85541 Homes with Conventional New Financing

85541 Homes with Conventional New Financing

Welcome to Payson, Arizona, a hidden gem nestled within the stunning landscapes of Gila County, ZIP code 85541. Known for its breathtaking natural beauty, this charming city offers a unique blend of outdoor adventure and small-town warmth, making it an ideal place to call home.

Payson is surrounded by the majestic Tonto National Forest, providing residents with endless opportunities for hiking, fishing, and camping. The vibrant community hosts a variety of events throughout the year, including the popular Payson Rodeo, which showcases the rich Western heritage of the area. With its picturesque views, mild climate, and friendly atmosphere, it’s no wonder that many are drawn to this enchanting locale.

For those considering a move to Payson, the housing market is thriving with options that cater to a wide range of buyers. Homes in the 85541 area are not only charming but also come with the added benefit of conventional new financing options. This means that whether you’re a first-time buyer or looking to invest, you can find a suitable property that fits your budget and lifestyle.

Imagine waking up to the serene sounds of nature, with the stunning Mogollon Rim as your backdrop. Whether you’re seeking a cozy cabin, a modern family home, or a spacious lot to build your dream retreat, Payson has it all. Experience the perfect blend of tranquility and adventure in this beautiful Arizona town, where your dream home awaits! Come explore the possibilities in Payson, and discover why so many are choosing to make this vibrant community their home.

Newest 85541 Homes with Conventional New Financing

$1,795,000
3 Beds 4 Baths 7080714 MLS 3,709 SqFt.
Set on a quiet cul-de-sac in Chaparral Pines, this exceptional one-owner custom mountain modern residence was thoughtfully designed to take full advantage of its spectacular setting. Expansive views stretch across the Mogollon Rim, Diamond Point, Granite Dells and the Mazatzal Mountains, creating a dramatic backdrop throughout the home. A custom entry gate and striking pivot front door introduce the distinctive design within. Gorgeous stained, bleached walnut hardwood floors, soaring 14-foot ceilings, a propane fireplace and telescoping glass doors define the great room, where indoor and outdoor living flow together beautifully. Custom artwork lowers over the great room television when not in use, adding another unique design feature. Outside, the expansive Trex deck includes a pergola, built-in BBQ and stone water feature, offering a comfortable place to relax and enjoy the surrounding mountain scenery. The gourmet island kitchen is open to the great room and features a wok burner, pot filler, dual sinks and generous workspace for cooking and entertaining. Custom architectural details continue throughout the main level, including fabricated metal accents in the powder room and dramatic large-scale metal artwork surrounding the primary bedroom fireplace. The spacious primary suite looks out to a beautifully landscaped atrium with automatic watering, providing a peaceful garden view just outside the bedroom. The well-appointed primary bath includes a Toto toilet with bidet functionality, with Toto toilets featured throughout the home. A private elevator provides easy access to the walk-out lower level, which offers a separate and exceptionally comfortable guest living area. This level includes an office w/companion desks that could also be used for a den or bedroom, additional guest ensuite bedroom with a bath featuring both a soaking tub and separate shower, a sitting area, microwave, wine refrigerator, dry bar/coffee station and direct access to a private patio. Also located on the lower level is a temperature-controlled wine room, added approximately four years ago, with storage for approximately 400 bottles. Tucked discreetly away on the property is a fully fenced raised-bed garden area with its own watering system, thoughtfully located so it remains functional without distracting from the home's clean contemporary setting. Beyond its striking architecture and custom finishes, this is an exceptionally livable home with an intelligent floor plan and carefully considered features that make everyday living comfortable, convenient and effortless. Beautifully designed, highly functional and uniquely connected to its mountain surroundings, this is a truly special Chaparral Pines residence. See Extensive Features Sheet under Documents.

