St Johns Homes with Owner May Carry New Financing

Welcome to St. Johns, Arizona – a hidden gem nestled in the heart of Apache County! Known for its stunning landscapes and rich history, St. Johns offers a unique blend of small-town charm and modern convenience. With its picturesque views of the surrounding mountains and expansive skies, this inviting city is perfect for those seeking a peaceful retreat or a vibrant community lifestyle.

St. Johns boasts a rich cultural heritage, with historical sites and local festivals that celebrate its Native American roots. The city is surrounded by outdoor adventures, from hiking in the nearby Apache-Sitgreaves National Forest to exploring the breathtaking Petrified Forest National Park. Whether you are an outdoor enthusiast or someone who enjoys the tranquility of nature, St. Johns has something for everyone.

The real estate market in St. Johns is particularly attractive for homebuyers, especially with the availability of homes that offer Owner May Carry New Financing options. This flexible financing method makes homeownership more accessible, allowing buyers to negotiate terms directly with sellers. This unique opportunity can be a game-changer for those looking to invest in a home without the stringent requirements of traditional financing.

With a variety of homes available, from quaint single-family residences to spacious properties with breathtaking views, St. Johns is ideal for families, retirees, and anyone looking to embrace a slower pace of life. Explore the charm of St. Johns and discover your perfect home in this enchanting Arizona town!

Newest St Johns Homes with Owner May Carry New Financing

$32,500

7068786 MLS

Imagine living in harmony with nature, surrounded by open space, clear skies, and the freedom to create your off-grid dream. Whether you're building a weekend retreat or a full-time home, this property offers the perfect foundation. The land provides a peaceful escape from the noise of the world, while still being close enough to town for convenience. Here, you'll find the freedom to live on your own terms in a community of like-minded, responsible individuals. If you're ready to invest in a quiet, beautiful space where you can truly build the life you've always wanted, this is the land for you. Contact today to learn more about this rare opportunity. Seller financing offered with 20% down. Lot 752 next door also available for $35,500.

Lot 753 Woodland Valley Ranch -- Unit 753, St Johns

$18,900

7067486 MLS

Over 41 amazing acres in Carrizo Ranch with road access on both sides and only 5 minutes from 191 highway. Scenery, wildlife, and privacy on this lot straight out of a wild west movie. HOA takes care of roads but very few restrictions. Build your off grid property, camp, or bring your RV. Plenty of room to explore but also only 15-20 minutes to St. Johns for shopping and gas. Seller is closely related to agent.

TBD Carrizo Ranch Lot 355 -- Unit 355, St Johns

$18,900

7067476 MLS

Own your own 40 acres in highly desirable Carrizo Ranch. Beautiful high desert with amazing views and wildlife. Property is only minutes from the highway but it feels secluded, private and remote. Build your off grid home, bring an RV or have a spot of your own to camp. HOA ensures roads stay great but have very few restrictions. Seller is closely related to agent.

TBD Carrizo Ranch Lot 320 -- Unit 320, St Johns

$18,900

7067468 MLS

Own your own 40 acres with privacy and seclusion but within 5 minutes of the highway and 15 minutes to St. Johns. If you want valley views, this lot is for you. On the side of a gentle slope, you could build your off grid home towards the top and overlook the whole area. Tons of open land to explore and wildlife can be a daily occurence. Great roads as affordable HOA there to keep up roads with little other restrictions. Seller is closely related to agent.

TBD Carrizo Ranch Lot 253 -- Unit 253, St Johns

$189,000

7066591 MLS

TAKE ANOTHER LOOK -- PRICE REDUCED $9,500 AND 120+ ACRES ADDED! Now offering 155.78 acres for only $189,000, an exceptional opportunity just 10 miles from St. Johns, Arizona--the ''Town of Friendly Neighbors.'' Four parcels are being offered together, providing expansive, private acreage with panoramic views and plenty of room to spread out. The property borders nearly a square mile of State Trust land, providing an exceptional buffer from neighboring development and preserving the open, private character of the area. The property is near Lyman Lake State Park, with boating, fishing and water skiing nearby, while the White Mountains offer more than 40 lakes, excellent hunting and fishing, and year-round outdoor recreation. Buildable areas extend across the property, with a basalt ridge rising in elevation and providing an abundant supply of natural stone for landscaping, construction and other projects. A water well and county-approved septic system add valuable infrastructure, with multiple RV dump sites for non-commercial use. Quiet, clean and sparsely populated, the land is well suited for a horse ranch, hobby farm or growing alfalfa. Annually maintained gravel and dirt roads provide access. Improvements include a 12' x 40' Graceland building, already drywalled and carpeted and ready to become a tiny home, guest quarters or bunkhouse, plus three 40' shipping containers for storage. Sunrise Ski Resort is also within reach. 155.78 acres, four parcels, a water well, existing improvements, 120+ additional acres, and a major price reduction--this property is worth another close look. Call today and come see what $189,000 can buy in the beautiful White Mountains of Arizona.

