Concho Homes with VA Loan New Financing

Welcome to the charming city of Concho, located in Apache County, Arizona. Known for its stunning natural beauty and peaceful surroundings, Concho offers a serene escape from the hustle and bustle of city life.

If you're looking to make Concho your home, you'll be delighted to know that there are plenty of homes available with VA loan financing. VA loans are a great option for those who have served in the military, offering favorable terms and benefits that make homeownership more accessible.

Whether you're looking for a cozy cabin in the woods, a spacious family home, or a tranquil retreat with sweeping views of the surrounding landscape, Concho has something for everyone. Imagine waking up to the sound of birds chirping, taking a leisurely stroll through the picturesque streets, or simply relaxing on your porch and taking in the fresh mountain air.

With VA loan financing available, your dream of owning a home in Concho can become a reality. Let us help you find the perfect property that suits your needs and budget. Contact us today to explore the options and start your journey to homeownership in this idyllic corner of Arizona.

Newest Concho Homes with VA Loan New Financing

$249,900

4 Beds ⋅ 2 Baths ⋅ 7075629 MLS ⋅ 1,490 SqFt.

Basically brand new home. Seller willing to finance. Manufactured home on a slab with block skirting. All new flooring and paint. Ready to move in. Propane for furnace and oven/range. Electric water heater. All utilities hooked up, and trash pickup available. Paved roads.

3 County Road 5099 Lane, Concho

$399,900

3 Beds ⋅ 2 Baths ⋅ 7073024 MLS ⋅ 2,212 SqFt.

Exceptional 3-bedroom, 2-bath triple-wide home on 3.51 fully fenced and cross-fenced acres, offering privacy and comfortable rural living. Set on a concrete pad with stem wall, this spacious home features an open, split floor plan, custom touches, wood flooring, central A/C, wood stove, and an expansive kitchen with abundant storage. Enjoy three covered porches, a private deep well, and county-maintained road access. Property features include an RV garage, greenhouse, three sheds, two carports, shipping container with electric, chicken coop, and garden area. A portion of the acreage has its own tax parcel number and may be sold separately, providing added flexibility and investment potential. Enjoy the quietness, star filled skies, beautiful sun rise/sunset. Rainwater catchment system, Roof 9 years old, septic system pumped and inspected. Kitchen Beautiful Bar top and other details are from Rodeo-Chediski Fire.

68 Charlene Drive, Concho

$399,000

4 Beds ⋅ 3 Baths ⋅ 7064970 MLS ⋅ 2,603 SqFt.

Comfortable, well built, amenity rich home. From the exterior colorful landscaping enhances the solid structure capped by a sturdy, metal roof. Formal entry gives the options of going left into private quarries featuring 2 bedrooms with dedicated separate en suites. The back suite offers direct access to a relaxing indoor jetted spa. right off the hall a spacious yet warm family gathering room featuring a wood burning fireplace as the center piece of a long wall of built ins. Enjoy the outside from inside through spacious glass panels. The showstopper in this home is the elevated kitchen that would be at home in any upscale home. Seemly endless cabinetry and marble counter tops will win the heart of any cook, host or hostess.

10 County Road 5099 --, Concho

$475,000

4 Beds ⋅ 2 Baths ⋅ 7063459 MLS ⋅ 1,940 SqFt.

Experience country living with breathtaking views of the White Mountain Range on this well-appointed 4-bedroom home situated on 2 acres. Designed for comfort and functionality, the home features a welcoming foyer with a coat closet, a spacious living room highlighted by a cozy wood stove, a breakfast nook, and a formal dining room perfect for gatherings. The home offers 2 bathrooms, providing convenience and flexibility for family and guests. Exterior improvements include durable siding on both the home and the 2.5-car garage, along with a vented metal roof for added longevity and efficiency. Recent upgrades include a new water heater and septic system.

