Prescott Homes with Cash New Financing

Prescott Homes with Cash New Financing

Welcome to Prescott, Arizona – a charming city nestled in the heart of Yavapai County, known for its stunning natural beauty, rich history, and vibrant community spirit. Often referred to as the “Prescott Mile High City,” this picturesque destination sits at an elevation of 5,368 feet, offering residents a mild climate and breathtaking views of the surrounding mountains and pine forests. Prescott’s historic downtown area is a delightful blend of old-world charm and modern amenities, featuring quaint shops, cozy cafes, and a lively arts scene.

For those seeking a place to call home in this enchanting city, Prescott offers a diverse range of housing options. With the current trend of homes available with cash new financing, prospective buyers can seize the opportunity to invest in their dream property without the complexities of traditional financing. This flexibility allows for a smoother purchasing process, making it easier to transition into the Prescott lifestyle.

Whether you’re drawn to the tranquility of the outdoors, with endless hiking trails and nearby lakes, or the vibrant community events that celebrate local culture, Prescott has something for everyone. Families, retirees, and adventure seekers alike can find their perfect niche in this welcoming city.

Explore the homes available in Prescott today and discover the perfect blend of comfort, community, and scenic beauty that awaits you. With cash new financing options available, your dream home in this idyllic setting is just a step away!

Newest Prescott Homes with Cash New Financing

$790,000
3 Beds ⋅ 3 Baths ⋅ 7080167 MLS ⋅ 1,961 SqFt.
This beautifully renovated home in the highly desirable community of Creekside at Prescott Lakes features a thoughtfully designed floorplan with a grand master suite , spacious guest bedroom and a good sized den/office (potential third bedroom?). Enter through an inviting foyer to a welcoming great room featuring a meticulously planned kitchen set around a large island with seating , comfortable living room with a gas fireplace and a distinct dining area. Exit into the manicured back yard with open and covered patios and an outdoor fireplace. Enter the home from the two car garage through an ample laundry room. This home features new interior paint, new flooring, all new granite countertops, new plumbing fixtures and lighting and much more! Professional photos coming soon!

1227 Pebble Springs, Prescott
$1,700,000
4 Beds ⋅ 4 Baths ⋅ 7080076 MLS ⋅ 3,116 SqFt.
Completed in 2022, this exceptional custom home in Prescott's prestigious Ranch at Prescott offers views, a 3,116 sq. ft. split floor plan, 4 bedrooms, 3.5 bathrooms, a den, media room, mud room, and an approximately 1,000 sq. ft. 3-car garage. The homeowners carefully selected this premium homesite for its sweeping panoramic views across the surrounding hills and distant trees to Granite Mountain. Modern, high-quality finishes and fixtures bring elegance, warmth, and character throughout, while expansive windows frame the scenery from the great room, kitchen, primary suite, and media room. Sold fully furnished with the majority of the high-end furnishings shown in the photos included, this custom residence offers a remarkable combination of setting, design, and move-in-ready ease! The homesite was chosen with intention before the residence was designed and built, taking full advantage of its orientation, elevation, and long-range scenery. The result is a home that feels distinctly connected to its surroundings, with abundant natural light and carefully positioned living spaces that allow the landscape to become part of everyday life. Inside, the advantages of recent custom construction are apparent in the details. The homeowners selected sophisticated modern finishes, quality fixtures, and clean architectural elements that feel current without being overly trendy. The open great room brings the kitchen, dining, and living spaces together in a comfortable setting for both everyday living and entertaining, while the home's thoughtful design balances its polished appearance with a warm, inviting atmosphere. The floor plan extends well beyond its 4 bedrooms and 3.5 bathrooms. A dedicated den off the foyer provides valuable workspace, lounge, or retreat, while the media room creates a separate destination for movies and relaxed evenings at home, and a mud room adds everyday functionality. The approximately 1,000 sq. ft. 3-car garage is equally impressive, providing considerably more room than a typical three-car garage along with an EV charger, and space for storage. Don't miss the mechanical closet within the garage where you'll find the TWO tankless water heaters. One of the home's standout spaces is the expansive covered back patio. Its dramatic vaulted roofline adds architectural interest while allowing the patio to remain open and airy, providing substantial protection from the elements without the enclosed feeling that can come with a lower patio roof. Finished with pavers and generously proportioned for multiple seating areas, patio furniture, and a firepit, it creates an exceptional outdoor gathering space with plenty of room to spread out, entertain, dine, or simply enjoy the Prescott setting. The patio is even pre-wired for a hot tub, so it's ready for even more relaxation! Beyond the patio, the turf backyard provides an attractive, easy-to-maintain area with plenty of space for Fido to run and play. Together, the patio, yard, surrounding hills, and distant views create an outdoor environment that feels peaceful and wonderfully removed from the pace of daily life. That feeling of escape is especially compelling because convenience is remarkably close. Costco, shopping, restaurants, and everyday necessities are approximately five minutes away, while Prescott's historic Courthouse Square and downtown district are just a short drive from home for locally owned restaurants, shops, galleries, community events, and the character of historic Prescott. The Ranch at Prescott is known for its distinctive custom homes and beautiful hillside setting, and 164 Morning Glow represents an especially difficult combination to replicate: recent 2022 construction, a premium homesite, exceptional views, sophisticated custom finishes, a highly functional single-level floor plan, an enormous covered outdoor living area, an oversized 3-car garage, and the added convenience of being offered fully furnished. It is the kind of property that feels comfortably removed from the world when you're home without actually being far from anything.

