85541 Homes with 1031 Exchange New Financing

85541 Homes with 1031 Exchange New Financing

Welcome to the picturesque zip code 85541, nestled in the heart of Payson, Arizona! This charming area, located in Gila County, offers a unique blend of natural beauty and small-town charm, making it an ideal destination for those seeking a peaceful retreat or a new place to call home.

Payson is surrounded by the breathtaking landscapes of the Tonto National Forest, providing endless opportunities for outdoor enthusiasts. Imagine waking up to stunning mountain views, hiking through lush forests, or enjoying a leisurely afternoon fishing in one of the nearby lakes. The vibrant community is known for its friendly atmosphere, local festivals, and a variety of shops and restaurants that reflect the region's rich culture.

For prospective homebuyers, the 85541 zip code offers an exciting opportunity with homes available for 1031 Exchange financing. This means you can invest in your dream property while taking advantage of tax benefits that come with a like-kind exchange. Whether you're looking for a cozy cabin, a modern family home, or a serene retirement retreat, the real estate options in this area are as diverse as its landscape.

With a growing market and favorable financing options, now is the perfect time to explore the homes available in Payson. Discover the charm of 85541, where nature meets community, and find your ideal home in this enchanting corner of Arizona. Embrace the lifestyle you’ve always wanted and make your move to Payson today!

Newest 85541 Homes with 1031 Exchange New Financing

$1,699,000
4 Beds ⋅ 5 Baths ⋅ 7075642 MLS ⋅ 4,520 SqFt.
Mountain luxury meets golf-course living in the prestigious, gated Chaparral Pines. Enter through the 24/7 guarded gates and wind through the towering Ponderosa pines to this beautifully appointed 4-bedroom, 5-bath home overlooking the 12th fairway of the private Golf Club at Chaparral Pines. Offering over 4,500 square feet on a 0.39-acre golf-course lot, the home features gorgeous walnut floors, tall ceilings, custom shutters throughout and expansive wraparound patios on both the main and lower levels. The gourmet kitchen showcases custom cabinetry, Carrera marble countertops, Wolf gas stove and microwave, Sub-Zero fridge, and a walk-in pantry with a coffee bar, wine refrigerator, and abundant storage. The main level includes a luxurious primary suite with a large walk-in closet and spa-like bath with a jetted soaking tub, separate shower, and dual vanities. A second ensuite bedroom, powder room, laundry room, and an enclosed heated Arizona room complete the main level. The upstairs suite is home to the 3rd bedroom, bathroom, and private patio. Downstairs boasts stained concrete flooring throughout and offers incredible flexibility. Enjoy a large entertainment area with a built-in media center, kitchenette, private laundry, and two additional rooms with a second kitchenette of their own, all opening to a patio overlooking the golf course. Recent 2026 updates include a brand-new roof, fresh exterior and deck paint, and a Tesla EV charger installed in the garage. Only 90 minutes from the valley, enjoy this refreshing mountain climate, typically 20-25 degrees cooler. Chaparral Pines offers an award-winning private 18-hole championship golf course, an 8-acre recreation complex with a fitness center, heated pool and spa, tennis, pickleball & basketball, miles of private hiking trails, an on-site lake & guarded entry. Golf and sports memberships are available separately. Come experience the privacy, beauty, and exceptional lifestyle of Chaparral Pines!

2201 E Grapevine Drive, Payson
$299,000
3 Beds ⋅ 2 Baths ⋅ 7071657 MLS ⋅ 1,294 SqFt.
Move-in ready and full of potential, this single-level 3-bedroom, 1.5-bath home offers approximately 1,294 square feet of comfortable living space. The fully fenced yard provides privacy and security. Large shop/utility shed with electricity offers flexible space for storage, hobbies, projects, or other uses. A new split-system provides heating and cooling for the main living area. Whether you're looking for a first home, an investment opportunity, or a potential short-term rental, this property offers plenty of possibilities. Priced with some needed TLC in mind, it's a great opportunity to add your personal touches.

