Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, a charming city located in Maricopa County, Arizona. Known for its beautiful desert landscapes and vibrant community, Surprise offers a unique living experience for residents of all ages.

Surprise is a city that truly lives up to its name, providing a delightful blend of modern amenities and small-town charm. With a strong sense of community, residents here enjoy a high quality of life and a variety of recreational opportunities. From parks and golf courses to shopping centers and dining options, Surprise has something for everyone.

If you're considering purchasing a home in Surprise, you'll be pleased to know that many properties are eligible for FHA new financing. This type of financing can make buying a home more accessible and affordable for first-time buyers and those with limited down payment funds.

Whether you're looking for a cozy condo, a spacious single-family home, or a luxurious property, Surprise has a diverse range of housing options to suit your needs. With FHA new financing available, now is a great time to explore the real estate market in this thriving city.

Discover the beauty and convenience of living in Surprise, where you can enjoy the best of Arizona living with easy access to urban amenities. Let us help you find your dream home in this welcoming community.

Newest Surprise Homes with FHA New Financing

$415,000
4 Beds ⋅ 2 Baths ⋅ 7078975 MLS ⋅ 2,032 SqFt.
Beautifully maintained and ready to welcome its next owner, this inviting 3-bedroom home delivers the combination buyers are looking for: thoughtful design, generous living spaces and the big-ticket improvements already taken care of. At the center of the home is a stunning kitchen with abundant cabinetry, generous counter space and an open configuration that keeps the cook connected to the action. Whether it's a quiet morning at home or a lively evening with friends, the layout makes entertaining feel effortless. Natural light fills the functional floor plan, creating a bright and comfortable atmosphere throughout. A spacious 3-car garage adds valuable storage and parking flexibility, while fully owned solar brings the added benefit of significant energy savings. Outside, the home's desirable Surprise location puts parks, schools and shopping within easy reach, giving you the convenience of everyday amenities without sacrificing the appeal of a peaceful residential setting.

17433 W Oberlin Way, Surprise
$434,900
3 Beds ⋅ 2 Baths ⋅ 7078966 MLS ⋅ 1,580 SqFt.
Welcome to this inviting single-level home in Bell West Ranch, featuring 3 bedrooms, 2 bathrooms, and a separate office. Situated on a spacious 9,248-square-foot lot, this home offers an open great-room layout with comfortable spaces for everyday living and entertaining. The kitchen, renovated in 2020, showcases granite countertops, a generous island, copper farmhouse sink, coordinating copper hood, custom backsplash, cabinet pullout drawers, an electric cooktop, and matching Samsung Black Stainless Steel appliances. The split primary bedroom features dual bathroom sinks and direct access to the backyard, while the separate office provides flexible space for work or hobbies. Step outside to enjoy a private saltwater pool, covered patio, and plenty of room for outdoor seating and gatherings. A two-car garage adds everyday convenience. Bell West Ranch offers neighborhood walking paths and playgrounds, with convenient access to Bell Road and Loop 303. Enjoy Surprise's shopping, dining, community parks, and spring-training baseball at Surprise Stadium. A wonderful combination of thoughtful upgrades, functional living space, and Arizona outdoor enjoyment!

17090 W Northampton Road, Surprise
$699,000
3 Beds ⋅ 3 Baths ⋅ 7078946 MLS ⋅ 2,001 SqFt.
SELLER OFFER $5K CREDIT TOWARDS CLOSING COSTS. Located in the luxurious gated community of Sterling Grove in Surprise, this meticulously designed 3 bedroom, 2.5 bathroom home features a light-filled, open split floor plan that enhances its overall spaciousness. At the heart of the home is a large gourmet kitchen equipped with top-of-the-line appliances, making it perfect for family gatherings and entertaining. The kitchen seamlessly connects to the great room, where an expansive multi-panel sliding door opens to the backyard to create an indoor-outdoor living experience ideal for enjoying the beautiful Arizona weather. The private master suite features plush carpeting and a wonderful bathroom complemented by an oversized walk-in closet, while ... ... the guest rooms situated at the front of the home offer plenty of space and privacy. Turf recently installed in the backyard. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides. The community includes a stunning clubhouse, and a variety of pools, including a resort pool, lap pool, and a tranquil pool. The community also features a restaurant, a spa, a fitness and movement studio, event lawns, sports courts, the community is an up-and-coming area with excellent dining and shopping experiences. Don't miss this amazing home and community!

