basis. This large 4 bedroom house sits on Billy Creek with a peaceful beautiful view from your huge back deck. Fully finished walk out basement to a large fenced backyard. Sprinkler system installed to bring back the grass beauty if desired. Raised garden beds. Deck reinforced and wired for hot tub to relax and gaze at the stars. Very few neighbors. Walk to shopping and dining. Kitchen remodeled, original oak hardwood floors refinished, all water lines in house replaced with pex, all in 2018. New roof 2017. Huge den downstairs for game room, exercise room, extra sleeping, office, endless possibilities. ETS heating for the most efficient of all electric options. Woodstove insert downstairs. Massive storage.

1644 W White Mountain Boulevard, Lakeside
$949,999
4 Beds ⋅ 4 Baths ⋅ 7056669 MLS ⋅ 2,943 SqFt.
Estimated Completion Fall 2026! There is still time to personalize, select interior finishes and create your dream home. This exceptional new construction mountain retreat in Starlight Ridge Estates offers the charm of a cabin in the pines with the comfort and style of contemporary design. Located in desirable Lakeside, Arizona, this thoughtfully designed 4-bedroom, including two primary suites, 4-bath home with extended 3-car garage is currently under construction and features soaring vaulted ceilings, expansive windows, and an open-concept floor plan filled with natural light. A dedicated lower-level bedroom and full bath provide added flexibility for guests, a home office, or multi-generational living. Situated on an elevated premium homesite surrounded by ponderosa pine trees, the property offers privacy, peaceful forest views, and an authentic connection to the natural beauty of Arizona's White Mountains. The inviting interior will feature warm, modern finishes, seamless flow between the kitchen, dining, and living areas, and carefully selected design elements that create a comfortable yet refined mountain living experience. Whether enjoying quiet mornings among the pines or entertaining family and friends, this home is designed to embrace both everyday living and weekend escapes. Starlight Ridge Estates is known for its peaceful setting and convenient location just minutes from shopping, dining, hiking, fishing, boating, golf, and year-round outdoor recreation. Ideal as a full-time residence, seasonal getaway, or investment property, this new construction home offers a rare opportunity to own a modern mountain retreat in one of Lakeside's most desirable communities. **This is an active construction site. DO NOT Walk Site. Visit can be coordinated with Agent and Builder.**

7384 Carina Lane, Lakeside
$579,000
3 Beds ⋅ 3 Baths ⋅ 7049481 MLS ⋅ 2,338 SqFt.
Set among towering ponderosa pines in a gated Creekside enclave, this fully furnished mountain lodge sits just a short stroll from the shores of Rainbow Lake. Handsome cedar siding, timber-beam gables, and natural stone give it true White Mountains character - and inside, a two-story wall of windows and soaring knotty-pine ceilings flood the Great Room with light. Turnkey and move-in ready, it is one of the largest homes in the community and the ultimate lock-and-leave escape: just bring your suitcase. Whether you picture lazy lake mornings or lively evenings by the fire, this is the mountain retreat you have been waiting for. Inside, the open-concept Great Room is anchored by a floor-to-ceiling stone gas fireplace and framed by walls of glass that pull the forest indoors. Rich hardwood floors and warm knotty-alder woodwork carry the lodge feeling throughout. The kitchen is made for gathering, with granite counters, a raised breakfast bar, pendant lighting, wood cabinetry, and stainless appliances - all flowing effortlessly into the living and dining space. The main-level primary suite is a private haven, complete with its own glass door to a covered deck, a walk-in closet with custom built-ins, and an en-suite bath featuring a tiled walk-in shower and dual vanity. Upstairs, a spacious loft game room steals the show: a full-size pool table beneath a vaulted pine ceiling, a handcrafted log railing overlooking the Great Room below, and French doors opening to a covered balcony in the treetops. Outside, expansive covered decks on two levels invite year-round living - morning coffee among the pines, evenings under the stars, all wrapped in privacy. A paver driveway, manicured lawn, and attached two-car garage complete the picture. Homes this authentic, this spacious, and this close to the water rarely come available. Come see it, fall for it, and make it yours. Just a short walk away, Rainbow Lake is a 116-acre jewel of the White Mountains at nearly 6,700 feet, ringed by ponderosa pines and open sky. Anglers cast for regularly stocked rainbow trout along with bass, catfish, and sunfish, while paddlers slip out by kayak or canoe from the public boat ramp and fishing pier. Mornings begin with mist rising off the water; evenings close with a sunset over the treeline. Beyond the shoreline, the twin towns of Pinetop-Lakeside deliver true four-season mountain living at nearly 7,000 feet. Summers are cool and pine-scented - a welcome escape from the Valley heat - while winters bring snow and skiing at nearby Sunrise Park Resort. In between are miles of the White Mountains Trail System for hiking and biking, golf, local breweries and restaurants, art walks, and small-town festivals all year long. It is a community built for slowing down, getting outside, and enjoying the good life - the perfect backdrop for a weekend escape or a full-time home.

2011 N Lake Breeze Road, Lakeside
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