Snowflake Homes with Owner May Carry New Financing

Welcome to Snowflake, Arizona – a charming town nestled in the heart of Navajo County, where the beauty of the Southwest meets a rich tapestry of history and community spirit. Known for its picturesque landscapes and friendly atmosphere, Snowflake offers a unique blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

Founded in 1878, Snowflake has a rich heritage that is reflected in its historic buildings and vibrant community events. The town is surrounded by stunning natural beauty, with breathtaking views of the White Mountains and ample opportunities for outdoor recreation. Whether you enjoy hiking, fishing, or simply taking in the serene landscapes, Snowflake has something for everyone.

When it comes to real estate, Snowflake is known for its diverse housing options, including homes with owner may carry new financing. This unique financing option allows potential buyers to explore flexible purchasing arrangements, making homeownership more accessible. Whether you’re looking for a cozy family home, a charming cottage, or a spacious property with room to grow, Snowflake’s real estate market has a variety of choices to suit your needs.

In addition to its beautiful homes, Snowflake boasts a strong sense of community, with local events, farmers' markets, and recreational activities that bring residents together. Discover the warmth and hospitality of Snowflake, where you can enjoy a slower pace of life without sacrificing the amenities you desire. Come and find your dream home in this delightful Arizona town!

Newest Snowflake Homes with Owner May Carry New Financing

$34,900

7076431 MLS

Idyllic 20 acres with excellent access directly off paved Hay Hollow Road. Power is right on the lot line and with no HOA or CC&R's, you have all the freedom to live your country dreams. Build, install your manufactured home, with plenty of room for your horses, chickens, goats, RV's, and other toys. Just a short drive to all the shopping, dining, and amenities of downtown Snowflake, this property gives you the best of all worlds. SELLER FINANCING AVAILABLE.

Hay Hollow Rd 20 Acres -- Unit -, Snowflake

$89,900

7049015 MLS

Great Horse Property in Snowflake, AZ with septic & well already installed! Bring your animals and your building plans -- this 3.1-acre parcel is ready for your vision! Manufactured homes are welcome, giving you flexibility to build or place your dream home. Enjoy wide-open views, peaceful surroundings, and plenty of space for horses, livestock, or a future shop. Just minutes from town yet tucked away for privacy -- this property offers the best of country living in Snowflake!

1795 E Mountain View Drive Unit -, Snowflake

$795,000

4 Beds ⋅ 5 Baths ⋅ 7048212 MLS ⋅ 3,991 SqFt.

Own a piece of Snowflake history with this beautifully restored 1895 home, where timeless charm meets modern convenience. The main house offers approximately 2,750 sq. ft., while the Carriage House, completed in 2016, features 1,241 sq. ft. of living space above a 1,241 sq. ft. garage. Together, the property includes 4 bedrooms, 3 full baths, and 2 half baths. Enjoy the expansive covered porch, charming entryway, balconies, and mature landscaping. A finished cottage provides the perfect space for crafts, hobbies, or a cozy reading retreat. Ideally located in the heart of Snowflake. See Associated Documents for additional information.Furnishings are available too. Owner is willing to carry the note, with a large down payment.

184 S 1st E Street, Snowflake

$49,900

7047790 MLS

Great Horse Property in Snowflake, AZ! Bring your animals and your building plans -- this 3.1-acre parcel is ready for your vision! Manufactured homes are welcome, giving you flexibility to build or place your dream home. Enjoy wide-open views, peaceful surroundings, and plenty of space for horses, livestock, or a future shop. Just minutes from town yet tucked away for privacy -- this property offers the best of country living in Snowflake!

1791 E Mountain View Drive Unit -, Snowflake

$75,000

7023844 MLS

Set across 4.85 acres of whispering Piñon Pine and stately Juniper, this property offers a rare sense of refinement and natural harmony--free from the clutter and neglect found elsewhere, just 1.2 miles off the pavement in a quietly established enclave where neighboring homes reflect true pride of ownership and enduring value; electric power is available at the lot line, offering a seamless path to building without sacrificing the off-grid feel so many seek. Offered at $75,000--deliberately priced below comparable properties in the area for a decisive sale--with 20% down and payments of $573 per month, and an additional 7% discount for cash buyers, this is an uncommon opportunity to secure a foothold in the cool, invigorating air of Arizona's White Mountains; RU-1 zoning allows for a variety of uses beyond traditional residential, adding flexibility and long-term value. With generous buildable terrain suited for a refined cabin or custom residence and close proximity to Birdie Ranch Golf Club, where locals gather for breakfast and a round on the greens, it presents an ideal balance of understated luxury and attainable ownership. No HOA

Lot 014E Wagon Lane -- Unit 014E, Snowflake

$12,000

6994265 MLS

Over an Acre of private residential or agricultural land. Please also view MLS 6994257 to see additional neighboring plot of land.

3898 Cortez Road Unit 225, Snowflake

$12,000

6994257 MLS

: Over an Acre of private residential or agricultural land. Please also view MLS 6994265 to see additional neighboring plot of land

3902 Cortez Road Unit 226, Snowflake

$16,900

6883521 MLS

Rare find of 9 acres just outside of Snowflake. Perfect place to build with lots of space and still be within minutes of the amenities of Snowflake. Buyer to verify all info. Seller may finance. Agent is closely related to seller.

8422 Percheron Lane Unit -, Snowflake

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.