Cave Creek Homes with VA Loan New Financing

Cave Creek Homes with VA Loan New Financing

Welcome to Cave Creek, a charming town nestled in Maricopa County, Arizona. Known for its breathtaking desert landscapes and western heritage, Cave Creek offers a unique blend of natural beauty and small-town charm.

If you're considering making Cave Creek your home, you'll be pleased to know that many homes in this area are eligible for VA loans. With VA loan financing options available, purchasing your dream home in Cave Creek has never been more attainable.

Whether you're drawn to Cave Creek for its stunning mountain views, vibrant arts scene, or outdoor recreational opportunities, this town has something for everyone. Explore the quaint shops and galleries in the historic downtown area, savor delicious Southwestern cuisine at local restaurants, or embark on a hiking adventure in the nearby desert trails.

With its convenient location near the bustling city of Phoenix and top-rated schools, Cave Creek is the perfect place to settle down and enjoy a high quality of life. Experience the magic of Cave Creek and discover why so many people are proud to call this town home.

If you're ready to make the move to Cave Creek, let us help you find the perfect home with VA loan financing. Contact us today to start your journey to homeownership in this picturesque desert town.

Newest Cave Creek Homes with VA Loan New Financing

$415,000
2 Beds ⋅ 2 Baths ⋅ 7077078 MLS ⋅ 1,402 SqFt.
MUST SEE! This beautiful, lightly lived-in 2-bedroom, 2-bath home with a 1-car garage looks and feels like new! Bright and inviting, the spacious living area features large windows, high ceilings and beautiful wood-plank tile throughout the main living spaces. Enjoy a quiet, private setting with no neighbors living below. Located in a the desirable gated golf community near Dove Valley Ranch offering heated pools, SPA and on site fitness room. Ideally situated near golf, hiking, biking, shopping and dining. Immaculately maintained, move-in ready and perfect as a full-time residence or Arizona getaway!

33575 N Dove Lakes Drive Unit 2033, Cave Creek
$815,000
6 Beds ⋅ 4 Baths ⋅ 7076503 MLS ⋅ 3,391 SqFt.
Experience this beautifully renovated 6-bedroom, 4-bath residence designed for both practicality & comfort. The soaring 18-foot ceilings create an abundance of space and light. The home features high-end finishes throughout & a thoughtful, spacious layout. Upstairs offers four bedrooms, including a primary suite with a spa-inspired ensuite featuring a freestanding tub and oversized glass shower. A second primary suite is conveniently located downstairs. The gourmet kitchen boasts abundant storage, a large island, stainless steel appliances, & a walk-in pantry. Enjoy multiple living and dining areas, a 2-car garage with extra storage, and a private backyard with covered patio, putt-putt, and upgraded lighting. No HOA restrictions for STRs.

29228 N 48th Street, Cave Creek
$2,000,000
4 Beds ⋅ 5 Baths ⋅ 7075707 MLS ⋅ 3,245 SqFt.
A rare offering in Canyon Ridge Estates, this stunning newly built custom residence is tucked away on over an acre with captivating mountain views and sunsets. This 3,245 sq. ft. single level home with no interior steps features 4 en-suite bedrooms with custom closets, one with separate entry, plus powder room. Great room boasts oversized sliding doors, natural light, and a Cantera stone fireplace. Gourmet kitchen features Thermador appliances, wine fridge, ice maker, walk-in pantry, custom cabinetry, and designer lightings. Luxurious primary suite offers a freestanding tub, oversized shower, dual vanities. Expansive covered patios, travertine courtyard, turf, paver driveway, oversized 3 car garage. Timeless design, premium finishes, exceptional craftsmanship, Arizona living at its finest.

5486 E Butte Canyon Drive, Cave Creek
$799,900
5 Beds ⋅ 3 Baths ⋅ 7075131 MLS ⋅ 2,571 SqFt.
FULLY REMODELED - 5BEDS - MODERN - METICULOUSLY MAINTAINED - MOVE-IN READY - NEW HVAC's - PRIVACY! This Beautiful 5 Bed 3-car garage home has been FULLY REMODELED! Over $141k in improvements! New Int & Ext Paint! All NEW Flooring, Cabinetry, Cttps, Plumbing, Light fixtures, Interior doors t/o the house! Fully remodeled kitchen! High-quality Cabinetry, leathered Granite, New Appliances + Fridge! Large island seats 4! Modern Fireplace w/marble, Coffee Bar w/Quartzite Cttps & u/c Fridge for all your entertainment needs! Primary spa-like Bath features an XL walk-in Shower with Tile surrounds, Wood plank Tile, Cabinets, Quartz w/dual sinks, Barn door & Walk-in closet. Backyard Oasis with LG cov'd Patio, Refreshing pool and gorgeous views! TOO MANY UPGRADES TO LIST! See Luxury Improvements List!

