Prescott Homes with Cash to Loan New Financing

Prescott Homes with Cash to Loan New Financing

Welcome to Prescott, Arizona – a charming city nestled in the heart of Yavapai County, renowned for its stunning natural landscapes and rich history. With its mild climate, Prescott offers year-round outdoor activities, from hiking the scenic trails of the Prescott National Forest to enjoying the vibrant atmosphere of the historic downtown square. Known for its beautiful Victorian architecture and a community that thrives on local art and culture, Prescott is a place where you can truly feel at home.

For those considering a move to this enchanting city, Prescott boasts a diverse range of homes that cater to various lifestyles and budgets. Whether you’re looking for a cozy bungalow, a spacious family home, or a luxurious retreat, the real estate market here has something for everyone. With financing options available, including homes eligible for cash to loan new financing, your dream home in Prescott could be more accessible than you think.

Imagine waking up to breathtaking mountain views and enjoying the serenity of nature right at your doorstep. Prescott is not just a place to live; it’s a lifestyle choice that embraces community, adventure, and tranquility. With a growing economy, excellent schools, and a welcoming atmosphere, Prescott is an ideal location for families, retirees, and everyone in between.

Explore the possibilities today and discover why Prescott, AZ, is the perfect place to call home. Your dream home awaits!

Newest Prescott Homes with Cash to Loan New Financing

$360,000
2 Beds ⋅ 1 Baths ⋅ 7066709 MLS ⋅ 1,447 SqFt.
Tucked beneath the towering pines, this Prescott-area retreat captures everything that makes Northern Arizona so appealing - refreshing mountain air, peaceful evenings beneath star-filled skies, and the soothing sounds of nature replacing the noise of city life. Whether you're looking for a year-round home, a weekend escape, or a summer retreat from the Phoenix heat, this property offers an ideal blend of privacy, outdoor adventure, and everyday convenience. Spend your days hiking scenic trails, fishing, kayaking, off-roading through forest roads, or simply relaxing in the cool mountain climate. When you're ready for a change of pace, downtown Prescott is just a short drive away, offering the charm of Whiskey Row, unique local dining, seasonal festivals, courthouse events, and the excitement of the World's Oldest Rodeo. Located just 15 minutes from Costco and approximately 25 minutes from historic downtown Prescott, you'll enjoy the serenity of a mountain setting without giving up easy access to shopping, dining, and essential services. Nestled in a welcoming community known for its volunteer fire department events and friendly neighbors, this is a place where life feels a little quieter, summers stay a little cooler, and every visit feels like a getaway.

3697 E Mary May Lane, Prescott
$779,900
5 Beds ⋅ 4 Baths ⋅ 7060832 MLS ⋅ 2,535 SqFt.
Tucked into the towering pines of Groom Creek, this 1989 cabin offers privacy, space, & flexibility just 15 minutes from historic downtown Prescott. Set on a level .38-acre lot, the home delivers 2,535 square feet of living space with up to 5 bedrooms and 3.5 bathrooms, plenty of room to spread out, settle in, and make it your own. Main-floor living keeps everyday life easy, with durable, low-maintenance cork & laminate flooring and no carpet. Primary Suite is on the main level and upstairs are 3 bedrooms and a cheerful remodeled bathroom with walk in shower. The lower level is accessible from the main level hallway & offers a private 1 bed/1 bath guest quarters complete with its own family room/dining area, kitchen, bathroom, & separate exterior entrance. Whether you're seeking rental income, a guest retreat, or multi-generational living, this space delivers exceptional flexibility. Outside, a detached 2-car garage adds 590 square feet of workshop and storage space, with a separate shed offering even more room for gear, tools, and projects. The fenced backyard is ready for pets and play, and the surrounding evergreens create a true mountain sanctuary all within the warmth of Groom Creek's close-knit community. This is an exceptional opportunity for space, income potential, and total immersion in nature. Come experience the best of Prescott mountain living.

1028 E Wagon Wheel Drive, Prescott
$310,000
2 Beds ⋅ 2 Baths ⋅ 7056519 MLS ⋅ 1,203 SqFt.
Enjoy the best of Prescott living in this charming 2-bedroom, 2-bath condo just minutes from Historic Downtown Prescott! Nestled along the tranquil, tree-lined Granite Creek Greenbelt, this 1,203-square-foot home offers a peaceful setting with exceptional walkability to Prescott's vibrant Courthouse Plaza, boutique shopping, art galleries, restaurants, breweries, live entertainment, and year-round community events. Inside, the open floor plan features a warm and inviting living room with a cozy fireplace, a spacious kitchen with a convenient pass-through to the dining area, and new laminate flooring throughout. The primary suite includes a walk-in closet and private full bath, while the second bedroom and full guest bath provide comfortable accommodations for family or guests.

