St Johns Homes with Cash New Financing

Welcome to St. Johns, Arizona – a hidden gem nestled in the heart of Apache County. This charming city, with its rich history and stunning landscapes, offers a unique blend of small-town charm and breathtaking natural beauty. St. Johns is known for its friendly community, vibrant local culture, and a slower pace of life that makes it an ideal place for families, retirees, and anyone seeking a peaceful retreat.

With a population that values community and tradition, St. Johns boasts a variety of local events and activities throughout the year, from farmers' markets to seasonal festivals. The surrounding landscape is perfect for outdoor enthusiasts, with opportunities for hiking, fishing, and exploring the picturesque views of the Apache-Sitgreaves National Forest. The city's historic downtown area features quaint shops and eateries that reflect the rich heritage of the region.

For those considering a move, St. Johns offers a range of homes that cater to different lifestyles and budgets. With cash financing options available, prospective buyers can take advantage of a seamless purchasing process, allowing for a quick and straightforward transition into their new home. Whether you are looking for a cozy cottage or a spacious family residence, St. Johns has something to suit everyone’s needs.

Discover the charm of St. Johns, where the beauty of nature meets the warmth of a welcoming community. Start your journey to finding the perfect home in this enchanting Arizona city today!

Newest St Johns Homes with Cash New Financing

$55,000

2 Beds ⋅ 2 Baths ⋅ 7078208 MLS ⋅ 980 SqFt.

Affixed mobile - on 1/3 acre fenced & gated lot - 2 bedrooms, 2 full baths -Family room addition - laundry room - two large sheds for storage - needs clean up/fix up - perfect for first time buyer or investment.

1135 S 10th Street W, St Johns

$350,000

6 Beds ⋅ 6 Baths ⋅ 7074419 MLS ⋅ 12,000 SqFt.

Nearly 80 acres of private, off-grid Arizona living in Woodland Valley Ranch. This truly unique property offers two approximately 6,000 SF steel Quonset buildings, multiple living areas, extensive infrastructure, and endless potential for a ranch, homestead, retreat, or multi-generational setup. The main residence is two stories with an unfinished second level, giving the next owner the opportunity to complete the space to their vision. The second Quonset includes a 3-bedroom, 1-bath living area along with substantial workshop, garage, and storage space. Seller reports the property could offer up to 8 bedrooms and 6 bathrooms once all unfinished areas are completed. The property is 100% off-grid with an owned solar system installed in 2022, three 48V battery storage units, backup generator capability, propane, septic, a 3,500-gallon buried cistern, and access to a community well. Approximately 6 acres are chain-link fenced and already set up for animals with a horse barn and corral, goat pen, and chicken coop. There is also abundant parking, RV access, and extensive space for vehicles, equipment, or recreational use. A rare opportunity for someone looking for acreage, privacy, self-sufficient living, and the ability to finish and customize a one-of-a-kind property. Property sold AS IS. Buyer to verify square footage, bedroom/bathroom count, permits, completion status, utilities, water availability, and intended use.

70 County Road N6564 --, St Johns

$264,000

3 Beds ⋅ 2 Baths ⋅ 7072195 MLS ⋅ 1,800 SqFt.

Don't miss out on this charming Spanish styled home in the ''Town of Friendly Neighbors''. Welcome home to a classic hacienda themed entry with a southwestern styled fence, arches, red tile roofline, and covered porches with climbing ivy. Inside enjoy an extra family room and cozy wood stove. In the dedicated laundry room is an entire wall of 24'' deep pantry cabinets, and with built-in cabinets in the hall and the extra storage building out back you'll have a hard time filling all the storage space! Heat and cool your home in multiple ways! The current owners enjoy below average energy bills because of extra insulation in the attic, and because of dual/heat and dual/cooling options available. If you're looking for a great home in a great little town, in a great neighborhood, this is it!

1450 W 6th Street N, St Johns

$32,500

7068786 MLS

Imagine living in harmony with nature, surrounded by open space, clear skies, and the freedom to create your off-grid dream. Whether you're building a weekend retreat or a full-time home, this property offers the perfect foundation. The land provides a peaceful escape from the noise of the world, while still being close enough to town for convenience. Here, you'll find the freedom to live on your own terms in a community of like-minded, responsible individuals. If you're ready to invest in a quiet, beautiful space where you can truly build the life you've always wanted, this is the land for you. Contact today to learn more about this rare opportunity. Seller financing offered with 20% down. Lot 752 next door also available for $35,500.

Lot 753 Woodland Valley Ranch -- Unit 753, St Johns

$18,900

7067486 MLS

Over 41 amazing acres in Carrizo Ranch with road access on both sides and only 5 minutes from 191 highway. Scenery, wildlife, and privacy on this lot straight out of a wild west movie. HOA takes care of roads but very few restrictions. Build your off grid property, camp, or bring your RV. Plenty of room to explore but also only 15-20 minutes to St. Johns for shopping and gas. Seller is closely related to agent.