17171 W Thousand Oaks Street, Surprise
$185,000
2 Beds ⋅ 2 Baths ⋅ 7078924 MLS ⋅ 908 SqFt.
Absolutely Beautiful 2 Bedroom, 2 Bathroom, Single Level Patio Home Located in Desired Sun Village, Open Kitchen w/Appliances Included, Eat-It Kitchen Dining Room, Spacious Greatroom, Master Bedroom w/Walk-In Closet & Ensuite Master Bathroom, Split Floor Plan, 2nd Bedroom w/Walk-In Closet & Bathroom, Inside Laundry Room w/Washer & Dryer Included, New Interior Paint & All New Flooring, Covered Patio, 1 Car Covered Carport, HOA Inclusive Community (Exterior Maintenance, Building Insurance, Water/Sewer/Trash), Guarded & Gated 55+ Adult Community, Amazing Amenities w/Community Pool/Spa, Clubhouse, Workout Facility, Golf Course Community and More! Come Check It Out!

14300 W Bell Road Unit 80, Surprise
$459,695
3 Beds ⋅ 2 Baths ⋅ 7078906 MLS ⋅ 2,064 SqFt.
Our very popular Azure floor plan offers 3 bedrooms, 2 baths and a 3 car tandem garage! Inside this home you will find wood look plank tile throughout with carpet in the bedrooms, a gourmet kitchen offering SS Whirlpool appliances that include a 5 burner cooktop, built in oven and microwave, dishwasher, quartz counters, a walk-in pantry and a spacious island for entertaining. 8' doors throughout, prewires for ceiling fans and it already has a soft water loop rough in. Out back you will enjoy your covered patio and plenty of room for all you can imagine! Come visit and see for yourself!

17226 W Sutherland Way, Surprise
$610,000
3 Beds ⋅ 3 Baths ⋅ 7078837 MLS ⋅ 2,503 SqFt.
Country Club living has never been better! This home is perfectly located near a neighborhood park and main entrance. The open floor plan makes the great room/kitchen area MASSIVE. The gourmet kitchen features quartz countertops and seamlessly flows into the main living area, while tile flooring adds style and easy maintenance. The spacious primary suite is a true retreat with an oversized walk-in shower and a dreamy walk-in closet. You'll also appreciate thoughtful touches like a laundry room with a sink and premium finishes throughout. Bedroom Two features a walk-in closet and en-suite bathroom. Additional luxuries include epoxy flooring in the garage, garage storage racks, a soft water loop, upgraded soft-close cabinets throughout the home, and a walk-in pantry. The low-maintenance,...

17233 W Dartmouth Street, Surprise
$409,000
4 Beds ⋅ 2 Baths ⋅ 7078807 MLS ⋅ 2,096 SqFt.
MOTIVATED SELLER - BRING US AN OFFER!!! Seller is ready to make a deal. Cash buyers and quick-close offers encouraged! If you've been waiting for the right opportunity, this is it.

14830 W Watson Lane, Surprise
$389,000
3 Beds ⋅ 2 Baths ⋅ 7078734 MLS ⋅ 1,895 SqFt.
Beautiful 3 Bedroom Single Story Home in North Copper Canyon! This spacious 1,897 sq ft, built in 2018 offers modern living w/ a bright, open floor plan plus Bonus Room, thoughtful design throughout. Featuring 3 bedrooms, 2 bathrooms, and a 2-car garage, this home delivers comfort, functionality, & style. The 6,670 sq ft lot provides ample room to add a pool, giving you the flexibility to create your own backyard oasis. Located in the highly desirable North Copper Canyon neighborhood, enjoy an impressive lineup of community amenities including a sparkling pool, shaded tot lot, soccer field, dog park, & scenic walking paths + RV/Boat friendly. It's the perfect blend of active living & relaxed comfort. Move in ready, ideally situated, this home offers everything & is ready to call HOME.

