Concho Homes with Owner May Carry New Financing

Welcome to Concho, a charming town nestled in the heart of Apache County, Arizona. Known for its picturesque landscapes and friendly community, Concho offers a peaceful retreat for those looking to escape the hustle and bustle of city life.

One of the unique features of the real estate market in Concho is the availability of homes with owner financing options. If you're looking for flexibility in your home purchase, you'll be pleased to know that many properties in Concho offer owner may carry new financing. This option can make it easier for buyers to secure their dream home, even if they don't qualify for traditional bank loans.

Whether you're searching for a cozy cabin in the woods or a spacious family home with mountain views, Concho has something for everyone. Imagine waking up to the sound of birds chirping and the fresh mountain air – that's the experience that awaits you in Concho.

With its affordable housing options, stunning natural beauty, and welcoming community, Concho is the perfect place to call home. Explore the real estate opportunities in Concho today and start living the life you've always dreamed of.

Newest Concho Homes with Owner May Carry New Financing

$24,900

7063040 MLS

Gorgeous lot with fantastic far distance and mountain views, level spots for building, trees, and great roads that do not need 4 wheel drive. River Meadows Ranch has a community well from where you can obtain limited water. This lot has it all with brilliant stars at night, wildlife roaming by, and total privacy. Build, RV, create your dream ranch, (perfect for horses or other animals), camp, bring your toys up on the weekends.... the choice is yours! Limited POA/HOA maintains roads and community well.

River Meadows Ranch Unit 3 Lot 204 -- Unit -, Concho

$34,750

7063039 MLS

Beautiful, private, and heavily treed, this property offers the perfect escape. Build your dream home, place a manufactured home, bring your RV, or simply camp and enjoy the outdoors. With plenty of room for horses, ATVs, and other recreational toys, it's an ideal weekend getaway or future homesite in a peaceful setting. SELLER FINANCING AVAILABLE

85 Co Rd 8128 Lots 100, 101 & 108 3.33 -- Unit -, Concho

$47,750

7063034 MLS

Beautiful, private, and heavily treed, this 4.14 acre property offers the perfect escape. Build your dream home, place a manufactured home, bring your RV, or simply camp and enjoy the outdoors. With plenty of room for horses, ATVs, and other recreational toys, it's an ideal weekend getaway or future homesite in a peaceful setting. Four parcels included in this listing. Each parcel also available for purchase individually SELLER FINANCING AVAILABLE

121, 125, 127 & 129 Co Rd 8051 4.14 Acre -- Unit -, Concho

$199,000

4 Beds ⋅ 3 Baths ⋅ 7062487 MLS ⋅ 2,052 SqFt.

Tucked into 2.08 partially fenced acres in the peaceful high desert of Concho, this 4-bedroom, 3-bath home offers 2,052 square feet of flexible living and a rare chance to build real equity. Built in 2007, the floor plan is more generous than most: a dedicated living room, a separate family room, and a den -- giving you room for a home office, a playroom, a guest suite, or whatever your life calls for. Step outside and the setting speaks for itself. Sweeping mountain views frame the horizon, mature privacy plantings soften the property lines, and the wide-open Arizona sky stretches out in every direction. This is land you can breathe on -- space for animals, a garden, a workshop, or simply room between you and the next neighbor. The essentials are already in place: septic, power, and an owned (not leased) propane tank, so you're set from day one. With quick access to Highway 61, you're connected without sacrificing seclusion. Here's the opportunity: this home is ready for someone to bring their vision to life. A round of cosmetic updates transforms it from solid to standout -- an ideal project for an investor, a flipper, or a buyer who wants to build sweat equity in a home that's fundamentally sound. Priced with room to make it your own. And the location can't be beat for anyone who loves the outdoors. Just a short drive from the White Mountains, you'll have year-round access to lakes, national forest, fishing, hiking, hunting, and cool-pine escapes when the valley heats up. Peaceful living, big skies, honest value, and endless potential -- all in one of Arizona's most scenic regions. Come see what you can make of it.

55 N Country Lane, Concho

$14,996

7053605 MLS

FIVE ACRES FOR SALE SW OF CONCHO, AZ. JUST A SHORT DRIVE TO SHOW LOW, SNOWFLAKE & PINETOP. ESCAPE THE CITY AND ENJOY ALL THAT NORTHERN AZ HAS TO OFFER! PERFECT FOR YOUR OFF-GRID/RECREATIONAL SETUP. APPX 6400 FT ELEVATION. ZONED ''AG''. DIRECTIONS AN LISTING FOR THE SW 5 ACRE PORTION OF APACHE COUNTY PARENT PARCEL APN 201-36-008, SURVEY TO BE PERFORMED DURING ESCROW. *SELLER MAY CARRY*BUYER TO VERIFY SCHOOLS, ZONING / USE , UTILITIES, ACCESS & ALL PERTINENT INFORMATION*DIRECTIONS: AZ HWY 61/CR 8235- N ON CR 8235 FOR 7 MILES, W ON 8256 JUST UNDER ¾ MILES, N ON 8260 JUST OVER ¾ MILES, E ON 8269, CONT N ON 8235, W THEN N ON 8285 JUST OVER 1 MILE, CONT N ON 8715 JUST UNDER ½ MILE TO SW CORNER OF PARCEL. DO NOT USE ADDRESS TO LOCATE, MUST USE COUNTY GIS MAPS & GPS COORD 34.432798, -109.839