333 W Leroux Street Unit B6, Prescott
$579,500
2 Beds ⋅ 3 Baths ⋅ 7043175 MLS ⋅ 1,640 SqFt.
WELCOME TO THE SERENE SETTING OF HIDDEN VALLEY DRIVE. THIS HOME IS NESTELED IN THE HIGHLY DESIRABLE SUBDIVISION OF HIDDEN VALLEY RANCH. JUST MINUTES FROM DOWNTOWN PRESCOTT BUT SO CLOSE TO THE FOREST FUN. HIDDEN VALLEY RANCH IS THE PERFECT BLEND OF BOTH. SINGLE LEVEL LIVING WITH LARGE LIVING AREAS AND PINE TREE VIEWS OUT OF EVERY WINDOW. COZY ELECTRIC FIREPLACE WARMS THE CHILL OF A COOL PRESCOTT EVENING. COME SIT ON THE FRONT DECK AND ENJOY THE SOUNDS OF THE KOI POND OR ENJOY THE BACK PATIO WITH YOUR OWN SALTWATER SPA. PLENTY OF ROOM HERE FOR ENTERTAINING. COME AND SEE IF HIDDEN VALLEY DRIVE IS A GOOD FIT FOR YOUR NEXT PRESCOTT HOME.

340 Hidden Valley Drive, Prescott
$499,000
7042325 MLS
This is a fantastic opportunity to own a gorgeous lot in a gated subdivision with a spectacular view!

1610 S High Valley Ranch Road Unit 6, Prescott
$98,000
7035800 MLS
Exceptional view lot in the highly desirable Yavapai Hills community! This 0.53-acre homesite offers a gentle, build-friendly slope with panoramic mountain and valley views, providing the perfect setting for your custom dream home. Surrounded by quality site-built residences, the property combines privacy, scenery, and convenience in one of Prescott's most sought-after neighborhoods. Enjoy easy access to shopping, dining, golf courses, hiking and biking trails, lakes, and Community amenities include a clubhouse, swimming pool, spa, tennis and pickleball courts, horseshoe pits, and a variety of social activities.

4643 Sharp Shooter Way Unit -, Prescott
$425,000
3 Beds ⋅ 3 Baths ⋅ 7031907 MLS ⋅ 1,596 SqFt.
Charming Prescott home surrounded by pines and granite boulders on a nearly 1/4 acre lot. Located just minutes from shopping, medical, schools and entertainment to the east, and National Forest, mountains and Granite Basin Lake to the west. Main level living on the upper level includes the inviting living room with a wall of windows to take in the light and treed views. Kitchen and formal dining area have access to the oversized deck. So convenient for enjoying meals outdoors. Primary bedroom has en-suite full bathroom. Guest bedroom is welcoming, with a large closet. Lower level is perfect for a private guest space, a home office, or gym. There is a 1/2 bathroom, spacious bedroom with room for desk and seating area. Laundry room has ample room for extra refrigerator and storage. 1 car garage is deep, and includes storage closets. Very well cared for and maintained, with newer HVAC, water heater and furnace. This home is a fabulous opportunity for affordable Prescott living.

1775 N Grand View Road, Prescott
$1,400,000
4 Beds ⋅ 4 Baths ⋅ 7029366 MLS ⋅ 3,413 SqFt.
Stunning Views, Privacy and New Construction in Hidden Valley Ranch Welcome to your dream home in the highly sought-after Hidden Valley Ranch subdivision! This brand-new construction offers a rare opportunity to enjoy modern living nestled among the pines and juniper in one of the area's most established and scenic communities. Breathtaking views of Thumb Butte, Granite Mountain, and Prescott city lights create an unforgettable backdrop you won't want to miss! This thoughtfully designed live-on-one-level floorplan with a walkout basement is a rare find, complete with a level driveway for easy year-round access and convenience. Inside, you'll find an expansive great room with soaring 11' flat ceilings, a stunning rock fireplace, and abundant natural light that seamlessly connects to the . oversized covered deck--perfect for entertaining and taking in the spectacular mountain views. The custom chef's kitchen features a spacious center island, a Butler's pantry for added storage and prep space, and a full appliance package, making it ideal for gatherings and gourmet cooking. The adjacent dining area offers privacy and makes every meal feel like a mountain retreat. The luxurious owner's suite includes private deck access, a spa-inspired bath, and a large walk-in closet. A second en suite bedroom provides added comfort and privacy for guests or multigenerational living. The home also features a versatile office or optional 5th bedroom, a convenient half bath, and a full laundry room. Built with energy-efficient foam insulation and a tankless water heater, this home is designed for comfort, convenience, and efficiency in every season. Don't miss your chance to own this gorgeous new home in Hidden Valley Ranch--with the unique option to choose your own finishes and add your personal touch. Owner is related to List Agent.

