85541 Homes with Cash to Loan New Financing

Welcome to the charming community of Payson, Arizona, nestled in the heart of Gila County within the picturesque 85541 zip code. Known for its stunning natural beauty and a relaxed, small-town atmosphere, Payson is a haven for outdoor enthusiasts and those seeking a tranquil lifestyle. Surrounded by the majestic Mogollon Rim and the Tonto National Forest, residents enjoy an abundance of recreational activities, from hiking and fishing to camping and wildlife watching.

As you explore the real estate options in this delightful area, you’ll find a diverse range of homes that cater to various tastes and budgets. Whether you’re looking for a cozy cabin, a modern family home, or a luxurious retreat, the 85541 zip code has something for everyone. With the added benefit of financing options available, including cash-to-loan new financing, homeownership in Payson is more accessible than ever. This financial flexibility allows buyers to secure their dream home while taking advantage of favorable market conditions.

Payson is not just about the stunning landscapes; it boasts a vibrant community spirit with local shops, restaurants, and cultural events that bring residents together. The friendly atmosphere and sense of belonging make it a perfect place to settle down. With its combination of natural beauty, community charm, and a variety of housing options, the 85541 area is an ideal destination for anyone looking to embrace the Arizona lifestyle. Come discover the magic of Payson and find your perfect home in this enchanting corner of the Grand Canyon State!

Newest 85541 Homes with Cash to Loan New Financing

$435,000

3 Beds ⋅ 2 Baths ⋅ 7060783 MLS ⋅ 1,523 SqFt.

Move-in ready and in true mint condition! This beautifully maintained single level NO HOA, 2-bedroom, 2-bathroom home also features a versatile office/den, perfect for remote work or a quiet retreat. A charming walkway welcomes you inside, where rich flooring flows throughout an open, light-filled living area. The updated kitchen impresses with a stylish island, tile backsplash, and stainless-steel appliances, opening to a cozy breakfast nook with deck access ideal for morning coffee or evening sunsets. The primary suite offers a private en-suite bath and plenty of natural light, while a second spacious bedroom and dedicated office/den add valuable flexibility. The oversized 2-car garage provides extra storage and workspace. Tucked away in a peaceful, tree-lined setting, this home is a true gem!

1105 N Bavarian Way, Payson

$569,000

3 Beds ⋅ 3 Baths ⋅ 7051848 MLS ⋅ 1,838 SqFt.

Welcome home to this meticulously maintained 1,838 SF cream puff on a quiet, private cul-de-sac. Bright, cheery interior with 3-bdrms/flexible den, and 2.5 baths, all with ample storage and deep closets throughout. The kitchen shines with updated quartz countertops, the living room centers around a lovely fireplace, and outdoor living is effortless with a covered rear patio, gazebo and large storage shed. Garage includes built-in storage cabinets. Move in ready and lovingly cared for. Roofing replaced in 2019 on the home, storage shed and gazebo, HVAC unit replaced in 2021.

912 W Wagon Trail, Payson

$1,275,000

5 Beds ⋅ 4 Baths ⋅ 7049148 MLS ⋅ 3,946 SqFt.

Tucked away at the end of a cul-de-sac in the sought-after Chaparral Pines community, this exceptional mountain retreat blends rustic elegance with the comfort and functionality of a thoughtfully designed home. Inside, the spacious open-concept design is ideal for both everyday living and entertaining. The expansive Great Room flows into the gourmet kitchen, where a large center island naturally becomes the heart of every gathering. Whether hosting family for the holidays or enjoying a quiet weekend in the mountains, this home is designed to bring people together. With 5 bedrooms and 4 bathrooms, there's room for everyone. The split floor plan on the main level features a spacious primary suite with private access to the deck and charming gazebo, creating the perfect place to enjoy your morning coffee or unwind beneath the pines. A second main-level guest suite is thoughtfully positioned on the opposite side of the home, providing exceptional privacy for family and visitors. Upstairs, you'll find three additional bedrooms, including another guest suite, while the remaining two bedrooms share a well-appointed bathroom. Outside, the expansive deck with steamy hot tub overlooks a private, fully fenced backyard framed by towering pines, creating a serene setting for entertaining, relaxing, or enjoying cool mountain evenings. The oversized three-car garage has ample room for vehicles, a golf cart, ATVs, and all the gear that comes with mountain living. Extensive storage throughout the home, including a dedicated attic storage room, ensures everything has its place. Whether you're golfing at Chaparral Pines or The Rim Club, or just enjoying life in the tall pines, this home offers the perfect balance of mountain charm, generous living spaces, and modern convenience. This is more than just a home, it's a place to create lasting memories in one of Payson's premier gated golf communities.

304 N Grapevine Drive, Payson

$99,500

7001685 MLS

1.62-acre homesite located in the prestigious Rim Club in Payson. This wooded parcel offers a private setting among the tall pines and backs to the golf course, providing beautiful views and a serene environment. Ideal for a custom site-built home, with ample space to design and build. Enjoy cooler temperatures, natural surroundings, and access to one of the area's premier golf communities. Priced at $125,000.

203 S Rim Club Drive Unit 44, Payson

$600,000

4 Beds ⋅ 3 Baths ⋅ 6976791 MLS ⋅ 2,376 SqFt.

Seller Financing Available. Conventional, VA, FHA, DSCR. Only 9 years old (Built 2017) Quick move-in. Well maintained multigenerational Payson home offers panoramic mountain views and flexible living for today's lifestyle. The main living area is conveniently located on one level with laundry and access to a wraparound deck showcasing beautiful views. The lower level features a private suite with a walk-in shower, separate entrance, workshop, office, and kitchenette potential - ideal for multigenerational living, guests, a home office, or additional income potential. Extended length 2 car garage. No HOA. Enjoy peaceful mountain living and nearby schools and outdoor recreation while remaining within easy driving distance of shops, dining, golf-- and more.

102 N Lookout Point, Payson

$294,900

3 Beds ⋅ 2 Baths ⋅ 6817417 MLS ⋅ 1,770 SqFt.

Fully remodeled Home. New flooring, countertops, paint, ceilings, 3 bedroom, 2 baths, laundry, interior storage room, workshop, new exterior storage shed, enclosed front porch, open floorplan with kitchen, dining and greatroom. Nice 1/3 acre lot on a cul-de-sac. Open to property trade. 7/24/25 Competitve Market Analysis Value of $378,338 for similar properties within 2 miles. Adding two (2) HVAC units.

301 N Budweiser Circle, Payson

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