2 County Rd N8715 -- Unit -, Concho

$69,900

7050827 MLS

Secluded 76-acre parcel with stunning views, dark night skies, and direct access to State Land on the east. Featuring mostly level terrain with a scenic wash, plus elevated ground offering additional vantage points, this is a property that truly must be explored in person to be appreciated. While portions lie within the floodplain, there is still buildable acreage outside of it. Ideal for off-grid living at approximately 5,700 feet in elevation, enjoy four distinct seasons, temperate summers, and mild winters. Accessible year-round, though a high-clearance vehicle is recommended. Escape the crowds and experience the peace, privacy, and wide-open spaces of Arizona country living. Follow my listing directions.

Lots 18,19 N8577 -- Unit 18, Concho

$39,500

7048381 MLS

Own your piece of Arizona's beautiful high country with this outstanding 6.09-acre parcel in Windsor Valley Ranch. Offering breathtaking long-range views, wide-open spaces, and plenty of room to build, this property is ideal for your dream home, cabin retreat, horse property, or weekend getaway. Located in a desirable area with well-maintained roads and attractive homes nearby, this parcel provides easy year-round access while maintaining the privacy and tranquility of country living. The gently rolling terrain offers multiple building sites with panoramic views of the surrounding landscape.Power is on property line, and the property offers an excellent combination of accessibility, natural beauty, and investment potential.

8500 Tbd County Road 8500 Road Unit 43, Concho

$28,000

7037154 MLS

Seller will carry! What an opportunity to Own your own ranch or hobby farm. Beautiful views perfect for camping and homesteading. Peppered with Juniper Brush and it's an elevated lot Off N9330. Use On X hunt app for directions. Buyer to verify facts and figures. This is raw land no water or power. POA 160 a year, maintains roads and has a community Well you will have access to.

n9330 County Road Unit 90, Concho

$6,499

7037110 MLS

PRICED TO SELL! ONE ACRE LOCATED BETWEEN SHOW LOW & CONCHO AZ. PERFECT FOR OFF-GRID LIVING OR YOUR RECREATIONAL SET UP. ESCAPE THE BIG CITY AND ENJOY SOME REST & RELAXATION. APPX 6500 FT ELEVATION. ZONED A-G. APACHE COUNTY APN 107-03-457.*SELLER MAY CARRY*BUYER TO VERIFY, ZONING / USE , UTILITIES, ACCESS & ALL PERTINENT INFORMATION*DIRECTIONS: AZ HWY 61/ACR 8032 NORTH THEN WEST ON CR 8032, NORTH ON 8053, WEST ON 8088, NORTH ON 8061, WEST ON 8050, NORTH ON 8120 (ARROWHEAD BLVD) ¾ MILE. LOT ON NE CORNER OF ARROWHEAD & CR 8060. USE AERIAL MAPS & GPS 34.370851, -109.795356.

1 County Rd 8060 -- Unit -, Concho

$6,999

7037108 MLS

ENJOY THE COOLER WEATHER AND SERENE ATMOSPHERE OF NORTHERN ARIZONA. 1.16 ACRE PARCEL NEAR CONCHO AZ. IDEAL FOR OFF-GRID OR RECREATIONAL USE. MANY COUNTY ROADS IN THE AREA THAT ARE PERFECT FOR EXPLORING. APPX 6500 FT ELEVATION. ZONED A-G. APACHE COUNTY APN 107-03-429. **SELLER MAY CARRY**BUYER TO VERIFY, ZONING / USE , UTILITIES, ACCESS & ALL PERTINENT INFORMATION*DIRECTIONS: AZ HWY 61/ACR 8032 - NORTH THEN WEST ON CR 8032, NORTH ON CR 8053, WEST ON CR 8088, NORTH ON CR 8061, WEST ON CR 8050, NORTH ON CR 8120 (ARROWHEAD BLVD) JUST OVER ½ MILE, EAST ON 8058 TO 2ND PARCEL ON SOUTH SIDE OF RD. USE AERIAL MAPS & GPS 34.368056, -109.794854.

4 County Rd 8058 -- Unit -, Concho

$59,000

7033509 MLS

Amazing property on an excellent County maintained road that already has an installed septic system! Level for easy building, roads on 3 sides and 360-degree mountain views. Easey access, immaculate neighbors yet with still a ton of privacy.... this property is the best of all worlds!

85 Co Rd 8500 Acres -- Unit -, Concho

$16,000

7025527 MLS

This 1.16-acre parcel offers electric power at the lot line and access via well-maintained county roads. Build your home or live in an RV while you plan--flexibility is yours. Just 20 minutes from Show Low for shopping, dining, and everyday amenities, yet tucked into a peaceful, quiet area with a seasonal lake across the road that feels a world away. Seller financing available with just $3200 down.

Lot 164 Mesa Redondo -- Unit 164, Concho

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