34 County Road N6437 -- Unit 329, 330, 336, 337, St Johns

$35,500

7065069 MLS

Escape to 36.5 acres of tranquility, offering privacy, peace, and endless possibilities. This property comes with an already built driveway and pad site, saving you time and money compared to other off-grid land. With free water from a nearby ranch well and year-round access via maintained roads, it's the perfect spot for those seeking a self-sufficient lifestyle. If you want more space, an adjacent 36.5 acres is also available. Just 45 minutes from St. Johns, AZ, this land is ideal for anyone looking for a quiet, respectful community in a beautiful, secluded setting. Seller financing available with 20% down.

Lot 752 Woodland Valley Ranch -- Unit 752, St Johns

$60,000

7064892 MLS

Escape the crowds and enjoy the peace, privacy, and endless horizons of this 40.89-acre off-grid property just 17 miles from St. Johns, Arizona. The partially fenced parcel is ideal for horses, recreation, homesteading, or a secluded rural retreat and borders a full square mile of Arizona State Trust land, providing added privacy with fewer neighboring properties nearby. Improvements include a 14' x 28.5' main cabin, 12.5' x 23.5' guest cabin, 12' x 32' WeatherKing storage building, 20' x 26' steel workshop, 8.5' x 10' solar shed, 6.5' x 8' pump house, numerous animal pens and dog runs, and a 34' fifth-wheel trailer that conveys with the sale, along with a variety of building materials. The off-grid solar system includes twelve 240-watt solar panels. The POA is primarily for road maintenance and does not impose restrictive CC&Rs. Some commercial uses may be permitted. Seller financing is available. Property is being sold as-is. None of the buildings have indoor plumbing, a septic system, or county permits. Buyer to verify all information, including zoning, intended use, permitting requirements, allowable commercial uses, and square footage. Priced to reflect its current condition and offered for a quick sale due to the seller's health.

24 County Road N6210 -- Unit 79, St Johns

$25,000

7060915 MLS

Move-in ready and set up for immediate enjoyment, this 2.5-acre parcel comes equipped with an existing travel trailer (one slide) that conveys at no cost, a water storage tank plumbed to a frost-free hydrant, ten solar panels mounted on a ground rack supplying power to the trailer, and an 8x10 shed housing the inverter, charge controllers, and batteries -- a functional off-grid setup already in place. Discover the quiet beauty of the land itself, graced with mature old-growth juniper and rare piñon pine -- a combination not often found, as many surrounding parcels feature juniper alone. The gently varied terrain adds natural character, privacy, and seclusion, creating the perfect private retreat. Enjoy the freedom of No HOA, allowing you to use and develop the property to suit your vision A septic system is installed, but not county approved. Access is via existing roads; four-wheel drive is recommended. Cash offers preferred; seller financing is not available. Financing options may be available for well-qualified buyers (minimum 680 credit score). Proof of funds or lender prequalification is required prior to contract submission. Property is owner-occupied. Prospective buyers must be accompanied by a licensed real estate agent and schedule showings at least 24 hours in advance.

Lot 86 Witch Well Ranchos -- Unit 86, St Johns

$18,900

7058725 MLS

Amazing 55 acres in Carrizo Ranch. Enjoy the beautiful surroundings and nature on your own land! Seclusion and privacy while only being 5 minutes away from the highway and less than 20 minutes from St. Johns. HOA has few restrictions but maintains the roads for smooth access. Build your off grid home, bring your RV, camp, or have your own farm. Options are limitless!

TBD Carrizo Ranch 204-67-443 -- Unit 443, St Johns

$18,900

7058634 MLS

Amazing 41 acres in Carizzo Ranch. Enjoy the beautiful surroundings and nature on your own land! Seclusion and privacy while only being 5 minutes away from the highway and less than 20 minutes from St. Johns. HOA has few restrictions but maintains the roads for smooth access. Build your off grid home, bring your RV, camp, or have your own farm. Options are limitless!

TBD Carrizo Ranch 204-67-206 -- Unit 206, St Johns

$18,900

7058620 MLS

Over 40 acres in Carizzo Ranch. Enjoy the beautiful surroundings and nature on your own land! Seclusion and privacy while only being 5 minutes away from the highway and less than 20 minutes from St. Johns. HOA has few restrictions but maintains the roads for smooth access. Build your off grid home, bring your RV, camp, or have your own farm. Options are limitless!

TBD Carrizo Ranch 204-67-205 -- Unit 205, St Johns

$18,900

7058606 MLS

Amazing 40 acres in Carizzo Ranch. Enjoy the beautiful surroundings and nature on your own land! Seclusion and privacy while only being 5 minutes away from the highway and less than 20 minutes from St. Johns. HOA has few restrictions but maintains the roads for smooth access. Build your off grid home, bring your RV, camp, or have your own farm. Options are limitless! Agent is closely related to owner.

TBD Carrizo Ranch 204-67-376 -- Unit 376, St Johns

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