18259 W Ida Lane, Surprise
$355,000
2 Beds ⋅ 2 Baths ⋅ 7078727 MLS ⋅ 1,183 SqFt.
Welcome to this charming 2-bed, 2-bath home in the active 55+ community The Grand! Thoughtful updates include new roof underlayment (2024), HVAC (2023), wood-look flooring (2024), interior/exterior paint (2024), and sunscreens (2023). Enjoy vaulted ceilings, plantation shutters, abundant natural light, and a 2-car garage with built-in cabinets. The eat-in kitchen features wood cabinetry, recessed lighting, and a breakfast nook with bay window. The spacious primary suite offers a private bath and walk-in closet. An Arizona room adds flexible living space, while the patio is perfect for relaxing or entertaining. Enjoy community pools, spas, golf, fitness centers, shopping, dining & more!

17950 N Somerset Drive, Surprise
$475,000
4 Beds ⋅ 2 Baths ⋅ 7078582 MLS ⋅ 2,035 SqFt.
Don't miss this beautifully designed and very well maintained home in Surprise's sought after Royal Ranch community! This single level home sits on a prime corner lot next to the community park and offers a sparkling pool. The versatile 3-car garage features finished/painted walls, epoxy floor, in-garage vacuum system and an overhead garage storage rack! With just over 2,000 sq.ft. of thoughtfully designed living space, this inviting home features 4 bedrooms, 2 bathrooms, modern tile and vinyl plank flooring, and a bright, open floor plan enhanced by soaring vaulted ceilings. The lovely kitchen features granite countertops, sleek stainless steel appliances, ample cabinetry, and a generous breakfast bar perfect for casual dining and entertaining. Retreat to the spacious primary bedroom, with a private en suite bathroom featuring dual vanities, a separate shower, soaking tub, and large closet. Step outside to your own backyard oasis featuring a relaxing covered patio, an extended patio, and a sparkling pool accented by a beautiful travertine surround and water feature. Ideally located just minutes from schools, shopping, dining, golf, parks, recreation and convenient Loop 303 access. TRULY A MUST SEE!

14468 W Boca Raton Road, Surprise
$460,000
4 Beds ⋅ 3 Baths ⋅ 7078575 MLS ⋅ 2,660 SqFt.
Stunning Home with a 3-Car Garage & a Large Lot in a Gated Community, Featuring its own Private Park! This Spacious, Thoughtfully Designed Floorplan offers 4 Bedrooms, a Den & Loft--plenty of room for family, guests & entertaining. The stylish kitchen showcases a large island/breakfast bar with pendant lighting & Beautiful Staggered Espresso Shaker Cabinetry. The spacious primary suite features a luxurious 60'' walk-in shower, dual sinks, linen closet & convenient direct access from the primary closet to the laundry room. Enjoy a soft water system, reverse osmosis drinking water system & abundant garage storage. The Professionally Landscaped backyard is Huge, Low-Maintenance & Perfect for Relaxing. Fresh interior paint makes this home bright, inviting & truly move-in ready! A Must See!

14684 N 158th Lane, Surprise
$323,000
2 Beds ⋅ 3 Baths ⋅ 7078543 MLS ⋅ 1,616 SqFt.
Popular Bandera floor plan in Sun Village! Bright, inviting, and full of charm, this home features a highly desirable layout with two spacious bedrooms, a den off the entry, and an additional flexible space off the kitchen that's ideal for a home office, hobby area, or reading room. A convenient half bath adjacent to the flex space brings the total to 2.5 baths. Vaulted ceilings enhance the open feel, while the kitchen offers abundant storage, pull-out shelves, and pocket doors for added functionality. The primary suite includes a walk-in closet, and the nicely sized backyard is graced by mature citrus trees. The oversized garage features built-in cabinets for excellent storage. While some updating and TLC will bring out its full potential, the exceptional floor plan, extra living spaces,

17533 N Pima Trail, Surprise
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