85541 Homes with VA Loan New Financing

Welcome to the enchanting community of 85541, nestled in the heart of Gila County, Arizona. This picturesque region is known for its stunning natural landscapes, friendly atmosphere, and a rich tapestry of outdoor activities that cater to every lifestyle. Whether you’re an outdoor enthusiast, a family looking for a serene place to raise children, or a retiree seeking tranquility, 85541 has something special to offer.

The area is characterized by its breathtaking views of the surrounding mountains and the lush greenery that flourishes in the warmer months. With an abundance of hiking trails, fishing spots, and parks, residents can immerse themselves in the beauty of nature right at their doorstep. The community is also home to a variety of local shops, restaurants, and cultural events that foster a strong sense of belonging among its residents.

For those considering homeownership, 85541 is an attractive option, especially for veterans and active-duty military personnel. Homes in this area are eligible for VA loan financing, making it easier for those who have served our country to secure their dream home. With favorable terms and conditions, VA loans provide an excellent opportunity to invest in property without the burden of a hefty down payment.

Living in 85541 means embracing a lifestyle enriched by community spirit and the great outdoors. Discover the charm of this hidden gem in Arizona, where your dream home awaits, and embark on a new chapter filled with adventure and tranquility. Come explore all that 85541 has to offer!

Newest 85541 Homes with VA Loan New Financing

$450,000

3 Beds ⋅ 1 Baths ⋅ 7077333 MLS ⋅ 1,459 SqFt.

COMPLETELY REMODELED • SINGLE LEVEL • NO HOA • RV ACCESS • 0.26 ACRE LOT Welcome home to a completely transformed Payson property where you can leave the projects behind and start enjoying the lifestyle you've been looking for! This beautifully remodeled 3-bedroom, 2-bath, 1,459 sq. ft. single-level home offers easy living with no interior steps, a spacious 0.26-acre lot, and no HOA. From the moment you arrive, you'll appreciate the fresh, modern transformation. The home features new interior and exterior paint, new flooring, new interior doors, new siding and trim, a new roof and fascia, new exterior lighting, new plumbing fixtures, new ceiling fans throughout, and all-new appliances--including a matching washer and dryer. The kitchen has a new backsplash, while both bathrooms have been beautifully remodeled with new fixtures and floor-to-ceiling tile. The improvements continue outside with a custom paver driveway and entryway, extensive new hardscape, new Redwood privacy fencing, and a rear ranch-style gate providing RV access. The 354 sq. ft. rear deck has been completely redone, creating an expansive outdoor living space perfect for morning coffee, summer barbecues, entertaining friends, or simply relaxing in the beautiful Payson climate. Comfort is built in with a new 3-ton central heating and air-conditioning system, five new dual-pane windows, and a new dual-pane sliding glass door. Even the crawl space has been upgraded with Water-Barrier underlayment. Need extra space? The 144 sq. ft. detached shed is far more than ordinary storage, with a new roof, stained concrete floor, power, and A/C--perfect for a workshop, hobby room, storage, or creative space. And the location makes everyday living easy. You're conveniently close to schools, shopping, dining, and the new Granite Dells Park Complex and Granite Dells Trailhead, putting recreation and everyday amenities close to home. This is the kind of home that lets you spend your time living instead of renovating. Come see the transformation for yourself--you may have just found your perfect Payson retreat!

809 E Frontier Street, Payson

$575,000

3 Beds ⋅ 2 Baths ⋅ 7076830 MLS ⋅ 1,824 SqFt.

Rare opportunity to own an incredible three-lot property with breathtaking views with a main home and a guest retreat studio in one of the area's most desirable neighborhoods! This unique property offers space, flexibility, and an amazing mountain lifestyle, all while being surrounded by the beauty of the East Verde River community. The main home, 1164 sqft, features 3 bedrooms and 1 bathroom, with a beautifully updated kitchen showcasing new granite countertops, a gas range, kitchen island, and plenty of workspace. Step outside onto the covered deck and take in the spectacular views -- the perfect place to enjoy your morning coffee or relax in the evening. The second building is a 660 sqft studio, no kitchen, with its own bathroom, clawfoot tub, walk-in closet, and covered deck. Whether you're looking for a full-time residence, multi-generational setup, guest accommodations, or a peaceful getaway, this property offers an exceptional combination of homes, land, views, and lifestyle.