4843 E Morning Vista Lane, Cave Creek
$1,475,000
4 Beds ⋅ 3 Baths ⋅ 7074256 MLS ⋅ 2,688 SqFt.
Rarely does a Cave Creek property offer this much flexibility, privacy and outdoor living in one remarkable setting. Situated on 1.23 acres with no HOA and Black Mountain views, this custom territorial home combines a spacious main residence, a fully equipped guest house and an oversized 3-car/RV garage--all just minutes from the heart of Cave Creek. The main home features 3 bedrooms plus a den and 2 baths, with a dramatic great room, high ceilings and an updated kitchen with granite counters, breakfast bar and LG appliances. The generous primary suite opens through French doors to both the resort-style backyard and a secluded garden patio--an inviting spot for morning coffee or a quiet desert evening. The separate guest house offers exceptional versatility with its own bedroom, bath, living area and full kitchen with quartz counters. Car collectors, RV owners and hobbyists will appreciate the oversized garage with tall ceilings, plus an attached air-conditioned office/bonus room. Outdoor living takes center stage with an expansive paver patio, built-in BBQ, firepit and multiple covered and uncovered seating areas. Enjoy the private heated pool and spa, practice your short game on the putting green, or relax while taking in the mountain views and colorful Arizona sunsets. Close to Cave Creek's restaurants, shops, galleries, hiking and live music, this one-of-a-kind desert retreat offers room to live, work, entertain and enjoy the Arizona lifestyle.

5491 E El Sendero Drive, Cave Creek
$798,500
5 Beds ⋅ 3 Baths ⋅ 7074198 MLS ⋅ 2,522 SqFt.
Stunning Cave Creek area in gated Dove Valley Ranch. Enter this home to soaring ceilings and an open first floor plan that creates the perfect flow for entertaining..5 spacious Bedrooms and 3 full baths and a 3 car garage with built in cabinetry and ultra quiet garage door openers and a formal living and a dining room area with upgrades of additional sliding door going to the bbq area and a cozy beautiful backyard to enjoy and fabulous swimming pool including put put golf and a cold misting system to enjoy in the summer to enjoy and lots of upgrades such as gourmet kitchen with massive island boast gleaming granite counter tops and stunning backsplash with a full bedroom and bath downstair. you don't see this kind floorplan anymore.

4622 E Red Range Way, Cave Creek
$999,990
5 Beds ⋅ 5 Baths ⋅ 7072455 MLS ⋅ 3,339 SqFt.
Located in the prestigious gated Lone Mountain Community, this luxury home sits on an oversized cul-de-sac lot backing natural desert (NAOS). This most sought-after 5 bed/5 bath open floor plan accommodates grand-style entertaining, featuring premium wood laminate flooring, plantation shutters, and striking volume ceilings. The modern kitchen favors a sleek design with staggered cabinetry w/crown molding, walk-in pantry, pro-grade appliances, and an island breakfast bar. The main floor offers an owner's suite with a massive walk-in closet plus an in-law/ guest suite. Upstairs features a huge loft with a learning area. Highlights include a large laundry room with cabinets and sink, epoxy garage floors, and a covered patio with misters to enjoy stunning Sonoran Desert sunsets. (Click MORE). A note from the owner... Start your mornings with a cup of tea at the kitchen table while the sun streams warmly through the dining room windows, offering a peaceful view of the sunrise to greet the day with positive energy. The neighborhood's quiet serenity invites you to enjoy a relaxing cup of coffee on the patio while listening to the birds sing, or step out to your thriving, year-round garden beds to harvest fresh oranges, grapefruit, herbs, and vegetables to share with family and friends. When heading out for a morning walk as the weather cools, you can often spot hot air balloons drifting across the sky. Inside, a striking staircase serves as a beautiful architectural centerpiece, providing an ideal backdrop for family photos, holiday decor, and celebrations year-round. Designed for creating long-lasting memories, this remarkable residence offers a rare blend of upscale comfort and natural serenity.

32657 N 58th Street, Cave Creek
$620,000
3 Beds ⋅ 3 Baths ⋅ 7072290 MLS ⋅ 2,141 SqFt.
POOL + UPDATES + CAVE CREEK CHARM! Welcome home to this move-in ready 3-bedroom, 2.5-bath beauty! Major updates are already done with a NEW roof, NEW ACs, and NEW water heater. Inside, wood-plank tile, upstairs carpet, and modern fixtures create a fresh, stylish vibe. The updated kitchen features wood shaker cabinets, quartz countertops, and stainless steel appliances. Upstairs, all bedrooms offer privacy, including the spacious primary suite with a large walk-in closet and private bath with dual vanity. Step outside to your own backyard retreat with a covered patio, built-in BBQ, sparkling pool, and grassy lawn. Bring the flip-flops and start enjoying Cave Creek living!