303 W Roundup Road, Payson
$370,000
2 Beds ⋅ 2 Baths ⋅ 7071499 MLS ⋅ 1,376 SqFt.
Nestled among the tall Ponderosa Pines of Payson, AZ, this charming 2-bedroom, 1.5-bath cabin sits on a spacious .27-acre lot and is move-in ready with all the work already done! Recent updates include new waterproof flooring throughout the home, a newly updated bathroom, and new landscaping. Recent updates include new waterproof flooring throughout the home, a newly updated bathroom, and new landscaping. The inviting living room features a beautiful tongue-and-groove pine ceiling, adding warmth and rustic charm. Enjoy privacy and serenity in the fully fenced yard, plus a large storage shed and plenty of room to park an RV or boat. Relax on the patio/deck or cozy up by the gas stove. Conveniently located near Payson shopping and restaurants. This property would also make a great short-term rental, it has been very successful in the past. Most furnishings convey. Close the gate behind you and leave the rest of the world behind!

404 N Arizona Circle, Payson
$550,000
7 Beds ⋅ 5 Baths ⋅ 7071112 MLS
Rare three unit opportunity in Payson ideal for a buyer seeking to live in one home while generating income from the others to offset ownership expenses. Situated on a 17,000 square foot lot at approximately 5,000 feet elevation, the property includes three detached manufactured homes on a quiet cul de sac surrounded by mature trees. Unit A: 1 bd, 1 ba with newer HVAC, LVP flooring, stainless appliances, W/D, shed, and covered carport. Unit B: 3 bd, 2 ba with remodeled primary bath, laminate floors, dual pane windows, central heat/air, mini splits, W/D, yard, shed, and shared garage. Unit C: 3 bd, 2 ba with vaulted ceilings, remodeled primary bath, central heat/air, mini splits, tankless water heater, carport, and shared garage. Conveniently located within walking distance to restaurants +

205 S Ponderosa Street, Payson
$1,500,000
13 Beds ⋅ 12 Baths ⋅ 7070856 MLS ⋅ 5,429 SqFt.
RARE CHRISTOPHER CREEK HOSPITALITY OPPORTUNITY! Grey Hackle Lodge offers a unique chance to own an established mountain lodging property in the heart of Arizona's Rim Country. Nestled among towering pines and backing to the Tonto National Forest, the property features approximately 10 guest cabins with varied layouts, including studios, one- and two-bedroom accommodations and a larger ranch-style cabin, plus an on-site office/living component. Ideally positioned approximately 20 miles east of Payson, the lodge is surrounded by hiking, fishing, mountain biking, wildlife viewing and other year-round recreational attractions. Christopher Creek and nearby dining are within easy reach. The property presents multiple possibilities for continued lodging operations, a boutique retreat, group accommodations, weddings, reunions, retreats or other destination-oriented hospitality concepts. A truly special mountain property with character, location and significant opportunity for the right owner. Recently improved, upgraded and list of improvements available.

1441 E Christopher Creek Loop, Payson
$310,000
3 Beds ⋅ 2 Baths ⋅ 7070320 MLS ⋅ 1,352 SqFt.
GET OUTTA TOWN... AND OUTTA THE HEAT! Come see this beautiful abode to retire or retreat in beautiful PAYSON, AZ! This lovely home with a white picket fence is located in a quiet, peaceful neighborhood with No HOA. Solar Panels convey! What a deal!!! Open floor plan, 2 Bedrooms, and a LOFT, Inside Laundry, spacious rooms, Newly painted and Upgraded with Stainless Steel Appliances. Hurry! This won't last!

1002 W Saddle Lane, Payson
$749,000
4 Beds ⋅ 3 Baths ⋅ 7069738 MLS ⋅ 3,334 SqFt.
Don't Miss This Mountain Retreat! Back on market no fault of the home!! Tucked away in the pines yet only 30 minutes from downtown Payson, this stunning 3-story, 5 bedroom, 2.5 bath home is your ticket to escape the valley heat and embrace mountain living. Whether you're looking for a family getaway, a full-time residence, or a turnkey Airbnb investment, this property delivers comfort, space, and incredible lifestyle potential A home built for memories. The main floor offers a spacious primary suite with a cozy fireplace, while vaulted ceilings and a wall of windows flood the living room with natural light and serene forest views. Upstairs you'll find a roomy loft with its own bedroom and full bath, while the finished walkout basement provides two more bedrooms, a half bath.

199 S Greystone Circle, Payson
$582,000
3 Beds ⋅ 2 Baths ⋅ 7069300 MLS ⋅ 2,068 SqFt.
3-bedroom, 2-bathroom home ideally located near the Golf Course & Green Valley Park, in Payson. Spacious 2-car garage with a large workshop on the side. This home offers plenty of room for vehicles, storage, & RV parking. Large kitchen perfect for cooking & entertaining, with beautiful cabinetry, detailed countertops, newer appliances, and a BRAND NEW dishwasher and huge walk-in pantry with abundant storage throughout the home. Sunroom opens to living room and showcases beautiful mountain views. The cozy pellet stove provides warmth & ambiance during cooler months, while central heating and air conditioning ensure comfort in every season. With no HOA, this property offers both freedom and convenience. New Roof just installed July 2026 - Transferable! Make this wonderful home your own!