TBD Carrizo Ranch Lot 355 -- Unit 355, St Johns

$18,900

7067476 MLS

Own your own 40 acres in highly desirable Carrizo Ranch. Beautiful high desert with amazing views and wildlife. Property is only minutes from the highway but it feels secluded, private and remote. Build your off grid home, bring an RV or have a spot of your own to camp. HOA ensures roads stay great but have very few restrictions. Seller is closely related to agent.

TBD Carrizo Ranch Lot 320 -- Unit 320, St Johns

$18,900

7067468 MLS

Own your own 40 acres with privacy and seclusion but within 5 minutes of the highway and 15 minutes to St. Johns. If you want valley views, this lot is for you. On the side of a gentle slope, you could build your off grid home towards the top and overlook the whole area. Tons of open land to explore and wildlife can be a daily occurence. Great roads as affordable HOA there to keep up roads with little other restrictions. Seller is closely related to agent.

TBD Carrizo Ranch Lot 253 -- Unit 253, St Johns

$189,000

7066591 MLS

TAKE ANOTHER LOOK -- PRICE REDUCED $9,500 AND 120+ ACRES ADDED! Now offering 155.78 acres for only $189,000, an exceptional opportunity just 10 miles from St. Johns, Arizona--the ''Town of Friendly Neighbors.'' Four parcels are being offered together, providing expansive, private acreage with panoramic views and plenty of room to spread out. The property borders nearly a square mile of State Trust land, providing an exceptional buffer from neighboring development and preserving the open, private character of the area. The property is near Lyman Lake State Park, with boating, fishing and water skiing nearby, while the White Mountains offer more than 40 lakes, excellent hunting and fishing, and year-round outdoor recreation. Buildable areas extend across the property, with a basalt ridge rising in elevation and providing an abundant supply of natural stone for landscaping, construction and other projects. A water well and county-approved septic system add valuable infrastructure, with multiple RV dump sites for non-commercial use. Quiet, clean and sparsely populated, the land is well suited for a horse ranch, hobby farm or growing alfalfa. Annually maintained gravel and dirt roads provide access. Improvements include a 12' x 40' Graceland building, already drywalled and carpeted and ready to become a tiny home, guest quarters or bunkhouse, plus three 40' shipping containers for storage. Sunrise Ski Resort is also within reach. 155.78 acres, four parcels, a water well, existing improvements, 120+ additional acres, and a major price reduction--this property is worth another close look. Call today and come see what $189,000 can buy in the beautiful White Mountains of Arizona.

34 County Road N6437 -- Unit 329, 330, 336, 337, St Johns

$19,900

7066241 MLS

Remote but convenient - off grid 36 acre ranch - good dirt roads maintained by HOA - manufactured and site built homes welcomed here - ranching encouraged - great mini ranch environment. Area of Pinon Trees and low shrubs - 40 mi south of I-10 and 12 miles north of St Johns

Coyote Run Unit 577, St Johns

$35,500

7065069 MLS

Escape to 36.5 acres of tranquility, offering privacy, peace, and endless possibilities. This property comes with an already built driveway and pad site, saving you time and money compared to other off-grid land. With free water from a nearby ranch well and year-round access via maintained roads, it's the perfect spot for those seeking a self-sufficient lifestyle. If you want more space, an adjacent 36.5 acres is also available. Just 45 minutes from St. Johns, AZ, this land is ideal for anyone looking for a quiet, respectful community in a beautiful, secluded setting. Seller financing available with 20% down.

Lot 752 Woodland Valley Ranch -- Unit 752, St Johns

$60,000

7064892 MLS

Escape the crowds and enjoy the peace, privacy, and endless horizons of this 40.89-acre off-grid property just 17 miles from St. Johns, Arizona. The partially fenced parcel is ideal for horses, recreation, homesteading, or a secluded rural retreat and borders a full square mile of Arizona State Trust land, providing added privacy with fewer neighboring properties nearby. Improvements include a 14' x 28.5' main cabin, 12.5' x 23.5' guest cabin, 12' x 32' WeatherKing storage building, 20' x 26' steel workshop, 8.5' x 10' solar shed, 6.5' x 8' pump house, numerous animal pens and dog runs, and a 34' fifth-wheel trailer that conveys with the sale, along with a variety of building materials. The off-grid solar system includes twelve 240-watt solar panels. The POA is primarily for road maintenance and does not impose restrictive CC&Rs. Some commercial uses may be permitted. Seller financing is available. Property is being sold as-is. None of the buildings have indoor plumbing, a septic system, or county permits. Buyer to verify all information, including zoning, intended use, permitting requirements, allowable commercial uses, and square footage. Priced to reflect its current condition and offered for a quick sale due to the seller's health.

24 County Road N6210 -- Unit 79, St Johns

$29,900

7064020 MLS

9 N7340 -- Unit 14, St Johns

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.