5047 E Peak View Road, Cave Creek
$849,000
3 Beds ⋅ 2 Baths ⋅ 7071962 MLS ⋅ 2,204 SqFt.
Welcome to this beautifully maintained single-story home in desirable Cave Creek, (No STR Restrictions) where pride of ownership is evident around every corner. Thoughtfully designed with modern finishes and exceptional indoor and outdoor living spaces, this home is truly a must-see. The home features smart-home technology (by Control4) and stylish laminate flooring throughout the main living areas. The stunning kitchen is designed for both everyday living and entertaining, offering stainless steel appliances, a custom cabinet-to-counter tile backsplash, elegant quartz countertops, and a spacious island with beautiful waterfall edges. The generously sized primary suite provides a relaxing private retreat, featuring an impressive full-size bathroom with a gorgeous vanity, illuminated mirrors, and a spacious walk-in closet. Step outside and discover an entertainer's dream backyard. Enjoy a large covered patio, a pergola perfect for BBQs, and a spacious cabana ideal for poolside entertaining. Whether you're hosting gatherings or simply relaxing outdoors, this backyard offers plenty of space to enjoy the Arizona lifestyle. A full three-car garage with built-in cabinetry provides abundant storage and functionality, adding to the home's impressive list of features. This non-smoking, pet-free home has been lovingly cared for and showcases as such. Recent upgrades include: New Roof 2021, New Furnace and Dual Stage AC 2025, Exterior Paint 2021, Water Heater 2025, Matching Remote Blinds Throughout 2025, New Insulated Garage Doors and Openers 2024 New flooring Throughout 2024 Control4 Smart Home System 2024, Glass Shower Door Pkgs 2025.

4954 E Skinner Drive, Cave Creek
$658,000
3 Beds ⋅ 3 Baths ⋅ 7071909 MLS ⋅ 1,906 SqFt.
Sophisticated Tatum Ranch living with designer finishes and an exceptional resort-style backyard. The sleek, modern kitchen makes a striking impression with its curated finishes and elevated design. Plantation shutters add timeless elegance throughout. Outdoors, a beautiful stone fireplace, built-in BBQ and oversized sparkling pool with new cool decking create an impressive setting for entertaining and relaxing. The primary suite feels like a private retreat, while the upstairs loft offers an ideal home office or flex space. Solar system plus new HVAC system and water heater, meticulous maintenance and garage storage add comfort and convenience. Walk to Desert Willow Elementary and Desert Willow park, with shopping and dining just minutes away. Beautifully presented, move in ready! The home has newer exterior paint. Samsung refrigerator and range. LG Smart washer and dryer. The well thought out floor plan has ample storage spaces with a huge space under the staircase and extra shelving in the garage.

4253 E Chaparosa Way, Cave Creek
$524,900
2 Beds ⋅ 2 Baths ⋅ 7071881 MLS ⋅ 1,841 SqFt.
What a fantastic opportunity to live in the gated community of Tatum Village! Owner has taken incredible care of this beautiful home. This is a very open, split bedroom floorplan with two bedrooms, a den, two bathrooms and a two car garage. Upon entry you will notice the soaring Cathedral Ceilings and a generously sized great room with adjoining formal dining/bonus area. The kitchen and informal dining area has been updated and has stainless steel appliances and quartz counters. An outdoor covered patio is nearby with no backyard neighbor. Owner suite has plenty of space for king size bed and adjoining ensuite was updated with luxurious shower and dual vanities. Second bedroom and den are in a separate area of the floorplan with bathroom between. Garage has storage cabs and epoxy floors.

4708 E Casey Lane, Cave Creek
$549,500
3 Beds ⋅ 2 Baths ⋅ 7071593 MLS ⋅ 1,538 SqFt.
Beautifully updated single-level home in a sought-after gated golf course community with mountain views! This bright and inviting 3-bedroom, 2-bath residence offers 1,538 sq ft of comfortable living space with soaring ceilings, abundant natural light, and a highly functional floor plan. The kitchen was recently refreshed in June 2026 with neutral quartz countertops, stunning waterfall-edged, an oversized Kohler granite sink, and a quartz pass-through to the dining area, creating an open and stylish space for everyday living and entertaining. New neutral luxury vinyl plank flooring was also installed in June 2026 in all bedrooms, complementing the easy-care tile flooring throughout the remainder of the home. Buyers will appreciate the extensive updates completed between 2022 and 2023, including HVAC, water heater, appliances, interior and exterior paint, and partial plumbing improvements such as toilets and faucets, providing added peace of mind and reducing future maintenance concerns. Built in 2003 and featuring a 2-car garage, this home combines modern updates with low-maintenance living in a desirable setting close to golf, outdoor recreation, dining, shopping, and all that Cave Creek has to offer. Move-in ready and thoughtfully updated, this is an exceptional opportunity for year-round residents, seasonal owners, or those seeking a lock-and-leave lifestyle.

4746 E Woburn Lane, Cave Creek
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