164 Morning Glow Way, Prescott
$675,000
3 Beds ⋅ 2 Baths ⋅ 7080071 MLS ⋅ 1,886 SqFt.
MUST SEE HOME on a peaceful cul-de-sac! Perfectly sited on .48 acres, this 3 bedroom, 2 bath, 1,886 sq ft home offers privacy, curb appeal, and room to spread out. Vaulted ceilings and a wall of high windows fill the great room with natural light, anchored by a cozy corner fireplace. The split floor plan offers a private primary suite, while a formal dining room and cheerful breakfast nook give you flexibility for everyday living and entertaining alike. Step outside to a fully fenced backyard featuring a covered, pergola-shaded patio with low-maintenance artificial turf -- ideal for pets, play, or simply relaxing outdoors. Beautifully landscaped grounds wrap the property front and back, showcasing mature trees, flowering shrubs, and natural rock accents throughout. A generous driveway prov

746 Panicum Drive, Prescott
$739,000
2 Beds ⋅ 2 Baths ⋅ 7078597 MLS ⋅ 1,790 SqFt.
Attention HOME Shoppers.....Here is a lightly lived in 2024 build by Woodside Builders, with Obvious Pride of Ownership in the Fabulous Granite Dells Estates Subdivision featuring a Large CORNER LOT, Excellent Curb Appeal with Brick Accents, Inviting Covered Front Porch, Superior Landscaping & VIEWS of Mingus/San Francisco Peaks!!! This home has 1790 Square Feet with 3Bedrooms, 2Bathrooms, Extended 2CarGarage, GREAT ROOM Concept, Plantation Sutters throughout, Luxury Wood Plank Vinyl, & Gas Fireplace. The Kitchen is well appointed with Beautiful Birch Cabinetry, Quartz Countertops, Stainless Steel Appliances (w/Fridge Conveying), Subway Tile Backsplash, Under Cupboard Lighting, Soft Close Drawers, Gas Cooktop, Large Walk in Pantry, & ISLAND Sink with Breakfast Bar. Master/Primary... Bedroom is Spacious with Curb-less SNAIL Shower with Tile Surround, Dual Segregated Sinks, has a Large Walk-In Closet, & you can enjoy VIEWS from the Master. Additional features include Laundry Room with Storage Closet & Upper Cabinetry (Washer/Dryer Conveying), Gorgeous EPOXY Floor in Garage, Tankless Water Heater, Water Softener, Extended/Covered Paver Patio, Open Paver Patio, Paver Driveway/Walkway, Paver front Porch, & the 3rd Bedroom is currently being used as an Office/Den. This is a Show Stopper so Do Not Miss the Opportunity!!!!!

5237 Meandering Trail, Prescott
$785,000
3 Beds ⋅ 2 Baths ⋅ 7078594 MLS ⋅ 2,230 SqFt.
Come for the Granite Mountain views. Stay for the way this home lives. Set on an elevated homesite in The Summit at Prescott Lakes, this beautifully finished custom home pairs sweeping mountain scenery with thoughtful design, extensive smart-home technology and inviting indoor-outdoor living. Picture windows frame the views from the great room, while the kitchen features an oversized granite island, custom cabinetry and stainless appliances. Outside, enjoy an extended paver patio, pergola, fire pit, artificial turf and lush landscaping. A spacious 2.5-car garage adds room for storage and toys. Enjoy Prescott's four-season lifestyle plus Prescott Lakes pools, fitness, tennis and pickleball; golf membership available separately.

825 Mines Pass Pass, Prescott
$485,000
2 Beds ⋅ 1 Baths ⋅ 7077946 MLS ⋅ 1,460 SqFt.
Private place in the pines of the Prescott National Forest. Meticulously maintained all log home sits on 1.16 acres bordering BLM land. This stunning 2bd/1ba home has potential for additional square footage in the unfinished walkout basement. Enjoy the stunning views from large deck. In the evenings, cozy up next to the wood stove in the family living area. From your kitchen window you're likely to spot creatures of the forest passing by. The main level offers one bedroom, full bath, living, family room and kitchen. The upstairs loft has plenty of room for sitting/game area and sleeping quarters. Get away from it all - bring your off road toys or take a stroll to the creek adjacent to property. Completely escape at home and still be only a short drive from Courthouse Square!