320 Long Branch, Prescott
$322,000
2 Beds ⋅ 2 Baths ⋅ 7023211 MLS ⋅ 1,172 SqFt.
Great value in this Vista Montanesa townhome which is conveniently located to Antelope golf course, Emery Riddle and the airport. Enjoy the lock and leave life style where the low $200 per month HOA fees cover maintenance on the exterior of the buildings, landscaping in the front yards, common areas and maintenance of the streets. Walk to Manzanita Grill in the club house and enjoy one of the best breakfasts & lunches in town. This two bedroom two bath townhome boasts a large living room dining room which has high ceilings with beams, gas fireplace & glass sliders doors for access to the good sized back covered patio. The dining area has tons of built in cabinets for extra storage & a bar area. The primary suite also has glass slider doors to back covered patio & a large walk in closet. The primary suite also has glass slider doors to back covered patio & a large walk in closet. The guest bedroom also has a good sized walk in closet & door to guest hall bathroom. The kitchen has a Aquasana 2-stage water filter and a good sized laundry area. Wine refrigerator in kitchen will not convey.

6130 Crista Lynn Place Unit 14, Prescott
$475,000
2 Beds ⋅ 2 Baths ⋅ 7013833 MLS ⋅ 1,687 SqFt.
Have you been waiting for the perfect summer getaway unit in the cool pines of Prescott? This is your chance! Pristine condition and ready for a new owner. Take your personal elevator up to the living space and enjoy the view from the many windows that look out over the pines from this second story unit. Cool breezes are waiting for you on your screened in porch. This condo has 2 bedrooms plus a den, 2 full baths, a spacious kitchen and living area, and a laundry space. Optional golf and/or social memberships available at the prestigious Capital Canyon Club.

1716 Alpine Meadows Lane Unit 1003, Prescott
$745,000
4 Beds ⋅ 2 Baths ⋅ 7011020 MLS ⋅ 2,664 SqFt.
JUST REDUCED to $745,000 -- best value in Walker for a 4BR/3BA! This cabin retreat sits on 0.59 acres in the cool pines of Walker, where higher elevation & heavy tree cover keep it noticeably cooler than Prescott proper all summer long. The home was recently re-sided and painted with premium, high-durability siding for lasting efficiency, and floor was redone in luxury vinyl plank -- durable and functional, but really shines for looks. Both the primary & guest baths have been fully remodeled. Warm up by the wood-burning stove, unwind under the front pergola for shaded outdoor living in any season, or step out from the guest room to your own private back deck. The large, fully fenced yard is green and lush, with a shed for ATVs, kayaks, & all the outdoor gear. A large 2-car garage

3929 E Sheldon Road, Prescott
$1,375,000
6 Beds ⋅ 4 Baths ⋅ 7009047 MLS ⋅ 4,906 SqFt.
This gorgeous custom built log home with beautiful Douglas fir beams on over two acres situated at 7,000 ft altitude is nestled in the majestic cool ponderosa pines backing to the National Forest. You can live on one level or enjoy the beautiful large primary bedroom on the upper level which has an electric fireplace, sitting area, primary full bath with large soaking tub, seperate shower, large closet area and workout area with views. The main level has a bedroom, living room with fireplace,family room with fireplace, bathroom with a hammered copper clawfoot tub and shower, eat in kitchen. Enjoy the cool summers on the large open & covered deck with view of the seasonal creek and plenty of room for the whole family and friends. Downstairs there are four bedrooms, two 3/4 baths one being a Downstairs there are four bedrooms, two 3/4 baths one being a Jacuzzi shower. For your guests there is a coffee bar room with a standard size refrigerator, sink, microwave, toaster oven and a unique, custom wood counter top made from trees on the property. Step outside from the lower level and enjoy the patio with a newer hot tub and view of the seasonal creek. Be sure to look at the document tab to see all the upgrades the current builder/owner had done to the property in the last two years. This could be a turnkey opportunity.

8105 S Comstock Mine Road, Prescott
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.