1194 W Beaver Flat Road, Payson

$1,699,000

4 Beds ⋅ 5 Baths ⋅ 7075642 MLS ⋅ 4,520 SqFt.

Mountain luxury meets golf-course living in the prestigious, gated Chaparral Pines. Enter through the 24/7 guarded gates and wind through the towering Ponderosa pines to this beautifully appointed 4-bedroom, 5-bath home overlooking the 12th fairway of the private Golf Club at Chaparral Pines. Offering over 4,500 square feet on a 0.39-acre golf-course lot, the home features gorgeous walnut floors, tall ceilings, custom shutters throughout and expansive wraparound patios on both the main and lower levels. The gourmet kitchen showcases custom cabinetry, Carrera marble countertops, Wolf gas stove and microwave, Sub-Zero fridge, and a walk-in pantry with a coffee bar, wine refrigerator, and abundant storage. The main level includes a luxurious primary suite with a large walk-in closet and spa-like bath with a jetted soaking tub, separate shower, and dual vanities. A second ensuite bedroom, powder room, laundry room, and an enclosed heated Arizona room complete the main level. The upstairs suite is home to the 3rd bedroom, bathroom, and private patio. Downstairs boasts stained concrete flooring throughout and offers incredible flexibility. Enjoy a large entertainment area with a built-in media center, kitchenette, private laundry, and two additional rooms with a second kitchenette of their own, all opening to a patio overlooking the golf course. Recent 2026 updates include a brand-new roof, fresh exterior and deck paint, and a Tesla EV charger installed in the garage. Only 90 minutes from the valley, enjoy this refreshing mountain climate, typically 20-25 degrees cooler. Chaparral Pines offers an award-winning private 18-hole championship golf course, an 8-acre recreation complex with a fitness center, heated pool and spa, tennis, pickleball & basketball, miles of private hiking trails, an on-site lake & guarded entry. Golf and sports memberships are available separately. Come experience the privacy, beauty, and exceptional lifestyle of Chaparral Pines!

2201 E Grapevine Drive, Payson

$564,900

3 Beds ⋅ 2 Baths ⋅ 7075488 MLS ⋅ 1,764 SqFt.

Welcome to a rare opportunity offering nearly ½ acre (.476 acres) of fully usable, fully fenced property with incredible parking, RV access, a permitted shop, and endless possibilities! Spacious 1,764 sq. ft. single-family home features 3 bedrooms and 2 full bathrooms, along with a comfortable living room featuring a wood-burning fireplace with a recently cleaned chimney, ready for use. The home has been freshly painted and offers central heating and air conditioning, a laundry/utility room, and a welcoming entry. The home also features newer (2026) windows and sliding doors, including a convenient doggie door. Providing incredible functionality and space, both front and back yards are fully fenced, with 3 RV gates in the front and a massive 20-foot RV gate providing easy access to the backyard. Bring your RVs, motorhomes, boats, trailers, off-road toys, and equipment! A 30' x 30' permitted shop provides an outstanding workspace and includes two 12' x 10' roll-up doors and a 15,000-pound vehicle lift, delivering exceptional versatility for automotive enthusiasts, hobbyists, contractors, or those needing serious workspace at home. The backyard also features RV hookups with power and sewer connections. A 40-foot High Cube Connex container provides substantial additional storage, while the expansive flat lot offers countless possibilities for additional parking, recreation, projects, or equipment storage. Enjoy outdoor living under the new approximately 42-foot covered back patio, a fantastic space for entertaining, relaxing, or enjoying Payson's beautiful weather. Additional improvements include a new 225-amp electrical panel, with the rear portion of the home re-roofed within the past year. A carport provides additional covered parking and includes outdoor storage, a storage closet, and a utility area. Connected to city water, sewer, trash, and utilities, this property combines the convenience of in-town living with the freedom and space that nearly half an acre provides. Conveniently located near shopping and highways while also being close to hiking, camping, and outdoor recreation.

323 W Roundup Road, Payson

$468,900

3 Beds ⋅ 2 Baths ⋅ 7074341 MLS ⋅ 1,562 SqFt.

Beautiful Elk Ridge Home with Privacy & Outdoor Living! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the desirable Elk Ridge Subdivision! Offering 1,562 square feet of comfortable living space, this home sits on a corner lot with a fenced yard, mature landscaping, and plenty of privacy. The inviting living room features a gas fireplace, creating a warm and welcoming space to relax and gather. The kitchen offers generous cabinet and counter space, while the home's new carpet adds a fresh feel throughout the living areas. Step outside onto the large covered deck, the perfect spot for morning coffee, outdoor dining, or entertaining while enjoying the peaceful surroundings. The fenced yard is filled with many fruit trees, adding charm and functionality to the outdoor space. A 2-car garage provides convenient parking and storage. With its desirable location, private corner lot, fenced yard, fruit trees, spacious covered deck, and comfortable interior, this Elk Ridge home is ready to welcome you home!

1119 S Mountain View Drive, Payson

$378,000

2 Beds ⋅ 3 Baths ⋅ 7073605 MLS ⋅ 1,436 SqFt.

Majestic Views & Mountain Living at Mountain View Manor! Enjoy breathtaking views overlooking beautiful Green Valley Park from this well-appointed 2-bedroom, 3-bathroom condo. Featuring two spacious master suites, this home offers comfort and flexibility for full-time living or a mountain getaway. The inviting living room features a gas fireplace, creating a warm and cozy atmosphere, while beautiful wood flooring adds timeless character throughout. Step outside onto the deck and take in the stunning park and mountain views--perfect for morning coffee or evening relaxation. A 2-car garage provides plenty of space for vehicles and storage. Located in the desirable Mountain View Manor, this condo offers the perfect combination of comfort, views, and convenient mountain living.