400 S Brassie Drive, Payson
$400,000
3 Beds ⋅ 2 Baths ⋅ 7069169 MLS ⋅ 1,358 SqFt.
There's a lot to love about this comfortable Payson home! Featuring 3 bedrooms, 2 bathrooms, and approximately 1,407 sq. ft., the split floor plan offers privacy and a practical layout for everyday living. The .18-acre property includes a 2-car garage and RV parking, providing valuable extra space for vehicles, toys, or weekend adventures. Located in Trailwood, you'll enjoy the convenience of being close to town while having easy access to the outdoor recreation that makes Payson such a special place. Perfect as a primary residence or mountain retreat.

312 N Pioneer Trail, Payson
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 7067868 MLS ⋅ 2,717 SqFt.
Welcome to this exceptional mountain retreat in the prestigious gated community of Whisper Ridge. This beautifully crafted custom home offers 3 bedrooms, 2.5 bathrooms, and 2,717 +/- sq. ft. on a private 0.40-acre landscaped homesite with breathtaking views and exceptional privacy. No detail was overlooked. Designed with quality and elegance throughout this home features upgraded Jeld-Wen windows, heavy-gauge metal roof, central vacuum, custom beveled hickory flooring, alder cabinetry, upgraded lighting, and designer finishes. The large gourmet chef's kitchen is perfect for entertaining family and friends. Showcasing a 36' Viking refrigerator and 36'' Viking freezer, built in oven and microwave, gas cooktop, warming drawer, beverage cooler, built-in ice maker and reverse osmosis system, and a spacious center island with abundant storage. Plenty of room for seating with a large dining area and corner banco seating with a gas fireplace built in to custom cabinetry. The luxurious primary suite offers private deck access and a spa-inspired bath featuring a Jetta soaking tub, two-way electric fireplace, oversized walk-in shower, and custom walk-in closet with built-in dresser, shoe and linen storage. Enjoy Arizona mountain living with an outdoor deck, stunning views, and a cozy fire pit with banco seating--perfect for relaxing or entertaining. Additional features include an oversized 2 1/2 car garage with built-in cabinets and work benches plus an unfinished basement offering excellent storage or hobby space. Ideally located near The Rim Golf Club and Chaparral Pines, in which residents have the opportunity to purchase a nonresident membership and enjoy premier golfing, dining, fitness, and social amenities. This meticulously upgraded home offers the perfect blend of luxury, comfort, and mountain living in one of Payson's most desirable gated communities. (SEE DOCUMENTS TAB FOR A COMPLETE LIST OF UPGRADES & FEATURES.)

414 S Whisper Ridge Lane, Payson
$685,000
3 Beds ⋅ 3 Baths ⋅ 7067724 MLS ⋅ 2,304 SqFt.
Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family, Owner Age

1103 S Stewart Pocket Circle, Payson
$587,500
3 Beds ⋅ 2 Baths ⋅ 7066129 MLS ⋅ 1,968 SqFt.
Welcome to your ultimate creekside escape in Kohl's Ranch/Kohl's Tonto Creek Ranch--where relaxation and adventure come together! Picture yourself kicking back on the back deck, slipping into the hot tub, and letting the soothing sounds of the creek and waterfall melt the day away. It's the kind of place you won't want to leave. Tucked away for privacy with absolutely stunning views, this property features 3 cozy bedrooms, 2 bathrooms, and garage space galore--a workshop-ready garage plus a quad garage for all your toys, gear, and weekend fun. The fully fenced lot makes a great first impression with a stylish double-gated entry and a paver driveway that adds just the right touch of flair. Inside, you'll find thoughtful upgrades like a newer roof (2019), a custom front door, more... and Andersen windows that bring in all that beautiful natural light. The pellet stove keeps things warm and inviting, while the kitchen--complete with stainless steel appliances and a gas range--is ready for everything from quick breakfasts to full-on dinner parties. And when it's time to unwind, the spa-style Jacuzzi tub is calling your name. Whether you're looking for a peaceful retreat or a place to make unforgettable memories, this one delivers.

193 E Saddle Mountain Road, Payson
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