511 N Grapevine Drive, Payson

$2,580,000
4 Beds 3 Baths 7080397 MLS 5,500 SqFt.
PREPARE TO BE IMPRESSED! Located in the unparalleled Rim Golf Club featuring the magnificent Wisekopf-Morrish designed golf course, this extraordinary home absolutely exudes the finest quality workmanship throughout the 5,500 sq. ft. of space. The design and construction of the home is paramount with the owner's wishes! The home is perfect for entertaining family and guests for dinner in a beautiful dining room, with luxurious accomodations for over night and extended stay. The floor plan of the home is exceptional! The great room enjoys terrific views of the Stewart Mountains (Granite Dells) and Yerba Senta to the southeast. The large floor to ceiling windows provide natural abundant year round light with Arizona clear blue skies, summer thunder storms, and soaring birds and w wildlife. The luxurious black walnut wood flooring heightens the mountain feel kitchen, great room, and dining room. The four large bedrooms have ensuite bath rooms and all have adjoining private patios or deck space. Extra rooms include a breakfast nook aside the kitchen, an entertainment room featuring a top of the line pool table, a studio/office/work area, and unimaginable storage space. The trex decking and stone flooring enjoys large outdoor patios and decks for exceptional quiet and pleasant outdoor time. The entire home experience provides a most intimate lifestyle. The kitchen features two walk-in pantrys, a sub-zero refridgerator/freezer, two dishwasher's, two Dacor ovens, a six burner gas range, a large island with super storage, and a dumbwaitor to assist with groceries. The primary bedroom enjoys a divine bathroom and an exrra large walk-in roomy closet. The oversized covered decks above and below are percect for enjoying the outdoor weather rain or shine in Payson's enviable most perfect year round climate. Dual driveways complement the oversized garage that has incredible storage space and a golf cart extension area. The estate lot exceeds an acre in size with a forest feel setting. OH, did I fail to mention, ALL FURNITURE IS INCLUDED IN THE SALE, TOGETHER WITH DISHES, GLASSWARE, LINENS, ETC. ETC. , AND, the EZ-GO GOLF CART TOGETHER WITH THE CHARGING STATION. The golf cart is in perfect condition and sports a lithium battery, head lights, turn signals, and is ''Road Ready'', perfect for the golf course and tooling around the neighborhood. ''NOT FOR SALE'' - INCLUDES ALL ART WORK, PAINTINGS, WALL HANGINGS, FAMILY HEIRLOOMS, CERTAIN BOOKS, ,ETC., ETC. Owner may consider selling certain art work separately and outside the sale of real estate

2302 E Rim Club Drive, Payson

$848,000
4 Beds 3 Baths 7079698 MLS 2,437 SqFt.
Experience elevated mountain living in this beautifully updated residence located in Highlands at the Rim. Offering 2,437 square feet of thoughtfully designed living space, this four-bedroom, three-bath home captures breathtaking, unobstructed views of the Mogollon Rim. The inviting great room features vaulted ceilings with striking wood-beam accents, abundant natural light, and a beautiful stone propane fireplace that creates warmth and ambiance. New flooring and fresh interior paint enhance the home's sophisticated yet comfortable mountain style. Designed for both everyday living and entertaining, the updated kitchen features new granite countertops, premium GE Café appliances, a spacious center island, breakfast bar, and walk-in pantry. Just off the kitchen, a covered deck provides the a covered deck provides the perfect setting for outdoor dining, relaxation, and enjoying the spectacular Rim views. The split floor plan offers privacy, while the primary suite serves as a peaceful retreat with a custom walk-in closet, completely remodeled primary bath with stylish modern finishes that include a luxury freestanding tub, shower, spacious raised double vanity and custom lighting. A spacious laundry room with sink that adds convenience and valuable storage. The versatile loft serves as the fourth bedroom and includes a walk-in closet, private three-quarter bath, and access to its own deck--an ideal space for guests, a home office, or an additional living area. The two-car garage is finished with upgraded flooring for a clean, polished appearance. Located just a short distance from the Rim Club, where golf and social memberships may be available for separate purchase, this exceptional home combines refined updates, comfortable mountain elegance, and unforgettable Mogollon Rim views.

213 S Sunset Pass, Payson

$375,000
3 Beds 1 Baths 7079021 MLS 1,028 SqFt.
Perched on 1.16 acres in the desirable Geronimo Estates community, this charming 3-bedroom, 1-bathroom cabin offers the privacy, scenery, and rustic mountain lifestyle that make Arizona's high country so special. With plenty of room to spread out and incredible views stretching across the surrounding landscape, this property is the perfect setting for a full-time residence, weekend retreat, or mountain getaway. Inside, the newly updated kitchen brings a fresh, modern touch to the cabin while maintaining the warmth and character of the home. The comfortable living spaces provide plenty of room to gather with family and friends, while three bedrooms offer flexibility for guests, a home office, or additional sleeping space. Step outside onto the expansive deck where the views take cente stage. With plenty of space for outdoor dining, entertaining, or simply relaxing with your morning coffee, the deck provides a front-row seat to the changing seasons, mountain skies, and peaceful surroundings of Geronimo Estates. The spacious acreage also provides exciting potential for the next owner, with room to expand, add additional structures, create outdoor living spaces, or simply preserve the privacy and open space already surrounding the cabin. Combining an updated kitchen, expansive outdoor living, beautiful views, and over an acre of mountain property, this Geronimo Estates cabin offers an opportunity to create your own retreat and enjoy the quieter side of mountain living.