951 W Ensenada Lane, Payson

$275,000

2 Beds ⋅ 2 Baths ⋅ 7073455 MLS ⋅ 1,334 SqFt.

.Welcome home to this clean 2-bedroom, 2-bathroom residence designed for comfortable, low-maintenance living. Inside, the spacious owner's suite features a private ensuite bathroom complete with a separate walk-in shower and a Grecian soaking tub. The chef-friendly kitchen comes equipped with a dedicated cooktop, built-in wall oven, and a functional peninsula. Everyday convenience is made easy with a large laundry room offering extra room for storage and organization. Step outside to unwind on the screened-in patio overlooking a beautiful seasonal creek with serene year-round views, complete with a 1-car attached garage for secure parking and extra storage.

1103 W Birchwood Road, Payson

$559,900

3 Beds ⋅ 3 Baths ⋅ 7072524 MLS ⋅ 1,928 SqFt.

Pride of ownership in this spacious custom built home in the beautiful mountain community of Payson, AZ can now be yours! The main level features a bright and open living room, dining area, breakfast bar, kitchen, 1/2 bathroom, large main bedroom & main bathroom with dual vanity, soaking tub and shower and large laundry room with utility sink. The lower level has it's own exterior access, 2 bedrooms, full bathroom, family room, storage room and additional closet space. Both the main level and lower level have their own covered porch/deck areas. Views of the Mazatzals from the main level are awesome! Don't miss the large workshop/craft/storage room on the East side of the home! This is a great opportunity for a primary, second home! Close proximity to shopping, dining& park

206 N Stagecoach Pass, Payson

$368,000

3 Beds ⋅ 2 Baths ⋅ 7072134 MLS ⋅ 1,788 SqFt.

This charming three-bedroom, two-bath home in Payson, Arizona, offers a perfect blend of comfort and convenience. Located just a short drive from the picturesque Water Wheel, the property boasts a large yard adorned with beautiful flowers and features two storage sheds for ample storage. The oversize detached two-car garage and all buildings on the property have recently had their roofs replaced, ensuring durability and peace of mind. With no HOA, you have the freedom to make this home truly your own. Don't miss this opportunity to enjoy serene living in a beautiful setting.

8080 W Barranca Road, Payson

$425,000

2 Beds ⋅ 1 Baths ⋅ 7072028 MLS ⋅ 1,232 SqFt.

Have you ever dreamed of owning your own forest retreat where you can go to get away from all of the noise and chaos of city life? Well, do I have the perfect place for you! Tucked away in the serene little community of Geronimo Estates near Payson, this two bedroom one bath site-built cabin offers you gorgeous views and peaceful tranquility. This lovely log style cabin is move in ready and includes furniture and bbq grill. Just a few steps away from the home awaits a private hot tub and a terrace with views that will take your breath away. The interior is functional and spacious with plenty of charm. The kitchen offers plenty of storage and all appliances are included. Enjoy your morning coffee on the huge front porch while watching the local wildlife stroll by. There is a seasonal creek close by and plenty of forest to explore. The roof and HVAC has recently been replaced for the buyer's peace of mind. Perfect for a weekend getaway, full time home, or even a great investment as it has been functioning as a successful short term rental. Your new cabin in the pines awaits! --

1178 W Paint Pony Drive, Payson

$382,500

3 Beds ⋅ 2 Baths ⋅ 7071676 MLS ⋅ 1,310 SqFt.

Welcome to this charming 3-bedroom, 2-bath home in the desirable Woodhill subdivision! Offering 1,310 square feet of comfortable living space, this home features a warm and inviting living room with a gas fireplace, creating the perfect setting for cozy evenings. The functional kitchen and dining area provide a welcoming space for everyday living and entertaining. The primary bedroom offers a comfortable retreat, while two additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the outdoors in the fenced backyard, complete with a covered back patio--perfect for relaxing, barbecuing, or entertaining year-round. A 2-car garage adds convenience and plenty of space for parking and storage. This home offers comfortable mountain living in a great Payson location!

602 N Blue Spruce Road, Payson

$299,000

3 Beds ⋅ 2 Baths ⋅ 7071657 MLS ⋅ 1,294 SqFt.

Move-in ready and full of potential, this single-level 3-bedroom, 1.5-bath home offers approximately 1,294 square feet of comfortable living space. The fully fenced yard provides privacy and security. Large shop/utility shed with electricity offers flexible space for storage, hobbies, projects, or other uses. A new split-system provides heating and cooling for the main living area. Whether you're looking for a first home, an investment opportunity, or a potential short-term rental, this property offers plenty of possibilities. Priced with some needed TLC in mind, it's a great opportunity to add your personal touches.

303 W Roundup Road, Payson

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