2800 E Yegan Drive, Prescott
$420,000
2 Beds ⋅ 2 Baths ⋅ 7077725 MLS ⋅ 1,179 SqFt.
Charming 2-bedroom, 2-bath home situated on a corner lot in a convenient Prescott location! Built in 1965, this single-level home features fresh interior paint, new flooring, natural gas and central air conditioning. The property offers beautiful mature trees and natural boulders that add to its classic Prescott setting. Relax on the covered back patio and enjoy Prescott's four-season climate. NO HOA! Located just minutes from historic downtown Prescott, the hospital, shopping, dining and nearby hiking trails. A great option for a full-time residence, second home or Prescott getaway.

1841 Forest Meadows Drive, Prescott
$530,000
4 Beds ⋅ 3 Baths ⋅ 7077514 MLS ⋅ 2,782 SqFt.
Seller will consider all offers and concessions with an acceptable offer. Beautiful 4-bedroom, 3-bath home in peaceful Chino Valley. Enjoy comfortable living spaces, a tranquil setting, and the beauty of northern Arizona. A great opportunity to make this home your own!

4655 W Hidden Canyon Road, Prescott
$300,000
3 Beds ⋅ 2 Baths ⋅ 7077472 MLS ⋅ 2,063 SqFt.
INVESTOR & DEVELOPER OPPORTUNITY near Downtown Prescott! Five lots totaling approximately .98 acres with Light Industrial zoning, plus an existing 4BR/2BA, approximately 2,025 sq. ft. residence. This is a major fixer with substantial deferred maintenance, including openings and known roof damage. The value may be in the land, zoning, and redevelopment potential. Bring your contractor to the showing. Seller intends to limit the due-diligence period, so buyers should do as much investigation as possible before making an offer. Respiratory protection is strongly recommended when entering the structure. This is an inherited property. Property is being sold AS-IS, WHERE-IS, with all contents remaining at closing. Buyer will be solely responsible for removal and disposal of all personal property, debris, and unwanted materials left on the property. Seller will make no repairs or clean-out. Buyer to independently verify zoning, flood information, permitted uses, property condition, utilities, lot configuration, and all other material facts. Photos are Ai stitched together some of the rooms do not look exactly as the photos portray

540 N Washington Avenue, Prescott
$175,000
7077452 MLS
Discover the perfect blend of tranquility and convenience with this beautiful 1-acre lot in the heart of Prescott. Nestled in a serene setting, this parcel offers the ideal canvas for your dream home while being just minutes away from downtown's vibrant shops, restaurants, and local attractions. Enjoy the peace of the pines, with ample space for gardening or outdoor activities, and the natural beauty of Arizona's landscape. With easy access to hiking trails and recreational areas, this location is perfect for nature lovers. Electricity is readily available, and the gentle terrain makes for easy building. Don't miss this rare opportunity to own a piece of Prescott paradise! The parcel also has the potential to be split.

1789 Idylwild Road Unit 50, Prescott
$615,000
2 Beds ⋅ 2 Baths ⋅ 7076796 MLS ⋅ 1,960 SqFt.
Welcome to this beautifully upgraded home in the highly desirable Prescott Lakes community Thoughtfully updated, this move-in ready home offers quality upgrades such as Pergo flooring throughout, Quartz countertops, owned Solar System, Central Attic fan, all within the last 4 years, adding to the home's everyday affordability and efficiency. Enjoy the ease of being close to shopping, restaurants, entertainment and all that Prescott has to offer, while coming home to a peaceful and desirable neighborhood. Whether you're looking for a full-time residence or a place to enjoy the best of Prescott, this home offers the perfect combination of style, comfort, efficiency and convenience. A wonderful opportunity in one of Prescott's most sought-after locations!

1677 St Andrews Way, Prescott
$799,000
3 Beds ⋅ 3 Baths ⋅ 7076562 MLS ⋅ 2,382 SqFt.
Beautifully remodeled 3-bedroom, 3-bathroom home with NEW ROOF offering 2,382 sq feet of thoughtfully designed living space, including a finished basement. Tucked away in a quiet cul-de-sac on a spacious lot of more than 12,000 square feet, this home was redesigned with an open concept that showcases the incredible views of Yavapai Hills from nearly every window. The completely remodeled kitchen features quality cabinetry, stainless steel appliances, and carefully placed lighting that adds warmth and character. The primary bathroom offers a large walk-in shower, stunning views, and heated floors for those chilly winter mornings. Two spacious decks provide even more opportunities to enjoy the peaceful surroundings and beautiful scenery. Complete with a two-car garage, this move-in-ready home brings together comfort, style, and the best of Prescott living. Located just 10 minutes from Whiskey Row, with nearby shopping, dining, community events, and easy access to the lake.

4714 Budsage Court, Prescott
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.