1092 W Paint Pony Drive, Payson

$475,000
3 Beds 2 Baths 7078322 MLS 2,000 SqFt.
Mountain Modern Charm Meets Panoramic Mogollon Rim Views Perched on one of Payson's premier view lots, this character-rich 1963 rock and adobe brick residence seamlessly blends Mid-Century architecture with authentic mountain living. Frame every season against breathtaking backdrops of Green Valley Park, Green Valley Lake, and the majestic Mogollon Rim--whether watching autumn leaves shift, crisp winter snowfalls, vibrant spring blooms, or cool summer sunsets. Upper-Level Living & Entertaining Great Room: Soaring vaulted, wood-beamed ceilings, an expansive wood-burning fireplace, and massive picture windows that flood the room with natural light. Outdoor Deck: A giant elevated deck opening directly off the main living area, perfect for year-round morning coffee, crisp alpine air, and sunset gatherings. Formal Dining: An architectural focal point wrapped in rich adobe brick texture, featuring its own cozy wood fireplace and sweeping window views. Galley Kitchen: Functional and well-appointed with wood cabinetry, a dedicated pantry, and full appliances, plus stepless rear entry access for easy grocery trips. Bedrooms & Bath: Two light-filled upstairs bedrooms, a full bathroom, and a dedicated laundry area complete with washer and dryer. Flexible Lower-Level Retreat Private Suite: A massive downstairs bedroom suite featuring a private entrance, dedicated bathroom, durable tile flooring, and a third warming fireplace--ideal for an primary suite, guest quarters, or high-yield rental space. Covered Patio: Walk directly out from the lower level to a shaded outdoor sanctuary. Exterior & Property Highlights Workroom & Parking: Enclosed single-car space currently optimized as a custom workshop (fits a compact vehicle), complemented by a seamless circular driveway off Rim View Rd. Bonus Storage: Detached backyard shed featuring vaulted overhead storage for gear, tools, and outdoor toys. Efficiency & Freedom: Fully electric home powered by a central heat pump, free from any HOA restrictions or fees. An unrepeatable piece of Payson heritage offering true four-season mountain lifestyle just minutes from town trails and lakes.

901 W Rim View Road, Payson

$1,048,000
5 Beds 3 Baths 7078120 MLS 3,505 SqFt.
Welcome to this beautiful private mountain retreat, perfectly situated on approximately one acre in the desirable Manzanita Hills neighborhood of Payson. Showcasing unobstructed mountain views, a large fenced yard, and approximately 3,500 square feet of comfortable living space, this impressive residence offers five bedrooms, three bathrooms, a spacious family room, and an oversized three-car garage. Step inside the inviting great room, where engineered wood flooring, a wood-burning fireplace, and dramatic vaulted tongue-and-groove ceilings create warmth and classic mountain character. Numerous windows fill the home with natural light while beautifully framing the surrounding scenery. Designed for both everyday living and entertaining, the well-appointed kitchen features granite ... counter tops, a breakfast bar, center island, custom maple cabinetry with soft-close drawers and rollout shelving, and a Café six-burner range with a warming feature. Exceptional storage and thoughtful functionality make this kitchen the heart of the home. The spacious primary suite is a private retreat, complete with a thermostatically controlled gas fireplace and an impressive en-suite bathroom featuring a jetted soaking tub, travertine walk-in shower, raised sinks, and separate closets. A second main-level bedroom features hardwood flooring, sliding glass doors leading to the covered deck, and beautiful mountain views--making it equally well suited as a home office or den. The main level also includes a generously sized third bedroom, a full guest bathroom, and a spacious laundry room with custom cabinetry, ample counter space, and a utility sink. Downstairs, a generous family and recreation room offers additional space for entertaining, relaxing, and gathering with family and friends. Complete with a pool table, abundant natural light, and direct exterior access to a covered outdoor area, this level also includes two large bedrooms and a full bathroom--ideal for guests, multigenerational living, or a private secondary living space. Outdoor living is equally inviting, with covered decks overlooking the mountain surroundings, an expansive fenced yard, and a greenhouse for gardening enthusiasts. Offering classic mountain character, generous indoor and outdoor living spaces, privacy, and exceptional Payson views, this home is truly a must-see. The roof, water heater, main-level HVAC system, and numerous additional features have been replaced or upgraded within the past six years. Ask for the complete list of improvements.

401 N Whitetail Drive, Payson

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