12 Navajo Dr Cr5067 --, Concho

$449,900

3 Beds ⋅ 2 Baths ⋅ 7049087 MLS ⋅ 1,624 SqFt.

Some properties promise freedom. This one is engineered for it. Set on 20 unbroken acres beneath the wide skies and tall pines of Arizona's White Mountains, this 2023 Cavco home is a rare study in true independence -- a residence where comfort and complete self-sufficiency are designed to coexist. Three bedrooms, two baths, and 1,624 square feet of thoughtfully upgraded living space open onto wraparound concrete porches, where quartz counters, GE appliances, and a remodeled shower speak to a home finished with intention rather than compromise. But the real story is what runs beneath the surface. Power is entirely your own: a 14.6-kW solar array feeds a Sol-Ark 12-kW inverter backed by nearly 30 kW of lithium storage, all housed in a dedicated solar shed, with a 9-kW diesel generator standing ready. Climate is handled by geothermal heating and cooling, reinforced by a 44,000-BTU mini-split system across five zones -- steady, efficient comfort in every season. Water security is equally deliberate: a 5,000-gallon storage tank, whole-home filtration, reverse osmosis, and a 50-gallon solar hot water heater, with a separate 2,000-gallon rainwater collection system feeding the orchard. That orchard -- peach, pear, nectarine, and apple -- thrives on a seasonal drip line, and the acreage has already been professionally thinned for fire safety. Septic, slab, and gravel drive are all in place. Nothing here is left to chance. Just down the road, Show Low delivers the essentials -- hardware and feed stores, groceries, and medical care -- while the surrounding White Mountains offer cool summers, crisp winters, and endless lakes and trails to explore. This is space where you can run equipment without disturbing a soul, watch storms cross the horizon, and still belong to a genuine rural community. For the buyer who values resilience, privacy, and the freedom to live entirely on their own terms, this property stands in a league of its own.

70 N8158 --, Concho

$315,000

2 Beds ⋅ 2 Baths ⋅ 7032366 MLS ⋅ 1,328 SqFt.

Beautifully updated 1040 s.f. 2 bdrm 2 bath mfg home with an addition been exquisitely remodeled with top-of-the-line upgrades & stylish finishes throughout - distinctive taste & immaculate attention to detail! The 288 s.f. screened porch can be additional, fresh-air living space for most of the year (which is why it's included in the total square footage!). There's power, well, & septic; the private, fully fenced 38 acre parcel has excellent tree cover, inc fruit trees. Outbuildings include a large wooden barn w/loads of character (needs TLC), a solid & squeaky clean well house, a metal storage bldg, 2 tool/toy shelters, & a single wide trailer that's been nicely maintained & used as a woodworking shop. Great access, mostly paved. Pride of ownership is evident, & the road access is great! The Property Disclosure and Well Disclosure are in the Documents tab of this listing. FYI, a Murphy bed is installed in the second bedroom, and there are upgraded fans and skylight & transom treatments, as well. The landscape is dotted with petrified wood and other 'finds' like arrowheads, and there are other attractive outdoor features such as a waterfall, block planter beds, grapevines, etc.. It would be well suited to being a horse property, with miles of good riding all around - private and serene area. Well is 280' deep, and the water level is at 220'. All in all, this is an extraordinarily nice property that has been lovingly cared for over the years and is now ready for a new chapter!

92 Cr N5417 --, Concho

$399,000

4 Beds ⋅ 3 Baths ⋅ 7008063 MLS ⋅ 2,400 SqFt.

Discover wide open living with this well-kept 4- bedrooms 2-bath home on a fully usable parcel in Concho, Az. Featuring circular driveway mature trees, and plenty of spaces for vehicles, RV's, animals, or future expansion. Inside offers a bright, open layout with a spacious living room, abundant natural light and a functional flow into the kitchen and dining area.The kitchen includes ample cabinetry generous counter space and a center island, while a pellet stove adds year round comfort. The attached garage provides added convenience and storage. Enjoy low maintenance landscaping, a covered porch

5 County Road N8613 Road, Concho

$200,000

2 Beds ⋅ 2 Baths ⋅ 6940658 MLS ⋅ 1,200 SqFt.

PRICE REDUCED - Big Sky country home that's affordable! Located at the end of a gated circular driveway, this attractive home was built by its owner with an emphasis on sturdiness & practicality; there are some items yet to complete, which is why it's economically priced. Set on a huge 37-acre parcel, it offers peace, privacy, & excellent views of surrounding mountains. Fully fenced & cross fenced makes it ideal for livestock & self-sufficiency. Upgrades like beautiful solid wood doors, great flooring, & a stylish kitchen are throughout. Utilities incl metered water, propane gas, & Navopache Electric PLUS a solar array that will be paid off - no lease! - keeping elec bills low for economical living! This well-priced home is perfect for new owners to be able buy now and make it their own.

70 N5207 Road, Concho

$279,999

3 Beds ⋅ 2 Baths ⋅ 6855588 MLS ⋅ 1,456 SqFt.

JUST REDUCED! Sweet country home on 2 adjoining 1.09 acre lots. One lot has a meticulously remodeled, immaculate 3 bedroom 2 bath home that's been repainted inside and out with all new cabinetry, flooring, fixtures, & more. Living room focal point is the distinctive blue fireplace with a beautiful wooden mantel, & a comfortable floorplan with great flow! The efficient kitchen has all new appliances and gorgeous views of the cinder mountains out the kitchen window and sliding glass doors, & the washer/dryer in the utility room also stay with the home. There's an attractive back yard with chain link fencing, and a storage shed. The 2nd lot already has the septic and well installed for another homesite, work shop or for a full RV hook-up. Incredible peace and quiet, only minutes from town!

38 County Road, Concho

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.